OSD COMPUTERS
ActiveSummary
OSD COMPUTERS has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €318k and a net result of €57k. Equity is growing by ~5.2% per year across the filed fiscal years. Its solvency ranks better than 77% of 10407 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability83▲+8
Solvency90=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 2.35 against 2.54 in 2024; short-term debt: 30.1% and cash: 31.4% of total assets), and 35.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
64.9%
Return on assets
11.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
61 d late
2023
29 d late
2022
3 d early
2021
30 d late
2020
31 d late
2019
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€318k▲ 12.9%
2024 · €282k
2018: €191klowest in 8 years
2019: €222k▲ +16.2% vs 2018
2020: €279k▲ +25.8% vs 2019
2021: €279k▼ -0.2% vs 2020
2022: €276k▼ -0.9% vs 2021
2023: €275k▼ -0.5% vs 2022
2024: €282k▲ +2.5% vs 2023
2025: €318k▲ +12.9% vs 2024highest in 8 years
2018 → 2025
Total assets
€490k▲ 13.9%
2024 · €431k
2018: €403klowest in 8 years
2019: €457k▲ +13.4% vs 2018
2020: €486k▲ +6.4% vs 2019
2021: €484k▼ -0.3% vs 2020
2022: €442k▼ -8.8% vs 2021
2023: €413k▼ -6.5% vs 2022
2024: €431k▲ +4.2% vs 2023
2025: €490k▲ +13.9% vs 2024highest in 8 years
2018 → 2025
Net result
€57k▲ 161%
2024 · €22k
2018: €21k
2019: €54k▲ +155% vs 2018
2020: €59k▲ +9.4% vs 2019highest in 8 years
2021: €25k▼ -57.9% vs 2020
2022: €13k▼ -49.8% vs 2021
2023: €-1k▼ -110% vs 2022lowest in 8 years
2024: €22k▲ +1821% vs 2023
2025: €57k▲ +161% vs 2024
2018 → 2025
Working capital
€199k▲ 23.5%
2024 · €161k
2018: €70klowest in 8 years
2019: €111k▲ +58.7% vs 2018
2020: €154k▲ +39.0% vs 2019
2021: €157k▲ +2.2% vs 2020
2022: €144k▼ -8.2% vs 2021
2023: €145k▲ +0.5% vs 2022
2024: €161k▲ +11.3% vs 2023
2025: €199k▲ +23.5% vs 2024highest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€279k-€276k▼ 0.9%€275k▼ 0.5%€282k▲ 2.5%€318k▲ 12.9%
2021: €279k
2022: €276k▼ -0.9% vs 2021
2023: €275k▼ -0.5% vs 2022lowest in 5 years
2024: €282k▲ +2.5% vs 2023
2025: €318k▲ +12.9% vs 2024highest in 5 years
Operating result€35k-€23k▼ 35.5%€6k▼ 73.6%€33k▲ 451%€78k▲ 135%
2021: €35k
2022: €23k▼ -35.5% vs 2021
2023: €6k▼ -73.6% vs 2022lowest in 5 years
2024: €33k▲ +451% vs 2023
2025: €78k▲ +135% vs 2024highest in 5 years
Net result€25k-€13k▼ 49.8%€-1k€22k€57k▲ 161%
2021: €25k
2022: €13k▼ -49.8% vs 2021
2023: €-1k▼ -110% vs 2022lowest in 5 years
2024: €22k▲ +1821% vs 2023
2025: €57k▲ +161% vs 2024highest in 5 years
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 135% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €490k
Fixed assets
€144k ▼ 12.6%
Current assets
€346k ▲ 30.3%
Equity and liabilities €490k
Equity
€318k ▲ 12.9%
Debt
€172k ▲ 15.8%
Debt's share of the balance-sheet total rises from 34.5% to 35.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€115k▲
2024 · €82k
Cash flow
€95k▲
2024 · €71k
Current ratio
2.35▼
2024 · 2.54
Quick ratio
1.66▼
2024 · 1.67
Debt to equity
0.54▲
2024 · 0.53
ROE
18.0%▲
2024 · 7.8%
ROA
11.7%▲
2024 · 5.1%
Interest coverage
77.49▲
2024 · 44.22
Debt ≤ 1 year
€147k▲
2024 · €105k
Debt > 1 year
€24k▼
2024 · €42k
Income taxes
€19k▲
2024 · €11k
Staff costs
€61k▼
2024 · €68k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 56 lines
Balance sheet
Code20242025
Assets
Total assets20/58€431k€490k▲
Fixed assets21/28€165k€144k▼
Tangible fixed assets22/27€164k€144k▼
Land and buildings22€81k€67k▼
Plant, machinery and equipment23€17k€28k▲
Furniture and vehicles24€66k€48k▼
Financial fixed assets28€186€186=
Current assets29/58€266k€346k▲
Stocks and contracts in progress3€91k€101k▲
Stocks30/36€91k€101k▲
Amounts receivable within one year40/41€48k€86k▲
Trade receivables40€46k€85k▲
Other amounts receivable41€1k€1k=
Cash at bank and in hand54/58€122k€154k▲
Deferred charges and accrued income490/1€5k€5k▼
Equity and liabilities
Total equity and liabilities10/49€431k€490k▲
Equity10/15€282k€318k▲
Contributions10/11€32k€32k=
Reserves13€3k€3k=
Non-distributable reserves130/1€3k€3k=
