OST OFFICE
ActiveSummary
The annual accounts of OST OFFICE for fiscal year 2025 show a net loss of 65% of the equity at the start of that year. The 2025 annual accounts show equity of €76,705 and a net result of -€140,707. Equity remains stable across the filed fiscal years (±1.3% per year). Its solvency ranks better than 22% of 10522 sector peers (fiscal year 2025). The company has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-79
Solvency37▼-15
Growth32▼-46
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,500 at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity tight (current ratio 1.42 against 1.33 in 2024; short-term debt: 35.7% and cash: 20.6% of total assets), and 88% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
12%
Return on assets
-22%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 10522 sector peers (2025).
NBB · sector comparisonPosition among 10522 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 d early
2024
28 d late
2023
21 d early
2022
3 d early
2021
9 d early
2020
37 d late
2019
8 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 1 day before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 22 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, abbreviated schema
Equity
€76,705▼ 64.7%
2024 · €217,412
Total assets
€639,577▼ 21.0%
2024 · €809,572
Net result
-€140,707
2024 · €66,962
Working capital
€95,808▲ 22.5%
2024 · €78,207
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€5,455€4,467€20,913▲ 368%€102,585▲ 391%-€125,937
Net result-€13,289below the sector's middle half€1,248within the sector's middle half€7,273within the sector's middle half▲ 483%€66,962within the sector's middle half▲ 821%-€140,707below the sector's middle half
Equity€162,630above the sector's middle half▼ 7.6%€163,878above the sector's middle half▲ 0.8%€171,150within the sector's middle half▲ 4.4%€217,412within the sector's middle half▲ 27.0%€76,705within the sector's middle half▼ 64.7%
Total assets€362,925above the sector's middle half▲ 12.5%€374,446above the sector's middle half▲ 3.2%€815,419within the sector's middle half▲ 118%€809,572within the sector's middle half▼ 0.7%€639,577within the sector's middle half▼ 21.0%
Debt€200,296▲ 36.5%€210,568▲ 5.1%€644,269▲ 206%€592,160▼ 8.1%€562,872▼ 4.9%
Working capital€133,281above the sector's middle half▼ 16.0%€118,488above the sector's middle half▼ 11.1%€37,418within the sector's middle half▼ 68.4%€78,207within the sector's middle half▲ 109%€95,808within the sector's middle half▲ 22.5%
Solvency44.8%within the sector's middle half▼ 9.7pp43.8%within the sector's middle half▼ 1.0pp21.0%within the sector's middle half▼ 22.8pp26.9%within the sector's middle half▲ 5.9pp12.0%below the sector's middle half▼ 14.9pp
Current ratio1.84within the sector's middle half▼ 0.241.64within the sector's middle half▼ 0.201.14within the sector's middle half▼ 0.491.33within the sector's middle half▲ 0.191.42within the sector's middle half▲ 0.09
Return on assets (ROA)-3.7%below the sector's middle half▼ 7.7pp0.3%within the sector's middle half▲ 4.0pp0.9%within the sector's middle half▲ 0.6pp8.3%within the sector's middle half▲ 7.4pp-22.0%below the sector's middle half▼ 30.3pp
Staff (FTE)2.71.1▼ 59.3%0below the sector's middle half▼ 100%0below the sector's middle half0below the sector's middle half
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €125,937 after €102,585 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €639,577
Fixed assets
€315,615 ▼ 36.3%
Current assets
€323,962 ▲ 3.1%
Equity and liabilities €639,577
Equity
€76,705 ▼ 64.7%
Debt
€562,872 ▼ 4.9%
Debt's share of the balance-sheet total rises from 73.1% to 88.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
-€107,002▼
2024 · €129,526
Cash flow
-€121,772▼
2024 · €93,902
Quick ratio
1.24▲
2024 · 1.17
Debt to equity
7.34▲
2024 · 2.72
ROE
-183.4%▼
2024 · 30.8%
Interest coverage
-6.50▼
2024 · 7.04
Debt ≤ 1 year
€228,154▼
2024 · €235,873
Debt > 1 year
€334,013▼
2024 · €356,287
Income taxes
€0▼
2024 · €17,473
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 307 companies that looked in July 2024 the way this one looks now, 4.9% went bankrupt within 24 months and 89% are still going.
