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TECHNOLOGY FACTORY

Active
Private limited companyfounded 200223 yrs activeEmiel Banningstraat 5, 2000 Antwerpen, BelgiumKBO/BCE: BE 0478.570.086
Summary

TECHNOLOGY FACTORY has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €45,515 and a net result of €29,378. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 15% of 11770 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

Risk analysisWatch ReportCompare
TECHNOLOGY FACTORYActiveChecked score 66/100
Risk analysis ReportCompare

Overview

Activity
Retail sale of information and communication equipment
NACE 47400NACE 47430
2 sites
Size
€1.1mtotal assets 2025
Staff
0.3 FTE
Equity
€45,515
Profit
€29,378
Turnover not published (abridged schema)
Financial health
66 Healthy Checked score 2025
Bankruptcy chance 12 m
1.1%
Structure
Accounts 1 d early0 of 1 deed read
Why 66- Liquidity: current ratio 1.93, cash €618, halved- Equity €45,515 (4.0% of total assets)- Sector Retail trade (NACE 47)+ Founded in 2002Show the evidence

Checked score

Score 2025
66 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 48% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 29+3
equity 4.0% of total assets
Liquidity 37-1
short-term debt 30.4% · cash 0.1%
Profitability 57+44
return on assets 2.6%
Bankruptcy probability, 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (39,919 companies)
Last 24 months 11-2024: 0.4%lowest value 12-2024: 0.4%▲ +3.5% vs 11-2024 01-2025: 0.4%▲ +2.4% vs 12-2024 02-2025: 0.5%▲ +12.0% vs 01-2025 03-2025: 0.5%▲ +3.6% vs 02-2025 04-2025: 0.7%▲ +36.8% vs 03-2025 05-2025: 0.5%▼ -19.3% vs 04-2025 06-2025: 0.5%● 0.0% vs 05-2025 07-2025: 0.5%● 0.0% vs 06-2025 08-2025: 0.5%● 0.0% vs 07-2025 09-2025: 0.5%● 0.0% vs 08-2025 10-2025: 0.5%● 0.0% vs 09-2025 11-2025: 0.6%▲ +3.7% vs 10-2025 12-2025: 0.6%▲ +3.2% vs 11-2025 01-2026: 0.6%▲ +2.4% vs 12-2025 02-2026: 0.7%▲ +11.6% vs 01-2026 03-2026: 0.7%▼ -0.9% vs 02-2026 04-2026: 0.8%▲ +24.0% vs 03-2026 05-2026: 1.3%▲ +61.4% vs 04-2026highest value 06-2026: 1.1%▼ -15.3% vs 05-2026 07-2026: 1.1%● 0.0% vs 06-2026 08-2026: 1.1%● 0.0% vs 07-2026 09-2026: 1.1%● 0.0% vs 08-2026 10-2026: 1.1%● 0.0% vs 09-2026
  • Liquidity: current ratio 1.93, cash €618, halved raises the probability
  • Equity €45,515 (4.0% of total assets) raises the probability
  • Founded in 2002 lowers the probability for this profile
  • Sector Retail trade (NACE 47) raises the probability
Credit up to €3,000 at 30 days acceptable
Liquidity ample (current ratio 1.93 against 1.94 in 2024; short-term debt: 30.4% and cash: 0.1% of total assets), but 96% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 22%, liquidity 35%, profitability 41%, growth against the median 96%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Liquidity: current ratio 1.93, cash €618, halved
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Equity €45,515 (4.0% of total assets)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Founded in 2002
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Sector Retail trade (NACE 47)
In the bankruptcy model this factor raises the probability.
KBO
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 11770 sector peers (2025).
NBB · sector comparison
Position among 11770 sector peers
Solvency
better than 15%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
1 d early
2024
1 d early
2023
3 d late
2022
2 d late
2021
5 d late
2020
on the day
2019
20 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 4 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 2 May (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 close03-10-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Back to profitnet €29,378
  3. Annual accounts filedfiscal year 2024 · abbreviated…

Key points

  • Positive: Back in profit in 2025after -€54,576 in 2024 €29,378 View
  • Caution: Among the weakest 16% on solvencysector median 37.2% · 11,770 companies 4.0% View
  • Total assets 20256 fiscal years filed €1.1m View

By topic

Financials

Fiscal year
2025
Total assets
€1.1m
Profit
€29,378
Solvency
4.0%
Total assets▼ 0.3%
Net result
20192025
Go to Financials

Timeline

Events
14
Since
2017
Next accounts
by 30-04-2027
  1. 29-04-2026Annual accounts filed
  2. 30-09-2025Back to profit
  3. 29-04-2025Annual accounts filed
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
Retail sale of information and communication equipmentNACE 47400
Founded
15-10-2002
Year ends
30-09
Peppol
Reachable for e-invoices
Go to Company details

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