BAKELAND is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €93k and a net result of €-4k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 83% of 2385 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
31 d early
2024
7 d early
2023
16 d early
2022
33 d early
2021
31 d late
2020
30 d late
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Equity
€93k▼ 4.6%
2024 · €97k
2018: €-109k
2019: €10k
2020: €388k
2021: €379k
2022: €142k
2023: €106k
2024: €97k
2018 → 2025
Net result
€-4k▲ 53.2%
2024 · €-10k
2018: €-106k
2019: €119k
2020: €378k
2021: €390k
2022: €-12k
2023: €-36k
2024: €-10k
2018 → 2025
Total assets
€98k▼ 2.9%
2024 · €101k
2018: €3.99M
2019: €2.41M
2020: €2.22M
2021: €932k
2022: €392k
2023: €303k
2024: €101k
2018 → 2025
Solvency
94.2%▼ 1.7pp
2024 · 95.8%
2018: -2.7%
2019: 0.4%
2020: 17.5%
2021: 40.7%
2022: 36.2%
2023: 35.2%
2024: 95.8%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€379k-€142k▼ 62.5%€106k▼ 25.1%€97k▼ 8.9%€93k▼ 4.6%
Operating result€403k-€189k▼ 53.1%€-9k€-8k▲ 12.9%€-4k▲ 49.0%
Net result€390k-€-12k€-36k▼ 196%€-10k▲ 73.3%€-4k▲ 53.2%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €4k in 2025 against €8k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €98k
Equity
€93k▼ 4.6%
Debt
€6k▲ 36.0%
The debt ratio rises from 4.2% to 5.8%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
94.2%▼
2024 · 95.8%
ROE
-4.8%▲
2024 · -9.8%
ROA
-4.5%▲
2024 · -9.4%
Debt
€6k▲
2024 · €4k
Debt ≤ 1 year
€6k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€101k€98k▼
Current assets29/58€101k€98k▼
Amounts receivable within one year40/41€101k€98k▼
Other amounts receivable41€101k€98k▼
Cash at bank and in hand54/58€143€276▲
Equity and liabilities
Total equity and liabilities10/49€101k€98k▼
Equity10/15€97k€93k▼
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€6k€6k=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Profit (loss) carried forward14€29k€25k▼
Amounts payable17/49€4k€6k▲
Amounts payable within one year42/48€4k€6k▲
Trade debts44€215-
Suppliers440/4€215-
Other amounts payable47/48€4k€6k▲
Income statement
Code20242025
Other operating charges640/8€387€400▲
Gross operating margin9900€-8k€-4k▲
Operating profit (loss)9901€-8k€-4k▲
Financial charges65/66B€1k€325▼
Recurring financial charges65€1k€325▼
Profit (loss) for the period before taxes9903€-10k€-4k▲
Profit (loss) for the period9904€-10k€-4k▲
Profit (loss) for the period to be appropriated9905€-10k€-4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€29k€25k▼
Profit (loss) brought forward from the previous period14P€39k€29k▼
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Liquidity times 8current ratio 23.98
Current ratio from 2.99 to 23.98; short-term debt falls from €101k to €4k.
15-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
28-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
31-12
Financial
Highest result since 2018net €390k ▲3.3%
Net result €390k, the highest in the series.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 30 days late
2020
31-12
Financial
Equity above €200kEq €388k ▲3816%
2 profitable years in a row build equity to €388k.
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Back to profitnet €119k
Net result €119k after one loss-making year.
13-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
09-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Haacht · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Werchtersesteenweg 1263150 HaachtGround area
26 m²
Parcel 24033C0180/00N003, Flanders. Linked by address, not a title deed.
1 establishment unit
BAKELAND
since 20162.257.617.986
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24033C0180/00N003 | Flanders | 26 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,727 companies in sector 64210 we hold annual accounts for 19,759. 12,134 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded08-07-2016
Fiscal year end31-12
Activities, NACEBEL
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.