OVER & OVER DEVELOPMENT
ActiveOVER & OVER DEVELOPMENT has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €27k and a net result of €-35k. Equity is shrinking by ~15.6% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. Its solvency ranks better than 15% of 6956 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
2
/ 100
Critical▼ -8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency2▼-2
Growth32=
Stability100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.08 against 0.09 in 2024), and 97.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
2.5%
Return on assets
-3.2%
Age of the figures
17 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year -€35k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 6956 sector peers (2025).
NBB · sector comparisonPosition among 6956 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 03-11-2025, 3 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
3 d late
2024
on the day
2023
2 d late
2022
66 d late
2021
431 d late
2020
2 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close12-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-35k▼ 22.7%
2024 · €-29k
2019: €44k
2020: €6k
2021: €7k
2022: €-4k
2023: €-56k
2024: €-29k
2019 → 2025
Working capital
€-967k▼ 4.4%
2024 · €-926k
2019: €140k
2020: €-44k
2021: €-467k
2022: €-718k
2023: €-882k
2024: €-926k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€172k-€168k▼ 2.6%€91k▼ 45.8%€62k▼ 31.6%€27k▼ 56.6%
Operating result€12k-€-3k€-55k▼ 1,518%€-23k▲ 57.7%€-32k▼ 35.7%
Net result€7k-€-4k€-56k▼ 1,164%€-29k▲ 48.4%€-35k▼ 22.7%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €32k in 2025 against €23k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.08M
Fixed assets
€994k▲ 0.6%
Current assets
€90k▲ 2.4%
Equity and liabilities €1.08M
Equity
€27k▼ 56.6%
Debt
€1.06M▲ 4.2%
The debt ratio rises from 94.2% to 97.5%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€-30k▼
2024 · €-23k
Cash flow
€-34k▼
2024 · €-28k
Solvency
2.5%▼
2024 · 5.8%
Current ratio
0.08▼
2024 · 0.09
Quick ratio
0.05▼
2024 · 0.05
Debt / equity
39.15▲
2024 · 16.30
ROE
-130.4%▼
2024 · -46.1%
ROA
-3.2%▼
2024 · -2.7%
Interest coverage
-361.85▼
2024 · -282.36
Debt
€1.06M▲
2024 · €1.01M
Debt ≤ 1 year
€1.06M▲
2024 · €1.01M
Income taxes
€3k▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.08M€1.08M▲
Fixed assets21/28€988k€994k▲
Tangible fixed assets22/27€988k€994k▲
Land and buildings22€0-
Furniture and vehicles24€9k€7k▼
Assets under construction and advance payments27€980k€987k▲
Current assets29/58€88k€90k▲
Stocks and contracts in progress3€37k€37k=
Stocks30/36€37k€37k=
Amounts receivable within one year40/41€22k€19k▼
Trade receivables40€0-
Other amounts receivable41€22k€19k▼
Cash at bank and in hand54/58€28k€33k▲
Equity and liabilities
Total equity and liabilities10/49€1.08M€1.08M▲
Equity10/15€62k€27k▼
Contributions10/11€19k€19k=
Reserves13€96k€96k=
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Tax-exempt reserves132€19k€19k=
Distributable reserves133€78k€78k=
Profit (loss) carried forward14€-53k€-88k▼
Amounts payable17/49€1.01M€1.06M▲
Amounts payable within one year42/48€1.01M€1.06M▲
Trade debts44€3k€8k▲
Suppliers440/4€3k€8k▲
Other amounts payable47/48€1.01M€1.05M▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€867€2k▲
Other operating charges640/8€2k€5k▲
Non-recurring operating charges66A€0-
Gross operating margin9900€-21k€-25k▼
Operating profit (loss)9901€-23k€-32k▼
Financial charges65/66B€80€84▲
Recurring financial charges65€80€84▲
Profit (loss) for the period before taxes9903€-24k€-32k▼
Income taxes67/77€5k€3k▼
Profit (loss) for the period9904€-29k€-35k▼
Profit (loss) for the period to be appropriated9905€-29k€-35k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-53k€-88k▼
Profit (loss) brought forward from the previous period14P€-24k€-53k▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
03-11
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 3 days late
2024
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
02-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 2 days late
31-03
Financial
Weakest financial yearnet €-56k
Net result drops to €-56k, the lowest in the series; recovery starts the following year.
05-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 66 days late
05-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 431 days late
2020
29-10
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2019
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2018
30-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2017
30-11
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 30 days late
2016
26-10
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Olmpjeslaan 121180 UkkelGround area
134 m²
Building footprint
134 m²
Volume, LiDAR
1,333 m³
Parcel 21618B0276/00C043, Brussels · tallest building 16.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Olmpjeslaan 12, 1180 Ukkel
since 20072.159.843.174
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21618B0276/00C043 | Brussels | 134 m² | 1 · 134 m² | 16.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,391 companies in sector 73300 we hold annual accounts for 6,881. 5,067 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-12-2006
Fiscal year end31-03
Abbreviation FR
OOD
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
74141
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.