- Small
- 20 years or older
- solvency 10 to 30%
- a loss of 10% of the balance sheet or more
4.9%
went bankrupt
5.2%
stopped otherwise
89%
still going
A further 1.0% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.6% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 307 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €9,449 | €2,040 | €0 | €1,494 | €1,559 | ▲ 4.4% |
| Remuneration, social security and pensions62 | €65,485 | €36,670 | €5,899 | €0 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €20,580 | €17,043 | €59,734 | €26,940 | €18,935 | ▼ 29.7% |
| Other operating charges640/8 | €2,059 | €1,563 | €2,096 | €2,616 | €2,638 | ▲ 0.9% |
| Non-recurring operating charges66A | - | - | - | - | €252,000 | - |
| Gross operating margin9900 | €82,668 | €59,744 | €88,641 | €132,142 | €147,637 | ▲ 11.7% |
| Operating profit (loss)9901 | -€5,455 | €4,467 | €20,913 | €102,585 | -€125,937 | ▼ 223% |
| Financial income75/76B | €145 | €36 | €72 | €254 | €1,693 | ▲ 565% |
| Recurring financial income75 | €145 | €36 | €72 | €254 | €1,693 | ▲ 565% |
| Financial charges65/66B | €2,721 | €2,162 | €10,832 | €18,405 | €16,463 | ▼ 10.5% |
| Recurring financial charges65 | €2,721 | €2,162 | €10,832 | €18,405 | €16,463 | ▼ 10.5% |
| Profit (loss) for the period before taxes9903 | -€8,031 | €2,340 | €10,154 | €84,435 | -€140,707 | ▼ 267% |
| Income taxes67/77 | €5,258 | €1,093 | €2,881 | €17,473 | €0 | ▼ 100% |
| Profit (loss) for the period9904 | -€13,289 | €1,248 | €7,273 | €66,962 | -€140,707 | ▼ 310% |
| Transfer from tax-exempt reserves789 | €26,113 | €0 | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €12,824 | €1,248 | €7,273 | €66,962 | -€140,707 | ▼ 310% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €362,925 | €374,446 | €815,419 | €809,572 | €639,577 | ▼ 21.0% |
| Fixed assets21/28 | €70,237 | €70,109 | €519,854 | €495,492 | €315,615 | ▼ 36.3% |
| Tangible fixed assets22/27 | €70,237 | €70,109 | €519,854 | €495,492 | €315,615 | ▼ 36.3% |
| Land and buildings22 | - | €16,910 | €478,319 | €468,473 | €215,627 | ▼ 54.0% |
| Plant, machinery and equipment23 | - | - | €3,912 | €3,066 | €6,639 | ▲ 117% |
| Furniture and vehicles24 | €70,237 | €53,198 | €37,623 | €23,953 | €17,375 | ▼ 27.5% |
| Assets under construction and advance payments27 | - | - | - | - | €75,974 | - |
| Current assets29/58 | €292,688 | €304,337 | €295,566 | €314,080 | €323,962 | ▲ 3.1% |
| Stocks and contracts in progress3 | €59,126 | €69,877 | €59,430 | €37,156 | €40,388 | ▲ 8.7% |
| Stocks30/36 | €59,126 | €69,877 | €59,430 | €37,156 | €40,388 | ▲ 8.7% |
| Amounts receivable within one year40/41 | €101,015 | €134,489 | €138,704 | €132,748 | €152,094 | ▲ 14.6% |
| Trade receivables40 | €93,874 | €128,449 | €137,296 | €132,748 | €151,600 | ▲ 14.2% |
| Other amounts receivable41 | €7,142 | €6,040 | €1,407 | €0 | €493 | - |
| Cash at bank and in hand54/58 | €131,540 | €99,242 | €97,432 | €144,176 | €131,480 | ▼ 8.8% |
| Deferred charges and accrued income490/1 | €1,007 | €729 | €0 | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €362,925 | €374,446 | €815,419 | €809,572 | €639,577 | ▼ 21.0% |
| Equity10/15 | €162,630 | €163,878 | €171,150 | €217,412 | €76,705 | ▼ 64.7% |
| Contributions10/11 | €18,592 | €18,592 | €18,592 | €18,592 | €18,592 | = |
| Reserves13 | €144,038 | €144,038 | €152,558 | €198,820 | €58,113 | ▼ 70.8% |
| Non-distributable reserves130/1 | €1,859 | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Reserves not available under the articles1311 | €1,859 | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Distributable reserves133 | €142,179 | €142,179 | €150,699 | €196,961 | €56,254 | ▼ 71.4% |
| Profit (loss) carried forward14 | - | €1,248 | €0 | €0 | €0 | - |
| Amounts payable17/49 | €200,296 | €210,568 | €644,269 | €592,160 | €562,872 | ▼ 4.9% |
