OVERSTAG
ActiveSummary
OVERSTAG has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €98,289 and a net result of €1,263. Equity is growing by ~61.2% per year across the filed fiscal years. Its solvency ranks better than 65% of 7081 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability70▼-18
Solvency96▲+8
Growth78=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7,000 at 30 days acceptable
Liquidity ample (current ratio 3.27 against 2.55 in 2024; short-term debt: 29.4% and cash: 77.9% of total assets), and 29.4% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
70.6%
Return on assets
0.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-06-2026, 49 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
49 d early
2024
13 d early
2023
145 d early
2022
32 d late
2021
31 d late
2020
61 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 14 days before the deadline; the sector median for financial year 2024 is 6 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€98,289▲ 27.6%
2024 · €77,027
Total assets
€139,178▲ 13.8%
2024 · €122,338
Net result
€1,263▼ 93.3%
2024 · €18,870
Working capital
€92,978▲ 32.4%
2024 · €70,218
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€8,786€69▼ 99.2%€67,918▲ 98,218%€26,109▼ 61.6%€3,381▼ 87.1%
Net result€6,650-€1,375€52,123€18,870▼ 63.8%€1,263▼ 93.3%
Equity€7,409▲ 876%€6,034▼ 18.6%€58,156▲ 864%€77,027▲ 32.4%€98,289▲ 27.6%
Total assets€40,101▲ 148%€33,085▼ 17.5%€116,179▲ 251%€122,338▲ 5.3%€139,178▲ 13.8%
Debt€32,692▲ 112%€27,052▼ 17.3%€58,023▲ 114%€45,311▼ 21.9%€40,888▼ 9.8%
Working capital-€3,226▼ 105%-€2,088▲ 35.3%€54,080€70,218▲ 29.8%€92,978▲ 32.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 87% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €139,178
Fixed assets
€5,311 ▼ 22.0%
Current assets
€133,867 ▲ 15.9%
Equity and liabilities €139,178
Equity
€98,289 ▲ 27.6%
Debt
€40,888 ▼ 9.8%
Debt's share of the balance-sheet total falls from 37.0% to 29.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€6,574▼
2024 · €29,012
Cash flow
€4,456▼
2024 · €21,773
Current ratio
3.27▲
2024 · 2.55
Quick ratio
3.02▲
2024 · 2.33
Debt to equity
0.42▼
2024 · 0.59
ROE
1.3%▼
2024 · 24.5%
ROA
0.9%▼
2024 · 15.4%
Interest coverage
13.54▼
2024 · 44.39
Debt ≤ 1 year
€40,888▼
2024 · €45,311
Income taxes
€1,633▼
2024 · €6,585
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 5,047 companies that looked in July 2024 the way this one looks now, 2.0% went bankrupt within 24 months and 94% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
2.0%
went bankrupt
3.7%
stopped otherwise
94%
still going
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.0% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 5,047 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €172 | €0 | ▼ 100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,341 | €5,012 | €4,657 | €2,903 | €3,193 | ▲ 10.0% |
| Other operating charges640/8 | €301 | €1,531 | €819 | €702 | €791 | ▲ 12.6% |
| Gross operating margin9900 | €11,427 | €6,612 | €73,395 | €29,715 | €7,365 | ▼ 75.2% |
| Operating profit (loss)9901 | €8,786 | €69 | €67,918 | €26,109 | €3,381 | ▼ 87.1% |
| Financial income75/76B | €678 | €0 | €20 | €0 | - | - |
| Recurring financial income75 | €678 | €0 | €20 | €0 | - | - |
| Financial charges65/66B | €276 | €268 | €401 | €654 | €486 | ▼ 25.7% |
| Recurring financial charges65 | €276 | €268 | €401 | €654 | €486 | ▼ 25.7% |
| Profit (loss) for the period before taxes9903 | €9,188 | -€199 | €67,537 | €25,456 | €2,895 | ▼ 88.6% |
| Income taxes67/77 | €2,538 | €1,176 | €15,414 | €6,585 | €1,633 | ▼ 75.2% |
| Profit (loss) for the period9904 | €6,650 | -€1,375 | €52,123 | €18,870 | €1,263 | ▼ 93.3% |
| Profit (loss) for the period to be appropriated9905 | €6,650 | -€1,375 | €52,123 | €18,870 | €1,263 | ▼ 93.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €40,101 | €33,085 | €116,179 | €122,338 | €139,178 | ▲ 13.8% |
| Fixed assets21/28 | €10,634 | €8,122 | €4,076 | €6,809 | €5,311 | ▼ 22.0% |
| Tangible fixed assets22/27 | €10,634 | €8,122 | €4,076 | €6,809 | €5,311 | ▼ 22.0% |
