Oxa Group

Active

Private limited companyfounded 20224 yrs activeIndringingsweg 3, 1800 Vilvoorde, BelgiumKBO/BCE: BE 0787.360.975

The computed 12-month bankruptcy probability of Oxa Group is 2.4% (moderate). The 2025 annual accounts show equity of €63k and a net result of €-4k. Equity is growing by ~408.2% per year across the filed fiscal years. Its solvency ranks better than 83% of 7318 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

70 / 100

Healthy▼ -30 vs 2024

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability0▼-100

Solvency100▲+2

Growth52▼-26

Stability94

Bankruptcy probability, 12 months

2.4% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €5k at 30 days acceptable

Liquidity ample (current ratio 3.38 against 2.06 in 2024), and 24.5% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 41

Relative position

BE, all sectors

reference

Sector 41

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

75.5%

Return on assets

-4.7%

Age of the figures

8 mo

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 4 filings

Deviation from the deadline

2025

29 d late

2024

on the day

2023

26 d late

2022

9 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

14-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Turnover

€161k

EBIT margin

9.1%

Net result

€-4k

2024 · €64k

2022: €-1k 2023: €14k 2024: €64k

2022 → 2025

Working capital

€48k▼ 7.7%

2024 · €52k

2022: €541 2023: €-9k 2024: €52k

2022 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line2022202320242025Trend

Turnover€161k

Equity€541-€3k▲ 430%€67k▲ 2,223%€63k▼ 5.9%

Operating result€-1k-€15k€80k▲ 444%€-4k

Net result€-1k-€14k€64k▲ 345%€-4k

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result turns negative in 2025: a loss of €4k after €80k in 2024, the lowest year so far.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €83k

17.2%

82.8%

Fixed assets €14k▲ 0.9%

Current assets €69k▼ 32.4%

Equity and liabilities €83k

75.5%

24.5%

Equity €63k▼ 5.9%

Debt €20k▼ 58.7%

The debt ratio falls from 42.5% to 24.5%: debt falls faster than equity shrinks.

Key figures and ratios

2025 value · change against 2024

EBITDA

€897▼

2024 · €83k

Cash flow

€802▼

2024 · €67k

Solvency

75.5%▲

2024 · 57.5%

Current ratio

3.38▲

2024 · 2.06

Quick ratio

3.38▲

2024 · 2.06

Debt / equity

0.33▼

2024 · 0.74

ROE

-6.3%▼

2024 · 95.7%

ROA

-4.7%▼

2024 · 55.0%

Interest coverage

9.39▼

2024 · 534.11

Debt

€20k▼

2024 · €49k

Debt ≤ 1 year

€20k▼

2024 · €49k

Staff costs

€3k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€116k€83k▼

Fixed assets21/28€14k€14k▲

Tangible fixed assets22/27€14k€14k▲

Plant, machinery and equipment23-€2k

Furniture and vehicles24€14k€12k▼

Current assets29/58€102k€69k▼

Amounts receivable within one year40/41€43k€31k▼

Trade receivables40€40k€13k▼

Other amounts receivable41€3k€18k▲

Cash at bank and in hand54/58€59k€37k▼

Equity and liabilities

Total equity and liabilities10/49€116k€83k▼

Equity10/15€67k€63k▼

Contributions10/11€2k€2k=

Profit (loss) carried forward14€65k€61k▼

Amounts payable17/49€49k€20k▼

Amounts payable within one year42/48€49k€20k▼

Trade debts44€15k€6k▼

Suppliers440/4€15k€6k▼

Taxes, remuneration and social security45€25k€14k▼

Taxes450/3€17k€14k▼

Remuneration and social security454/9€7k-

Other amounts payable47/48€10k€0▼

Income statement Code20242025

Remuneration, social security and pensions62-€3k

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€5k▲

Other operating charges640/8€262€432▲

Gross operating margin9900€84k€4k▼

Operating profit (loss)9901€80k€-4k▼

Financial income75/76B€1-

Recurring financial income75€1-

Financial charges65/66B€156€96▼

Recurring financial charges65€156€96▼

Profit (loss) for the period before taxes9903€80k€-4k▼

Income taxes67/77€16k-

Profit (loss) for the period9904€64k€-4k▼

Profit (loss) for the period to be appropriated9905€64k€-4k▼

Appropriation of the result

Profit (loss) to be appropriated9906€65k€61k▼

Profit (loss) brought forward from the previous period14P€865€65k▲

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 8Financial 4Filings 4

Next filing, fiscal year 2026, expected by 31-07-2027

2026

29-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 29 days late

2025

31-12

Financial Weakest financial yearnet €-4k ▼106%

Net result drops to €-4k, the lowest in the series.

31-07

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

31-12

Financial Highest result since 2022net €64k ▲345%

Operating result €80k, net result €64k, both a record.

31-12

Financial Liquidity triplescurrent ratio 2.06

Current ratio from 0.73 to 2.06.

26-08

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 26 days late

2023

31-12

Financial Back to profitnet €14k

Net result €14k after one loss-making year.

09-08

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 9 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Vilvoorde · 1 establishment unit since 2022

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Indringingsweg 31800 Vilvoorde

Ground area

1.2 ha

Building footprint

873 m²

Volume, LiDAR

6,551 m³

2 parcels, Flanders · tallest building 11.8 m, ±3 floors. Linked by address, not a title deed.

1 establishment unit

OXA Group

Kolveniersstraat 23, 1800 VilvoordeManufacture of other builders' carpentry and joinery

since 20222.332.261.664

2 parcels

Flanders 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
23645B0086/00L000	Flanders	1.2 ha	1 · 670 m²	10.5 m · 3 fl.
23642D0180/00C004	Flanders	547 m²	1 · 204 m²	11.8 m · 1 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Sint-Truiden · Eq €63k

COEMOTH-GROSJEAN CONSTRUCTION

Somme-Leuze · Eq €63k

VASSA

BE 0689.798.078

Oudenburg · Eq €63k

Of 29,535 companies in sector 41001 we hold annual accounts for 15,871. 13,042 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded17-06-2022

Fiscal year end31-12

Activities, NACEBEL

41001General construction of residential buildings

Sources

Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers

Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

1 entry

E-mail:mimozafetahi@gmail.com

Establishment Vilvoorde 2.332.261.664