| Amounts payable after more than one year17 | €40,888 | €24,719 | €386,122 | €356,287 | €334,013 | ▼ 6.3% |
| Financial debts170/4 | €40,888 | €24,719 | €386,122 | €356,287 | €334,013 | ▼ 6.3% |
| Amounts payable within one year42/48 | €159,407 | €185,849 | €258,147 | €235,873 | €228,154 | ▼ 3.3% |
| Current portion of amounts payable after more than one year42 | €16,019 | €16,169 | €36,909 | €29,835 | €22,275 | ▼ 25.3% |
| Trade debts44 | €127,855 | €153,517 | €153,573 | €152,717 | €188,554 | ▲ 23.5% |
| Suppliers440/4 | €127,855 | €153,517 | €153,573 | €152,717 | €188,554 | ▲ 23.5% |
| Taxes, remuneration and social security45 | €15,533 | €16,163 | €10,452 | €9,416 | €17,326 | ▲ 84.0% |
| Taxes450/3 | €15,533 | €11,690 | €10,452 | €9,416 | €17,326 | ▲ 84.0% |
| Remuneration and social security454/9 | - | €4,473 | €0 | - | - | - |
| Other amounts payable47/48 | - | - | €57,214 | €43,906 | €0 | ▼ 100% |
| Accrued charges and deferred income492/3 | - | - | - | - | €705 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€13,289 | €1,248 | €7,273 | €66,962 | -€140,707 | ▼ 310% |
| + Depreciation and write-downs630 | €20,580 | €17,043 | €59,734 | €26,940 | €18,935 | ▼ 29.7% |
| Operating cash flow (approximation) | €7,291 | €18,291 | €67,006 | €93,902 | -€121,772 | ▼ 230% |
| Investment in fixed assets (approximation) | - | -€16,915 | -€509,479 | -€2,579 | €160,943 | ▲ 6,341% |
| Change in cash | - | -€32,299 | -€1,810 | €46,744 | -€12,696 | ▼ 127% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet -€140,707
Net result drops to -€140,707, the lowest in the series.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 28 days late
2024
31-12
Financial
Highest result since 2018net €66,962 ▲821%
Operating result €102,585, net result €66,962, both a record.
31-12
Financial
Equity above €200,000Eq €217,412 ▲27%
3 profitable years in a row build equity to €217,412.
10-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €1,248
Net result €1,248 after one loss-making year.
22-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
06-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 37 days late
2020
31-12
Financial
Back to profitnet €13,057
Net result €13,057 after one loss-making year.
23-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2019
20-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 20 days late
2018
03-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 34 days late
2017
03-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wetteren · 1 establishment unit since 1991
Ground area
865 m²
Building footprint
369 m²
Volume, LiDAR
2,567 m³
Parcel 42302E0029/00A003, Flanders · tallest building 11.2 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Calipage Ost Office
since 19912.050.936.722
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42302E0029/00A003 | Flanders | 865 m² | 1 · 369 m² | 11.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SYSTEMS4MEDIA
BE 0809.105.308
Mortsel · Eq €76,529
NEOVISION
BE 0506.973.963
Gembloux · Eq €76,893
SMARTSECURE
BE 0556.622.127
Gent · Eq €77,122
SMARTEK24
BE 1000.774.635
Brussel · Eq €77,188
J.S.
BE 0866.737.362
Liège · Eq €76,216
Of 3,224 companies in sector 47400 we hold annual accounts for 1,808. 1,457 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded05-10-1990
Fiscal year end31-12
Activities, NACEBEL 2025
47400Retail sale of information and communication equipment
73110Advertising agencies
74201Photography, excluding press photography
77330Rental and leasing activities
82100Office administrative and support services
95100Repair and maintenance of computers and communication equipment
E-invoicing
Reachable via Peppol
Peppol ID
0208:0441686233
Registered
04-09-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.