YC
ActiveYC is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €100k and a net result of €8k. Equity is growing by ~13.3% per year across the filed fiscal years. Its solvency ranks better than 95% of 9863 sector peers (fiscal year 2024). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Two signals. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-08-2025, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
not confirmed
2024
30 d late
2023
31 d late
2022
23 d late
2021
92 d late
2019
17 d late
2018
34 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€100k▲ 8.8%
2023 · €92k
2018: €34k
2019: €49k
2021: €77k
2022: €82k
2023: €92k
2018 → 2024
Net result
€8k▼ 17.0%
2023 · €10k
2018: €16k
2019: €16k
2021: €18k
2022: €5k
2023: €10k
2018 → 2024
Total assets
€102k▲ 3.0%
2023 · €99k
2018: €83k
2019: €80k
2021: €91k
2022: €98k
2023: €99k
2018 → 2024
Solvency
97.9%▲ 5.3pp
2023 · 92.6%
2018: 41.6%
2019: 62.1%
2021: 84.0%
2022: 83.3%
2023: 92.6%
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192021202220232024Trend
Equity€49k-€77k▲ 55.4%€82k▲ 6.5%€92k▲ 11.9%€100k▲ 8.8%
Operating result€26k-€27k▲ 4.6%€9k▼ 66.8%€14k▲ 58.9%€11k▼ 21.7%
Net result€16k-€18k▲ 14.1%€5k▼ 72.4%€10k▲ 96.1%€8k▼ 17.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 22% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €102k
Fixed assets
€70k=
Current assets
€32k▲ 10.2%
Equity and liabilities €102k
Equity
€100k▲ 8.8%
Debt
€2k▼ 70.6%
The debt ratio falls from 7.4% to 2.1%: equity grows while debt is paid down.
Key figures and ratios
Solvency
97.9%▲
2023 · 92.6%
ROE
8.1%▼
2023 · 10.6%
ROA
7.9%▼
2023 · 9.8%
Debt
€2k▼
2023 · €7k
Debt ≤ 1 year
€2k▼
2023 · €7k
Income taxes
€3k▼
2023 · €5k
Staff costs
€3k▲
2023 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€99k€102k▲
Fixed assets21/28€70k€70k=
Financial fixed assets28€70k€70k=
Current assets29/58€29k€32k▲
Amounts receivable within one year40/41€25k€30k▲
Trade receivables40€25k€7k▼
Other amounts receivable41-€23k
Cash at bank and in hand54/58€4k€1k▼
Equity and liabilities
Total equity and liabilities10/49€99k€102k▲
Equity10/15€92k€100k▲
Contributions10/11€6k€6k=
Reserves13€85k€93k▲
Non-distributable reserves130/1€85k€2k▼
Reserves not available under the articles1311€2k€2k=
Other1319€83k-
Distributable reserves133-€92k
Amounts payable17/49€7k€2k▼
Amounts payable within one year42/48€7k€2k▼
Current portion of amounts payable after more than one year42-€949
Trade debts44€113€1k▲
Suppliers440/4€113€1k▲
Taxes, remuneration and social security45€509-
Taxes450/3€509-
Other amounts payable47/48€7k-
Income statement
Code20232024
Remuneration, social security and pensions62€1k€3k▲
Gross operating margin9900€16k€14k▼
Operating profit (loss)9901€14k€11k▼
Financial charges65/66B€183€218▲
Recurring financial charges65€183€218▲
Profit (loss) for the period before taxes9903€14k€11k▼
Income taxes67/77€5k€3k▼
Profit (loss) for the period9904€10k€8k▼
Profit (loss) for the period to be appropriated9905€10k€8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€10k€8k▼
Transfer to equity691/2€10k€8k▼
To other reserves6921€10k€8k▼
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
31-12
Financial
Liquidity quadruplescurrent ratio 14.81
Current ratio from 3.96 to 14.81; short-term debt falls from €7k to €2k.
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
23-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 23 days late
2022
31-12
Financial
Weakest financial yearnet €5k ▼72.4%
Net result drops to €5k, the lowest in the series; recovery starts the following year.
31-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 92 days late
2021
31-12
Financial
Highest result since 2018net €18k ▲14.1%
Operating result €27k, net result €18k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 1.47
Current ratio from 0.46 to 1.47; short-term debt falls from €21k to €15k.
2020
17-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 17 days late
2019
27-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tremelo · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schrieksebaan 1a3120 TremeloGround area
293 m²
Building footprint
274 m²
Volume, LiDAR
2,305 m³
Parcel 24109B0753/00L000, Flanders · tallest building 11.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
YC
since 20162.254.746.192
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24109B0753/00L000 | Flanders | 293 m² | 1 · 274 m² | 11.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,640 companies in sector 64210 we hold annual accounts for 19,693. 12,271 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-07-2016
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.