Reserves not available under the articles1311€3k€3k=
Profit (loss) carried forward14€246k€283k▲
Amounts payable17/49€149k€172k▲
Amounts payable after more than one year17€42k€24k▼
Financial debts170/4€42k€24k▼
Amounts payable within one year42/48€105k€147k▲
Current portion of amounts payable after more than one year42€10k€11k▲
Trade debts44€56k€80k▲
Suppliers440/4€56k€80k▲
Taxes, remuneration and social security45€29k€34k▲
Taxes450/3€12k€14k▲
Remuneration and social security454/9€16k€21k▲
Other amounts payable47/48€9k€22k▲
Accrued charges and deferred income492/3€2k€984▼
Income statement
Code20242025
Non-recurring operating income76A€10k€2k▼
Remuneration, social security and pensions62€68k€61k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€49k€38k▼
Other operating charges640/8€5k€5k▲
Non-recurring operating charges66A€201€169▼
Gross operating margin9900€155k€182k▲
Operating profit (loss)9901€33k€78k▲
Financial income75/76B€822€94▼
Recurring financial income75€822€94▼
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€32k€76k▲
Transfer from deferred taxes780€434-
Income taxes67/77€11k€19k▲
Profit (loss) for the period9904€22k€57k▲
Transfer from tax-exempt reserves789€2k-
Profit (loss) for the period to be appropriated9905€24k€57k▲
Appropriation of the result
Profit (loss) to be appropriated9906€261k€304k▲
Profit (loss) brought forward from the previous period14P€238k€246k▲
Profit to be distributed694/7€15k€21k▲
Return on contributions (dividend)694€15k€21k▲
Social balance
Average headcount (FTE)90871.41.2▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €4k | €1k | €247 | €10k | €2k | ▼ 83.6% |
| Remuneration, social security and pensions62 | €78k | €77k | €77k | €68k | €61k | ▼ 11.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €48k | €42k | €47k | €49k | €38k | ▼ 22.7% |
| Other operating charges640/8 | €5k | €5k | €5k | €5k | €5k | ▲ 10.0% |
| Non-recurring operating charges66A | €118 | €128 | €121 | €201 | €169 | ▼ 15.8% |
| Gross operating margin9900 | €166k | €146k | €134k | €155k | €182k | ▲ 17.0% |
| Operating profit (loss)9901 | €35k | €23k | €6k | €33k | €78k | ▲ 135% |
| Financial income75/76B | €690 | €84 | €13 | €822 | €94 | ▼ 88.5% |
| Recurring financial income75 | €690 | €84 | €13 | €822 | €94 | ▼ 88.5% |
| Financial charges65/66B | €1k | €694 | €809 | €2k | €1k | ▼ 19.5% |
| Recurring financial charges65 | €1k | €694 | €809 | €2k | €1k | ▼ 19.5% |
| Profit (loss) for the period before taxes9903 | €35k | €22k | €5k | €32k | €76k | ▲ 138% |
| Transfer from deferred taxes780 | €814 | €814 | €814 | €434 | - | - |
| Income taxes67/77 | €11k | €10k | €7k | €11k | €19k | ▲ 80.4% |
| Profit (loss) for the period9904 | €25k | €13k | €-1k | €22k | €57k | ▲ 161% |
| Transfer from tax-exempt reserves789 | €3k | €3k | €3k | €2k | - | - |
| Profit (loss) for the period to be appropriated9905 | €28k | €16k | €2k | €24k | €57k | ▲ 142% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €484k | €442k | €413k | €431k | €490k | ▲ 13.9% |
| Fixed assets21/28 | €165k | €157k | €141k | €165k | €144k | ▼ 12.6% |
| Tangible fixed assets22/27 | €165k | €156k | €141k | €164k | €144k | ▼ 12.6% |
| Land and buildings22 | €89k | €99k | €97k | €81k | €67k | ▼ 17.8% |
| Plant, machinery and equipment23 | €4k | €7k | €14k | €17k | €28k | ▲ 63.3% |
| Furniture and vehicles24 | €72k | €51k | €29k | €66k | €48k | ▼ 26.4% |
| Financial fixed assets28 | €186 | €186 | €186 | €186 | €186 | = |
| Current assets29/58 | €319k | €285k | €272k | €266k | €346k | ▲ 30.3% |
| Stocks and contracts in progress3 | €119k | €112k | €97k | €91k | €101k | ▲ 10.9% |
| Stocks30/36 | €119k | €112k | €97k | €91k | €101k | ▲ 10.9% |
| Amounts receivable within one year40/41 | €61k | €60k | €61k | €48k | €86k | ▲ 80.3% |
| Trade receivables40 | €60k | €59k | €60k | €46k | €85k | ▲ 82.8% |
| Other amounts receivable41 | €1k | €1k | €1k | €1k | €1k | = |
| Cash at bank and in hand54/58 | €134k | €108k | €108k | €122k | €154k | ▲ 26.7% |
