APM INTERIEUR
ActiveSummary
The computed 12-month bankruptcy probability of APM INTERIEUR is 2.5% (moderate). The 2025 annual accounts show equity of €19k and a net result of €13k. Its solvency ranks better than 23% of 7453 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
47
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability84▲+12
Solvency42▲+5
Growth78
Track record94
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.19 against 1.08 in 2024; short-term debt: 82.8% and cash: 0.7% of total assets), and 82.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 7453 sector peers (2025).
NBB · sector comparisonPosition among 7453 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-05-2025 was due by 31-12-2025 and was filed on 05-01-2026, 5 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
5 d late
2024
6 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-05-2026 and is due by 31-12-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-05-2026 close24-09-2026 today31-12-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€19k▲ 235%
2024 · €6k
2024: €6k
2024 → 2025
Total assets
€110k▲ 138%
2024 · €46k
2024: €46k
2024 → 2025
Net result
€13k▲ 220%
2024 · €4k
2024: €4k
2024 → 2025
Working capital
€17k▲ 443%
2024 · €3k
2024: €3k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€6k-€19k▲ 235%
Operating result€7k-€20k▲ 197%
Net result€4k-€13k▲ 220%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 197% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €110k
Fixed assets
€2k ▼ 38.1%
Current assets
€108k ▲ 150%
Equity and liabilities €110k
Equity
€19k ▲ 235%
Debt
€91k ▲ 125%
Debt's share of the balance-sheet total falls from 87.8% to 82.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€21k▲
2024 · €7k
Cash flow
€14k▲
2024 · €5k
Current ratio
1.19▲
2024 · 1.08
Debt to equity
4.84▼
2024 · 7.20
ROE
70.1%▼
2024 · 73.3%
ROA
12.0%▲
2024 · 8.9%
Interest coverage
6.84▲
2024 · 5.04
Debt ≤ 1 year
€91k▲
2024 · €40k
Income taxes
€3k▲
2024 · €1k
Staff costs
€2k▲
2024 · €594
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet
Code20242025
Assets
Total assets20/58€46k€110k▲
Fixed assets21/28€3k€2k▼
Tangible fixed assets22/27€3k€2k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€1k€602▼
Current assets29/58€43k€108k▲
Amounts receivable within one year40/41€35k€107k▲
Trade receivables40€30k€94k▲
Other amounts receivable41€5k€13k▲
Cash at bank and in hand54/58€4k€788▼
Deferred charges and accrued income490/1€4k€155▼
Equity and liabilities
Total equity and liabilities10/49€46k€110k▲
Equity10/15€6k€19k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€4k€17k▲
Amounts payable17/49€41k€91k▲
Amounts payable within one year42/48€40k€91k▲
Trade debts44€31k€69k▲
Suppliers440/4€13k€3k▼
Bills of exchange payable441€18k€67k▲
Taxes, remuneration and social security45€4k€17k▲
Taxes450/3€1k€5k▲
Remuneration and social security454/9€3k€13k▲
Other amounts payable47/48€6k€5k▼
Accrued charges and deferred income492/3€430€61▼
Income statement
Code20242025
Remuneration, social security and pensions62€594€2k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€452€1k▲
Other operating charges640/8€174€571▲
Gross operating margin9900€8k€24k▲
Operating profit (loss)9901€7k€20k▲
Financial income75/76B€0€72▲
Recurring financial income75€0€72▲
Financial charges65/66B€1k€3k▲
Recurring financial charges65€1k€3k▲
Profit (loss) for the period before taxes9903€5k€17k▲
Income taxes67/77€1k€3k▲
Profit (loss) for the period9904€4k€13k▲
Profit (loss) for the period to be appropriated9905€4k€13k▲
Appropriation of the result
Profit (loss) to be appropriated9906€4k€17k▲
Profit (loss) brought forward from the previous period14P-€4k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 5 days late
2025
06-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 6 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilbeek · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Alenalaan 65/3021700 DilbeekGround area
364 m²
Building footprint
175 m²
Volume, LiDAR
1,818 m³
Parcel 23016D0181/00H003, Flanders · tallest building 12.3 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
APM INTERIEUR
since 20232.342.436.469
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23016D0181/00H003 | Flanders | 364 m² | 1 · 175 m² | 12.3 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Toon en Dochters
BE 0782.549.379
Mortsel · Eq €18,826
ARICO
BE 0441.686.431
Antwerpen · Eq €18,841
CAKIR GROUP
BE 0680.457.374
Evere · Eq €18,821
ALLTRAC
BE 0758.419.244
Kraainem · Eq €18,846
SCROPPO CONSTRUCT
BE 1031.837.401
Charleroi · Eq €18,847
Of 29,797 companies in sector 41001 we hold annual accounts for 16,049. 11,384 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-02-2023
Fiscal year end31-05
Activities, NACEBEL 2025
41001General construction of residential buildings
43211General electrical installation work
43221Plumbing work
43341Painting of buildings
81210General cleaning of buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.