| Plant, machinery and equipment23 | €8,772 | - | - | - | - | - |
| Furniture and vehicles24 | €437 | €7,025 | €3,308 | €6,370 | €5,202 | ▼ 18.3% |
| Other tangible fixed assets26 | €1,426 | €1,097 | €768 | €439 | €110 | ▼ 75.0% |
| Current assets29/58 | €29,466 | €24,964 | €112,103 | €115,529 | €133,867 | ▲ 15.9% |
| Stocks and contracts in progress3 | €9,735 | €6,880 | €5,546 | €10,172 | €10,255 | ▲ 0.8% |
| Stocks30/36 | €9,735 | €6,880 | €5,546 | €10,172 | €10,255 | ▲ 0.8% |
| Amounts receivable within one year40/41 | €2,760 | €3,044 | €5,233 | €11,635 | €12,670 | ▲ 8.9% |
| Trade receivables40 | €2,760 | €1,720 | €3,909 | €9,727 | €8,973 | ▼ 7.8% |
| Other amounts receivable41 | - | €1,324 | €1,324 | €1,908 | €3,697 | ▲ 93.7% |
| Cash at bank and in hand54/58 | €16,017 | €15,040 | €101,088 | €92,548 | €108,484 | ▲ 17.2% |
| Deferred charges and accrued income490/1 | €954 | €0 | €236 | €1,174 | €2,457 | ▲ 109% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €40,101 | €33,085 | €116,179 | €122,338 | €139,178 | ▲ 13.8% |
| Equity10/15 | €7,409 | €6,034 | €58,156 | €77,027 | €98,289 | ▲ 27.6% |
| Contributions10/11 | €5,000 | €5,000 | €5,000 | €5,000 | €25,000 | ▲ 400% |
| Reserves13 | €2,409 | €2,409 | €53,156 | €67,928 | €73,289 | ▲ 7.9% |
| Distributable reserves133 | €2,409 | €2,409 | €53,156 | €67,928 | €73,289 | ▲ 7.9% |
| Profit (loss) carried forward14 | - | -€1,375 | €0 | €4,099 | €0 | ▼ 100% |
| Amounts payable17/49 | €32,692 | €27,052 | €58,023 | €45,311 | €40,888 | ▼ 9.8% |
| Amounts payable within one year42/48 | €32,692 | €27,052 | €58,023 | €45,311 | €40,888 | ▼ 9.8% |
| Financial debts43 | - | - | - | €6,474 | €5,172 | ▼ 20.1% |
| Credit institutions430/8 | - | - | - | €6,474 | €5,172 | ▼ 20.1% |
| Trade debts44 | €3,403 | €4,081 | €3,469 | €1,976 | €1,981 | ▲ 0.3% |
| Suppliers440/4 | €3,403 | €4,081 | €3,469 | €1,976 | €1,981 | ▲ 0.3% |
| Taxes, remuneration and social security45 | €29,289 | €834 | €33,258 | €19,597 | €16,201 | ▼ 17.3% |
| Taxes450/3 | €4,126 | €834 | €33,258 | €19,597 | €16,201 | ▼ 17.3% |
| Remuneration and social security454/9 | €25,163 | €0 | - | - | - | - |
| Other amounts payable47/48 | - | €22,136 | €21,295 | €17,265 | €17,534 | ▲ 1.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €6,650 | -€1,375 | €52,123 | €18,870 | €1,263 | ▼ 93.3% |
| + Depreciation and write-downs630 | €2,341 | €5,012 | €4,657 | €2,903 | €3,193 | ▲ 10.0% |
| Operating cash flow (approximation) | €8,991 | €3,637 | €56,780 | €21,773 | €4,456 | ▼ 79.5% |
| Investment in fixed assets (approximation) | - | -€2,499 | -€612 | -€5,636 | -€1,695 | ▲ 69.9% |
| Change in cash | - | -€978 | €86,048 | -€8,539 | €15,936 | ▲ 287% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
08-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €52,123
Net result €52,123 after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 1.93
Current ratio from 0.92 to 1.93.
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Back to profitnet €6,650
Net result €6,650 after one loss-making year.
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brasschaat · 1 establishment unit since 2019
Ground area
5,379 m²
Building footprint
288 m²
Volume, LiDAR
1,384 m³
Parcel 11322E0409/00R000, Flanders · tallest building 17.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
OVERSTAG
since 20192.293.263.013
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11322E0409/00R000 | Flanders | 5,379 m² | 1 · 288 m² | 17.9 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 1,590 EUR awarded · 1,590 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 1,590 EUR | 1,590 EUR |
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Of 13,417 companies in sector 73300 we hold annual accounts for 6,899. 5,610 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded03-09-2019
Fiscal year end31-12
Activities, NACEBEL 2025
73300Public relations and communication consultancy
Contact
E-mail
vlaeminck.pieter@gmail.com
E-invoicing
Reachable via Peppol
Peppol ID
0208:0733635348
Also
9925:BE0733635348
Registered
24-11-2023
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.