| Deferred charges and accrued income490/1 | €5k | €5k | €5k | €5k | €5k | ▼ 6.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €484k | €442k | €413k | €431k | €490k | ▲ 13.9% |
| Equity10/15 | €279k | €276k | €275k | €282k | €318k | ▲ 12.9% |
| Contributions10/11 | €32k | €32k | €32k | €32k | €32k | = |
| Reserves13 | €11k | €8k | €5k | €3k | €3k | = |
| Non-distributable reserves130/1 | €3k | €3k | €3k | €3k | €3k | = |
| Reserves not available under the articles1311 | €3k | €3k | €3k | €3k | €3k | = |
| Tax-exempt reserves132 | €8k | €5k | €2k | - | - | - |
| Profit (loss) carried forward14 | €235k | €236k | €238k | €246k | €283k | ▲ 14.7% |
| Provisions and deferred taxes16 | €2k | €1k | €434 | - | - | - |
| Deferred taxes168 | €2k | €1k | €434 | - | - | - |
| Amounts payable17/49 | €204k | €164k | €138k | €149k | €172k | ▲ 15.8% |
| Amounts payable after more than one year17 | €41k | €23k | €8k | €42k | €24k | ▼ 43.8% |
| Financial debts170/4 | €41k | €23k | €8k | €42k | €24k | ▼ 43.8% |
| Amounts payable within one year42/48 | €162k | €141k | €127k | €105k | €147k | ▲ 40.7% |
| Current portion of amounts payable after more than one year42 | €23k | €18k | €22k | €10k | €11k | ▲ 8.2% |
| Trade debts44 | €81k | €74k | €72k | €56k | €80k | ▲ 42.4% |
| Suppliers440/4 | €81k | €74k | €72k | €56k | €80k | ▲ 42.4% |
| Taxes, remuneration and social security45 | €28k | €26k | €29k | €29k | €34k | ▲ 18.7% |
| Taxes450/3 | €9k | €13k | €14k | €12k | €14k | ▲ 8.6% |
| Remuneration and social security454/9 | €19k | €13k | €15k | €16k | €21k | ▲ 26.3% |
| Other amounts payable47/48 | €30k | €23k | €5k | €9k | €22k | ▲ 134% |
| Accrued charges and deferred income492/3 | €384 | €634 | €2k | €2k | €984 | ▼ 36.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €25k | €13k | €-1k | €22k | €57k | ▲ 161% |
| + Depreciation and write-downs630 | €48k | €42k | €47k | €49k | €38k | ▼ 22.7% |
| Operating cash flow (approximation) | €73k | €54k | €45k | €71k | €95k | ▲ 34.4% |
| Investment in fixed assets (approximation) | - | €-33k | €-31k | €-72k | €-17k | ▲ 76.7% |
| Change in cash | - | €-26k | €-295 | €14k | €32k | ▲ 138% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 61 days late
2024
31-12
Financial
Back to profitnet €22k
Net result €22k after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 29 days late
2023
31-12
Financial
Weakest financial yearnet €-1k
Net result drops to €-1k, the lowest in the series; recovery starts the following year.
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 30 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
31-12
Financial
Highest result since 2018net €59k ▲9.4%
Net result €59k, the highest in the series.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 31 days late
2019
31-12
Financial
Equity above €200kEq €222k ▲16.2%
2 profitable years in a row build equity to €222k.
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 27 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
11-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 42 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Evergem · 1 establishment unit since 2000
Ground area
717 m²
Building footprint
227 m²
Volume, LiDAR
1,438 m³
Parcel 44302F0342/00C000, Flanders · tallest building 10.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
OSD COMPUTERS
since 20002.097.392.693
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44302F0342/00C000 | Flanders | 717 m² | 1 · 227 m² | 10.7 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CREATRENDS
BE 0438.828.988
Antwerpen · Eq €318,133
DEBISCOM
BE 0874.910.997
Dendermonde · Eq €317,689
GTV
BE 0468.749.035
Harelbeke · Eq €317,618
ARCATECH
BE 0453.437.386
Liège · Eq €318,643
VERSTELT-WETS
BE 0895.688.201
Beersel · Eq €319,405
Of 3,225 companies in sector 47400 we hold annual accounts for 1,807. 1,249 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded03-05-2000
Fiscal year end31-12
Activities, NACEBEL 2025
47400Retail sale of information and communication equipment
46500Wholesale of information and communication equipment
Scores and ratios are computed by Checked and are not a credit decision.