Summary
OVME is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €55,210 and a net result of -€3,162. Equity is growing by ~14.1% per year across the filed fiscal years. Its solvency ranks better than 52% of 8091 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
30 d early
2024
33 d early
2023
37 d early
2022
11 d early
2021
26 d late
2020
17 d early
2019
7 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 16 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 1 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€55,210▼ 5.4%
2024 · €58,372
Net result
-€3,162▼ 70.0%
2024 · -€1,860
Total assets
€103,441▲ 0.2%
2024 · €103,266
Solvency
53.4%▼ 3.2pp
2024 · 56.5%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€18,503▼ 6.9%€20,377▲ 10.1%€675▼ 96.7%-€1,373-€1,405▼ 2.3%
Net result€12,643within the sector's middle half▼ 5.8%€14,187within the sector's middle half▲ 12.2%-€119below the sector's middle half-€1,860below the sector's middle half▼ 1,458%-€3,162below the sector's middle half▼ 70.0%
Equity€46,165within the sector's middle half▲ 37.7%€60,351within the sector's middle half▲ 30.7%€60,232within the sector's middle half▼ 0.2%€58,372within the sector's middle half▼ 3.1%€55,210within the sector's middle half▼ 5.4%
Total assets€112,797below the sector's middle half▼ 1.8%€106,718below the sector's middle half▼ 5.4%€102,896below the sector's middle half▼ 3.6%€103,266below the sector's middle half▲ 0.4%€103,441below the sector's middle half▲ 0.2%
Debt€66,632▼ 18.1%€46,367▼ 30.4%€42,664▼ 8.0%€44,894▲ 5.2%€48,231▲ 7.4%
Working capital-€12,665within the sector's middle half▼ 14.1%-€14,667within the sector's middle half▼ 15.8%-€29,740below the sector's middle half▼ 103%-€41,556below the sector's middle half▼ 39.7%-€44,718below the sector's middle half▼ 7.6%
Solvency40.9%within the sector's middle half▲ 11.8pp56.6%within the sector's middle half▲ 15.6pp58.5%within the sector's middle half▲ 2.0pp56.5%within the sector's middle half▼ 2.0pp53.4%within the sector's middle half▼ 3.2pp
Current ratio0.50below the sector's middle half▼ 0.040.32below the sector's middle half▼ 0.190.09below the sector's middle half▼ 0.230.07below the sector's middle half▼ 0.020.07below the sector's middle half=
Return on assets (ROA)11.2%within the sector's middle half▼ 0.5pp13.3%within the sector's middle half▲ 2.1pp-0.1%below the sector's middle half▼ 13.4pp-1.8%below the sector's middle half▼ 1.7pp-3.1%below the sector's middle half▼ 1.3pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €1,405 in 2025 against €1,373 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €103,441
Fixed assets
€99,928 =
Current assets
€3,513 ▲ 5.2%
Equity and liabilities €103,441
Equity
€55,210 ▼ 5.4%
Debt
€48,231 ▲ 7.4%
Debt's share of the balance-sheet total rises from 43.5% to 46.6%. Equity is lower and debt is higher.
