Payment terms
34 days to suppliers
OSEA Solutions pays its suppliers 25 days later than in 2024. Customers pay 5 days earlier.
OSEA Solutions
Lifetime
2 annual accounts with figures on one time axispeak €89,107 (2025)
€89,107▲ 38.0%
peak €15,634 (2025)
€15,634▲ 180%
peak €24,214 (2025)
€24,214▲ 182%
€17,430▲ 114%
Board3 names since 2023
1 directorEL AYADI Amal
Documentsfilings and deeds
12-10-202673 days late
2025micro format
Turnover from €64,563 to €89,107Gross margin from €7,802 to €22,001Result from €5,580 to €15,634Equity from €8,580 to €24,214Debts from €8,132 to €17,430Cash from €5,487 to €18,339
Key points
from the 2025 annual accountsAt the same address
221 companies
Board
1 joined · 1 left
Board changed. Latest change 29-10-2026 · 2 in office.
2025 accounts filed 73 days after the deadline
Checked score
85
Excellent
Financially stronger than 77% of micro companies in office administrative support (NACE 82)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 12,672 companies (NACE 82, micro).
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.6%
01-2025: 0.7%▲ +0.1 percentage points vs 12-2024
02-2025: 0.8%▲ +0.1 percentage points vs 01-2025
03-2025: 0.8%● unchanged vs 02-2025
04-2025: 0.9%▲ +0.1 percentage points vs 03-2025
05-2025: 0.9%● unchanged vs 04-2025
06-2025: 0.9%● unchanged vs 05-2025
07-2025: 0.9%● unchanged vs 06-2025
08-2025: 0.9%● unchanged vs 07-2025highest value
09-2025: 0.3%▼ -0.6 percentage points vs 08-2025lowest value
10-2025: 0.3%● unchanged vs 09-2025
11-2025: 0.3%● unchanged vs 10-2025
12-2025: 0.3%● unchanged vs 11-2025
01-2026: 0.3%● unchanged vs 12-2025
02-2026: 0.3%● unchanged vs 01-2026
03-2026: 0.3%● unchanged vs 02-2026
04-2026: 0.3%● unchanged vs 03-2026
05-2026: 0.3%● unchanged vs 04-2026
06-2026: 0.3%● unchanged vs 05-2026
07-2026: 0.3%● unchanged vs 06-2026
08-2026: 0.5%▲ +0.2 percentage points vs 07-2026
09-2026: 0.6%▲ +0.1 percentage points vs 08-2026
10-2026: 0.5%▼ -0.1 percentage points vs 09-2026
11-2026: 0.5%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Last filed accounts filed 73 days late; 2 of the last 3 accounts late
Size: turnover €89,107, total assets €41,644
lowers risk
Sector: Office administrative, office support and other business support activities (NACE 82)
Liquidity: current ratio 2.32, cash €18,339
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro). It does better than 58% of them on solvency, 74% on liquidity, 87% on profitability and 89% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as OSEA Solutions has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of OSEA Solutions itself: 0.5% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for OSEA Solutions. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €2,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.32 (1.81 in 2024), above the usual 1.5. Short-term debt is 41.9% and cash 44% of total assets. 41.9% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 73 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-10-2026, 73 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filingsDeviation from the deadline
2025
73 days late
2024
31 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 52 days after the deadline. In the sector (NACE 82), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Resignation: MELHA (director)
Appointment: Nawal EL AYADI (director) · General meeting of 30-09-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0805577476
Resignation: Amal El Ayadi (director)
Appointment: MELHA SRL (director) · General meeting of 18-03-2026 · Gazette deed
Incorporation
Founding capital of €3,000, 100 shares · Founder: EL AYADI Amal (comparant) · Appointment: EL AYADI Amal (director) · published on 11-09-2023 · Gazette deed
Comparable companies
same main activity, similar in size and ageGrey: the largest companies of the sector (office administrative support (NACE 82)), without their names. Blue: the sector peers from the table.
These companies have the same main activity as OSEA Solutions: office administrative and support services (NACE 82100). They are comparable in size and age: total assets between €37,900 and €42,900, founded between 2023 and 2024.
Official details
Source: KBO- Status
- Active since 07-09-2023Normal situation
- Registered office
- 222 active companies are registered at this address25 started in the 12 months before. Source: KBO register, as of 10 November 2026.
- Activity
- Office administrative and support servicesNACE 82100and 1 other
- Establishment unit
- 2.349.545.2821070 Anderlecht, since 07-09-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 03-07-2026
Insights on OSEA Solutions
Solvency rose in 2025 from 51.3% to 58.1% because of the retained profit.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about OSEA Solutions
- What is the company number of OSEA Solutions?
- The company number of OSEA Solutions is 0805.577.476. The VAT number is the same number with BE in front: BE 0805.577.476.
- Where is OSEA Solutions based?
- The registered office is at Industrielaan 9, 1070 Anderlecht.Company details
- What does OSEA Solutions do?
- According to the KBO register, the main activity is office administrative and support services (NACE 82100).
- What is the legal form of OSEA Solutions?
- OSEA Solutions is a private limited company (BV).
- When was OSEA Solutions founded?
- OSEA Solutions was founded on 07-09-2023.
- Is OSEA Solutions still active?
- Yes, OSEA Solutions is an active enterprise in the KBO register.
- What is the turnover of OSEA Solutions?
- The turnover of OSEA Solutions was €89,107 in financial year 2025, according to the filed annual accounts.Financials
- Is OSEA Solutions profitable?
- In financial year 2025, OSEA Solutions made a profit of €15,634.
- Where can I find the annual accounts of OSEA Solutions?
- OSEA Solutions filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of OSEA Solutions due?
- OSEA Solutions must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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