P.B. BUREAUTIQUE
InactiveInactive since 04-06-2026; last annual accounts for fiscal year 2025.
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
50 d early
2023
28 d late
2022
11 d early
2021
26 d late
2020
33 d late
2019
57 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€204k▲ 13.4%
2024 · €180k
2018: €56k
2019: €61k
2020: €35k
2021: €24k
2022: €32k
2023: €33k
2024: €180k
2018 → 2025
Total assets
€319k▼ 2.1%
2024 · €326k
2018: €299k
2019: €281k
2020: €273k
2021: €262k
2022: €218k
2023: €213k
2024: €326k
2018 → 2025
Net result
€24k▼ 83.6%
2024 · €146k
2018: €2k
2019: €5k
2020: €-26k
2021: €-11k
2022: €7k
2023: €2k
2024: €146k
2018 → 2025
Working capital
€198k▲ 11.6%
2024 · €178k
2018: €-17k
2019: €-11k
2020: €-39k
2021: €-39k
2022: €-41k
2023: €-38k
2024: €178k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€24k-€32k▲ 29.3%€33k▲ 4.8%€180k▲ 442%€204k▲ 13.4%
Operating result€-32-€18k€11k▼ 41.4%€232k▲ 2,057%€29k▼ 87.5%
Net result€-11k-€7k€2k▼ 78.6%€146k▲ 9,455%€24k▼ 83.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 88% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €319k
Fixed assets
€20k ▼ 26.2%
Current assets
€299k =
Equity and liabilities €319k
Equity
€204k ▲ 13.4%
Debt
€115k ▼ 21.2%
Debt's share of the balance-sheet total falls from 44.9% to 36.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€34k▼
2024 · €237k
Cash flow
€29k▼
2024 · €151k
Current ratio
2.97▲
2024 · 2.47
Debt to equity
0.57▼
2024 · 0.81
ROE
11.8%▼
2024 · 81.5%
ROA
7.5%▼
2024 · 45.0%
Interest coverage
12.47▼
2024 · 13.99
Debt ≤ 1 year
€101k▼
2024 · €121k
Debt > 1 year
€14k▼
2024 · €25k
Income taxes
€8k▼
2024 · €69k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€326k€319k▼
Fixed assets21/28€27k€20k▼
Tangible fixed assets22/27€27k€20k▼
Furniture and vehicles24€27k€20k▼
Current assets29/58€299k€299k=
Stocks and contracts in progress3€400-
Stocks30/36€400-
Amounts receivable within one year40/41€38k€43k▲
Trade receivables40€24k€14k▼
Other amounts receivable41€14k€29k▲
Current investments50/53€38€38=
Cash at bank and in hand54/58€261k€255k▼
Deferred charges and accrued income490/1€146€530▲
Equity and liabilities
Total equity and liabilities10/49€326k€319k▼
Equity10/15€180k€204k▲
Contributions10/11€23k€23k=
Reserves13€147k€147k=
Distributable reserves133€147k€147k=
Profit (loss) carried forward14€9k€33k▲
Amounts payable17/49€146k€115k▼
Amounts payable after more than one year17€25k€14k▼
Financial debts170/4€25k€14k▼
Amounts payable within one year42/48€121k€101k▼
Current portion of amounts payable after more than one year42€6k€5k▼
Financial debts43€10k-
Credit institutions430/8€10k-
Trade debts44€33k€18k▼
Suppliers440/4€33k€18k▼
Taxes, remuneration and social security45€72k€78k▲
Taxes450/3€71k€78k▲
Remuneration and social security454/9€1k€500▼
Accrued charges and deferred income492/3€268€116▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€5k▲
Other operating charges640/8€3k€7k▲
Non-recurring operating charges66A€4k€489▼
Gross operating margin9900€243k€42k▼
Operating profit (loss)9901€232k€29k▼
Financial income75/76B€7€5k▲
Recurring financial income75€7€5k▲
Financial charges65/66B€17k€3k▼
Recurring financial charges65€17k€3k▼
Profit (loss) for the period before taxes9903€216k€32k▼
Income taxes67/77€69k€8k▼
Profit (loss) for the period9904€146k€24k▼
Profit (loss) for the period to be appropriated9905€146k€24k▼
Appropriation of the result
Profit (loss) to be appropriated9906€154k€33k▼
Profit (loss) brought forward from the previous period14P€8k€9k▲
Transfer to equity691/2€145k-
To other reserves6921€145k-
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Equity above €200kEq €204k ▲13.4%
4 profitable years in a row build equity to €204k.
11-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €146k ▲9455%
Operating result €232k, net result €146k, both a record.
31-12
Financial
Liquidity quadruplescurrent ratio 2.47
Current ratio from 0.55 to 2.47.
31-12
Financial
Equity above €150kEq €180k ▲442%
3 profitable years in a row build equity to €180k.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €7k
Net result €7k after 2 loss-making years.
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
02-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 33 days late
2020
31-12
Financial
Weakest financial yearnet €-26k ▼603%
Net result drops to €-26k, the lowest in the series.
Show earlier events
04-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
03-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
01-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Spa
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Boulevard des Anglais 324900 SpaGround area
608 m²
Building footprint
268 m²
Volume, LiDAR
4,879 m³
Parcel 63072G0056/00P000, Wallonia · tallest building 22.4 m, ±6 floors. Linked by address, not a title deed.
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63072G0056/00P000 | Wallonia | 608 m² | 1 · 268 m² | 22.4 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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COPIE CONFORME
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Of 334 companies in sector 46492 we hold annual accounts for 241. 192 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-11-2005
Fiscal year end31-12
Activities, NACEBEL 2025
46492Wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.