Key figures and ratios
ROE
-5.7%▼
2024 · -3.2%
Debt ≤ 1 year
€48,231▲
2024 · €44,894
Income taxes
€0▼
2024 · €20
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,655 | - | - | - | - | - |
| Other operating charges640/8 | - | - | - | - | €400 | - |
| Gross operating margin9900 | €20,157 | €20,377 | €675 | -€1,373 | -€1,006 | ▲ 26.8% |
| Operating profit (loss)9901 | €18,503 | €20,377 | €675 | -€1,373 | -€1,405 | ▼ 2.3% |
| Financial income75/76B | - | - | - | - | €0 | - |
| Recurring financial income75 | - | - | - | - | €0 | - |
| Non-recurring financial income76B | - | - | - | - | €0 | - |
| Financial charges65/66B | €1,426 | €1,210 | €795 | €467 | €1,756 | ▲ 276% |
| Recurring financial charges65 | €1,426 | €1,130 | €795 | €467 | €1,756 | ▲ 276% |
| Non-recurring financial charges66B | - | €80 | - | - | - | - |
| Profit (loss) for the period before taxes9903 | €17,077 | €19,167 | -€119 | -€1,840 | -€3,162 | ▼ 71.8% |
| Income taxes67/77 | €4,433 | €4,980 | - | €20 | €0 | ▼ 100% |
| Profit (loss) for the period9904 | €12,643 | €14,187 | -€119 | -€1,860 | -€3,162 | ▼ 70.0% |
| Profit (loss) for the period to be appropriated9905 | €12,643 | €14,187 | -€119 | -€1,860 | -€3,162 | ▼ 70.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €112,797 | €106,718 | €102,896 | €103,266 | €103,441 | ▲ 0.2% |
| Fixed assets21/28 | €99,928 | €99,928 | €99,928 | €99,928 | €99,928 | = |
| Financial fixed assets28 | €99,928 | €99,928 | €99,928 | €99,928 | €99,928 | = |
| Current assets29/58 | €12,869 | €6,790 | €2,968 | €3,338 | €3,513 | ▲ 5.2% |
| Amounts receivable within one year40/41 | €11,669 | €5,772 | €2,908 | €3,316 | €3,513 | ▲ 6.0% |
| Trade receivables40 | €2,500 | - | - | - | - | - |
| Other amounts receivable41 | €9,169 | €5,772 | €2,908 | €3,316 | €3,513 | ▲ 6.0% |
| Cash at bank and in hand54/58 | €1,200 | €1,019 | €60 | €23 | €0 | ▼ 100% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €112,797 | €106,718 | €102,896 | €103,266 | €103,441 | ▲ 0.2% |
| Equity10/15 | €46,165 | €60,351 | €60,232 | €58,372 | €55,210 | ▼ 5.4% |
| Contributions10/11 | €12,400 | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Outside capital11 | €12,400 | - | - | - | - | - |
| Other1109/19 | €12,400 | - | - | - | - | - |
| Reserves13 | €1,860 | €47,951 | €47,951 | €45,972 | €42,810 | ▼ 6.9% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | - | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | - | - | - |
| Distributable reserves133 | - | €46,091 | €46,091 | €45,972 | €42,810 | ▼ 6.9% |
| Profit (loss) carried forward14 | €31,905 | - | -€119 | - | - | - |
| Amounts payable17/49 | €66,632 | €46,367 | €42,664 | €44,894 | €48,231 | ▲ 7.4% |
| Amounts payable after more than one year17 | €41,099 | €24,910 | €8,388 | - | - | - |
| Financial debts170/4 | €41,099 | €24,910 | €8,388 | - | - | - |
| Amounts payable within one year42/48 | €25,534 | €21,457 | €32,708 | €44,894 | €48,231 | ▲ 7.4% |
| Current portion of amounts payable after more than one year42 | €15,862 | €16,189 | €16,522 | €8,388 | €0 | ▼ 100% |
| Advances received on contracts in progress46 | €2,178 | - | - | - | - | - |
| Taxes, remuneration and social security45 | €6,571 | €4,587 | €3,156 | - | - | - |
| Taxes450/3 | €6,571 | €4,587 | €3,156 | - | - | - |
| Other amounts payable47/48 | €923 | €681 | €13,030 | €36,506 | €48,231 | ▲ 32.1% |
| Accrued charges and deferred income492/3 | - | - | €1,568 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €12,643 | €14,187 | -€119 | -€1,860 | -€3,162 | ▼ 70.0% |
| + Depreciation and write-downs630 | €1,655 | - | - | - | - | - |
| Operating cash flow (approximation) | €14,298 | €14,187 | -€119 | -€1,860 | -€3,162 | ▼ 70.0% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | -€182 | -€959 | -€37 | -€23 | ▲ 39.1% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet -€3,162
Net result drops to -€3,162, the lowest in the series.
28-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €14,187 ▲12.2%
Operating result €20,377, net result €14,187, both a record.
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
14-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
24-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Woluwe
Ground area
146 m²
Building footprint
90 m²
Volume, LiDAR
666 m³
Parcel 21683D0371/00X055, Brussels · tallest building 11.8 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21683D0371/00X055 | Brussels | 146 m² | 1 · 90 m² | 11.8 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,800. 10,716 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded20-10-2016
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
E-invoicing
Not found in the Peppol register
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Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.