NAMABE
ActiveNAMABE has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €104k and a net result of €4k. Equity is growing by ~40.2% per year across the filed fiscal years. Its solvency ranks better than 86% of 6965 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
86
/ 100
Excellent▼ -14 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability19▼-81
Solvency100=
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 8.41 against 5.81 in 2024), and 11.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
88.3%
Return on assets
3.3%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
25 d late
2024
25 d late
2023
18 d late
2022
22 d late
2021
23 d late
2020
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€104k▲ 3.9%
2024 · €100k
2020: €10k
2021: €29k
2022: €38k
2023: €59k
2024: €100k
2020 → 2025
Total assets
€118k▼ 2.2%
2024 · €120k
2020: €22k
2021: €56k
2022: €61k
2023: €81k
2024: €120k
2020 → 2025
Net result
€4k▼ 90.6%
2024 · €41k
2020: €5k
2021: €20k
2022: €9k
2023: €21k
2024: €41k
2020 → 2025
Working capital
€102k▲ 4.7%
2024 · €98k
2020: €6k
2021: €27k
2022: €37k
2023: €56k
2024: €98k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€29k-€38k▲ 30.5%€59k▲ 55.7%€100k▲ 69.2%€104k▲ 3.9%
Operating result€27k-€13k▼ 52.8%€27k▲ 114%€52k▲ 91.6%€6k▼ 87.9%
Net result€20k-€9k▼ 54.5%€21k▲ 138%€41k▲ 93.5%€4k▼ 90.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 88% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €118k
Fixed assets
€2k▼ 29.3%
Current assets
€116k▼ 1.6%
Equity and liabilities €118k
Equity
€104k▲ 3.9%
Debt
€14k▼ 32.0%
The debt ratio falls from 16.9% to 11.7%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€7k▼
2024 · €53k
Cash flow
€5k▼
2024 · €42k
Solvency
88.3%▲
2024 · 83.1%
Current ratio
8.41▲
2024 · 5.81
Quick ratio
8.41▲
2024 · 5.81
Debt / equity
0.13▼
2024 · 0.20
ROE
3.7%▼
2024 · 40.9%
ROA
3.3%▼
2024 · 34.0%
Interest coverage
49.68▼
2024 · 533.36
Debt
€14k▼
2024 · €20k
Debt ≤ 1 year
€14k▼
2024 · €20k
Income taxes
€2k▼
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€120k€118k▼
Fixed assets21/28€2k€2k▼
Tangible fixed assets22/27€2k€2k▼
Furniture and vehicles24€2k€2k▼
Current assets29/58€118k€116k▼
Amounts receivable within one year40/41€102k€116k▲
Trade receivables40-€19k
Other amounts receivable41€102k€97k▼
Cash at bank and in hand54/58€15k€12▼
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€120k€118k▼
Equity10/15€100k€104k▲
Contributions10/11€5k€5k=
Reserves13€500€98k▲
Non-distributable reserves130/1€500-
Reserves not available under the articles1311€500-
Distributable reserves133-€98k
Profit (loss) carried forward14€95k€891▼
Amounts payable17/49€20k€14k▼
Amounts payable within one year42/48€20k€14k▼
Trade debts44€9k€485▼
Suppliers440/4€9k€485▼
Taxes, remuneration and social security45€11k€13k▲
Taxes450/3€11k€13k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€704▼
Other operating charges640/8€677€459▼
Gross operating margin9900€54k€7k▼
Operating profit (loss)9901€52k€6k▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€100€141▲
Recurring financial charges65€100€141▲
Profit (loss) for the period before taxes9903€52k€6k▼
Income taxes67/77€11k€2k▼
Profit (loss) for the period9904€41k€4k▼
Profit (loss) for the period to be appropriated9905€41k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€95k€98k▲
Profit (loss) brought forward from the previous period14P€54k€95k▲
Transfer to equity691/2-€98k
To other reserves6921-€98k
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
2025
31-12
Financial
Weakest financial yearnet €4k ▼90.6%
Net result drops to €4k, the lowest in the series.
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
31-12
Financial
Highest result since 2020net €41k ▲93.5%
Operating result €52k, net result €41k, both a record.
31-12
Financial
Equity above €100kEq €100k ▲69.2%
5 profitable years in a row build equity to €100k.
18-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 18 days late
2023
22-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 22 days late
2022
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 23 days late
2021
28-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Martens-Latem · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jef De Belderlaan 129831 Sint-Martens-LatemGround area
1,452 m²
Building footprint
223 m²
Volume, LiDAR
1,380 m³
Parcel 44015A0356/00X000, Flanders · tallest building 9.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
NAMABE
since 20192.290.001.239
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44015A0356/00X000 | Flanders | 1,452 m² | 1 · 223 m² | 9.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,391 companies in sector 73300 we hold annual accounts for 6,881. 5,578 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-05-2019
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
64200Holdings
64210Activities of holding companies
73110Advertising agencies
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.