Turnover
≈ €120,000 estimated
The micro format states no turnover.
P&H Consult
Lifetime
2 annual accounts with figures on one time axispeak €56,631 (2024)
€18,473▼ 67.4%
peak €38,751 (2024)
€11,775▼ 69.6%
peak €53,025 (2025)
€53,025▲ 28.5%
€12,939▼ 26.8%
Board1 name since 2023
1 directorPUTTENAERS Tim
Documentsfilings and deeds
19-12-202543 days before the deadline
2025micro format
Gross margin from €56,631 to €18,473Result from €38,751 to €11,775Equity from €41,251 to €53,025Debts from €17,682 to €12,939
Key points
from the 2025 annual accountsLiquidity
4.89 was 2.96 in 2024
Short-term debts fell from €17,682 to €12,646.
Starting capital
€2,500 100 shares
Checked score
97
Excellent
Financially stronger than 80% of micro companies in advertising and market research (NACE 73)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 11,230 companies (NACE 73, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.4%
01-2025: 1.5%▲ +0.1 percentage points vs 12-2024
02-2025: 1.5%● unchanged vs 01-2025highest value
03-2025: 1.5%● unchanged vs 02-2025highest value
04-2025: 0.2%▼ -1.3 percentage points vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.2%● unchanged vs 06-2025
08-2025: 0.1%▼ -0.1 percentage points vs 07-2025
09-2025: 0.2%▲ +0.1 percentage points vs 08-2025
10-2025: 0.1%▼ -0.1 percentage points vs 09-2025
11-2025: 0.2%▲ +0.1 percentage points vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.1%▼ -0.1 percentage points vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026lowest value
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Size: total assets €65,964
lowers risk
Liquidity: current ratio 4.89, cash €43,653
Sector: Advertising, market research and public relations activities (NACE 73)
Equity €53,025 (80.4% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 73, micro). It does better than 87% of them on solvency, 88% on liquidity, 68% on profitability and 75% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as P&H Consult has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of P&H Consult itself is lower: 0.1% within 12 months. It rests on far more data about P&H Consult than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for P&H Consult. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 4.89 (2.96 in 2024), above the usual 1.5. Short-term debt is 19.2% and cash 66.2% of total assets. 19.6% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 19-12-2025, 43 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
43 days early
2024
54 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 6 days after the deadline. In the sector (NACE 73), the median for financial year 2024 was 6 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end10-11-2026 today31-01-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0797204101
Incorporation
Founding capital of €2,500, 100 shares · Founder: PUTTENAERS Tim · Appointment: PUTTENAERS Tim (director) · published on 18-01-2023 · Gazette deed
First establishment
Robynsstraat 48, Tessenderlo-Ham
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| P&H Consult Tessenderlo-Ham | €65,964 | €18,473 | 80.4% | - |
| P. Myten Hasselt | €70,753 | €22,039 | 93.7% | - |
| OPTC Brussels | €60,544 | €18,909 | 69.5% | - |
| Flying Free Media Tervuren | €75,926 | €17,111 | 25.7% | - |
| Emaway Evere | €72,443 | €21,856 | 91.8% | - |
| elle rêve Lendelede | €66,820 | €15,690 | 74.8% | - |
| GDW LAW Sint-Lievens-Houtem | €58,636 | €19,788 | 74.7% | - |
These companies have the same main activity as P&H Consult: public relations and communication consultancy (NACE 73300). They are comparable in size and age: total assets between €58,600 and €75,900, founded between 2022 and 2023.
Official details
Source: KBO- Status
- Active since 16-01-2023Normal situation
- Activity
- Public relations and communication consultancyNACE 73300and 5 others
- Establishment unit
- 2.340.245.1603945 Tessenderlo-Ham, since 16-01-2023
- Financial year end
- 30 June
- Peppol
- Reachable since 31-10-2025
Annual accounts to 30-06-2025
- €65,964▲ 11.9%
- Filing
- Filed on 19-12-2025, 43 days before the end of the filing period
Insights on P&H Consult
P&H Consult has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €53,025 and a net result of €11,775.
Its solvency ranks better than 78% of 8,615 sector peers (NACE 73, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about P&H Consult
- What is the company number of P&H Consult?
- The company number of P&H Consult is 0797.204.101. The VAT number is the same number with BE in front: BE 0797.204.101.
- Where is P&H Consult based?
- The registered office is at Robynsstraat 48, 3945 Tessenderlo-Ham.Company details
- What does P&H Consult do?
- According to the KBO register, the main activity is public relations and communication consultancy (NACE 73300).
- What is the legal form of P&H Consult?
- P&H Consult is a private limited company (BV).
- When was P&H Consult founded?
- P&H Consult was founded on 16-01-2023.
- Is P&H Consult still active?
- Yes, P&H Consult is an active enterprise in the KBO register.
- What is the turnover of P&H Consult?
- The turnover in financial year 2025 is ≈ €120,000. This figure is estimated from the gross margin of €18,473 and 41 comparable companies (NACE 73300). It probably lies between €49,000 and €190,000. It is a rough estimate.Financials
- Is P&H Consult profitable?
- In financial year 2025, P&H Consult made a profit of €11,775.
- Where can I find the annual accounts of P&H Consult?
- P&H Consult filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of P&H Consult due?
- P&H Consult must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
Next steps
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