M BÉTON CONSTRUCT
ActiveThe computed 12-month bankruptcy probability of M BÉTON CONSTRUCT is 1.9% (moderate). The 2025 annual accounts show equity of €63k and a net result of €25k. Equity is shrinking by ~6.8% per year across the filed fiscal years. Its solvency ranks better than 45% of 7318 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
78
/ 100
Excellent▼ -22 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency64▼-36
Growth32=
Stability100
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity tight (current ratio 1.13 against 2.42 in 2024), and 60.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
39.3%
Return on assets
15.8%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
9 d early
2024
25 d late
2023
30 d late
2022
26 d late
2021
26 d late
2020
27 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€63k▼ 7.1%
2024 · €67k
2020: €89k
2021: €76k
2022: €78k
2023: €47k
2024: €67k
2020 → 2025
Total assets
€159k▲ 57.9%
2024 · €101k
2020: €133k
2021: €99k
2022: €127k
2023: €116k
2024: €101k
2020 → 2025
Net result
€25k▼ 49.9%
2024 · €50k
2020: €79k
2021: €7k
2022: €32k
2023: €-531
2024: €50k
2020 → 2025
Working capital
€8k▼ 84.2%
2024 · €48k
2020: €49k
2021: €47k
2022: €48k
2023: €30k
2024: €48k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€76k-€78k▲ 2.5%€47k▼ 39.3%€67k▲ 43.1%€63k▼ 7.1%
Operating result€10k-€41k▲ 321%€248▼ 99.4%€66k▲ 26,382%€37k▼ 43.4%
Net result€7k-€32k▲ 330%€-531€50k€25k▼ 49.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 43% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €159k
Fixed assets
€94k▲ 373%
Current assets
€65k▼ 19.2%
Equity and liabilities €159k
Equity
€63k▼ 7.1%
Debt
€97k▲ 189%
The debt ratio rises from 33.2% to 60.7%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€71k▼
2024 · €78k
Cash flow
€59k▼
2024 · €62k
Solvency
39.3%▼
2024 · 66.8%
Current ratio
1.13▼
2024 · 2.42
Quick ratio
1.13▼
2024 · 2.42
Debt / equity
1.55▲
2024 · 0.50
ROE
40.3%▼
2024 · 74.6%
ROA
15.8%▼
2024 · 49.8%
Interest coverage
22.10▼
2024 · 270.82
Debt
€97k▲
2024 · €34k
Debt ≤ 1 year
€58k▲
2024 · €34k
Debt > 1 year
€39k
Income taxes
€9k▼
2024 · €15k
Staff costs
€14k▲
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€101k€159k▲
Fixed assets21/28€20k€94k▲
Tangible fixed assets22/27€20k€94k▲
Plant, machinery and equipment23€12k€6k▼
Furniture and vehicles24€8k€88k▲
Current assets29/58€81k€65k▼
Amounts receivable within one year40/41€73k€56k▼
Trade receivables40€48k€25k▼
Other amounts receivable41€25k€31k▲
Cash at bank and in hand54/58€6k€6k▼
Deferred charges and accrued income490/1€2k€4k▲
Equity and liabilities
Total equity and liabilities10/49€101k€159k▲
Equity10/15€67k€63k▼
Contributions10/11€10k€10k=
Profit (loss) carried forward14€57k€53k▼
Amounts payable17/49€34k€97k▲
Amounts payable after more than one year17-€39k
Financial debts170/4-€39k
Amounts payable within one year42/48€34k€58k▲
Current portion of amounts payable after more than one year42-€11k
Trade debts44€4k€19k▲
Suppliers440/4€4k€19k▲
Taxes, remuneration and social security45€30k€28k▼
Taxes450/3€30k€28k▼
Income statement
Code20242025
Remuneration, social security and pensions62€12k€14k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€34k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€7k
Other operating charges640/8€2k€5k▲
Non-recurring operating charges66A€25k-
Gross operating margin9900€117k€98k▼
Operating profit (loss)9901€66k€37k▼
Financial income75/76B-€1
Recurring financial income75-€1
Financial charges65/66B€286€3k▲
Recurring financial charges65€286€3k▲
Profit (loss) for the period before taxes9903€65k€34k▼
Income taxes67/77€15k€9k▼
Profit (loss) for the period9904€50k€25k▼
Profit (loss) for the period to be appropriated9905€50k€25k▼
Appropriation of the result
Profit (loss) to be appropriated9906€87k€83k▼
Profit (loss) brought forward from the previous period14P€37k€57k▲
Profit to be distributed694/7€30k€30k=
Return on contributions (dividend)694€30k€30k=
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
31-12
Financial
Back to profitnet €50k
Net result €50k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Weakest financial yearnet €-531 ▼102%
Net result drops to €-531, the lowest in the series; recovery starts the following year.
26-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 26 days late
2022
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Somme-Leuze · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Saint-Lambert, Sinsin 45377 Somme-LeuzeGround area
2,981 m²
Building footprint
154 m²
Parcel 91119G0255/00B000, Wallonia. Linked by address, not a title deed.
1 establishment unit
M Beton Construct
since 20202.300.532.667
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91119G0255/00B000 | Wallonia | 2,981 m² | 1 · 154 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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ECO-CONSTRUCTION
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Of 29,531 companies in sector 41001 we hold annual accounts for 15,868. 13,037 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-11-2019
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:info@mbconstruct.be