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FYLLO

Active
Private limited companyfounded 20232 yrs activeRue du Parc,Boneffe 12, 5310 Eghezée, BelgiumKBO/BCE: BE 1003.653.555
Summary

FYLLO has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €35,926 and a net result of €10,812. Equity is growing by ~56% per year across the filed fiscal years. Its solvency ranks better than 88% of 7833 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability100=
Solvency100▲+6
Growth78=
Track record82
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,500 at 30 days acceptable
Liquidity ample (current ratio 7.75 against 2.68 in 2024; short-term debt: 11% and cash: 12.3% of total assets), and 11% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
89%
Return on assets
26.8%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
7 d early
2024
13 d early
2023
48 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 23 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 18 July (3 of the last 3 filed years within 34 days of that day).
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

FYLLO was incorporated on 20 December 2023 as a Private limited company.1 Total assets rose from EUR 23,873 in 2023 to EUR 40,382 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2023 and 2025

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Financials · fiscal year 2025, micro schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€10,812▼ 37.6%
2024 · €17,326
Working capital
€30,084▲ 74.5%
2024 · €17,244
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line202320242025
Operating result€7,861-€23,192▲ 195%€16,439▼ 29.1%
Net result€6,288within the sector's middle half-€17,326within the sector's middle half▲ 176%€10,812within the sector's middle half▼ 37.6%
Equity€7,788below the sector's middle half-€25,114below the sector's middle half▲ 222%€35,926within the sector's middle half▲ 43.0%
Total assets€23,873below the sector's middle half-€36,265below the sector's middle half▲ 51.9%€40,382below the sector's middle half▲ 11.4%
Debt€16,085-€11,151▼ 30.7%€4,456▼ 60.0%
Working capital-€3,904within the sector's middle half-€17,244within the sector's middle half€30,084within the sector's middle half▲ 74.5%
Solvency32.6%within the sector's middle half-69.3%within the sector's middle half▲ 36.6pp89.0%above the sector's middle half▲ 19.7pp
Current ratio0.76below the sector's middle half-2.68within the sector's middle half▲ 1.927.75above the sector's middle half▲ 5.07
Return on assets (ROA)26.3%above the sector's middle half-47.8%above the sector's middle half▲ 21.4pp26.8%within the sector's middle half▼ 21.0pp
above within below the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
€0€10,000€20,000Operating result 2023: €7,861€7,861Net result 2023: €6,288€6,288Operating result 2024: €23,192€23,192Net result 2024: €17,326€17,326Operating result 2025: €16,439€16,439Net result 2025: €10,812€10,812202320242025€0€10,000€20,000Operating result 2023: €7,861€7,860Net result 2023: €6,288€6,290Operating result 2024: €23,192€23,200Net result 2024: €17,326€17,300Operating result 2025: €16,439€16,400Net result 2025: €10,812€10,800202320242025
The operating result falls in 2025; 2025 is 29% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €40,382
Fixed assets €5,842 ▼ 33.4%
Current assets €34,540 ▲ 25.6%
Equity and liabilities €40,382
Equity €35,926 ▲ 43.0%
Debt €4,456 ▼ 60.0%
Debt's share of the balance-sheet total falls from 30.7% to 11.0%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€19,364▼
2024 · €26,117
Cash flow
€13,737▼
2024 · €20,251
Debt to equity
0.12▼
2024 · 0.44
ROE
30.1%▼
2024 · 69.0%
Interest coverage
52.79▼
2024 · 92.28
Debt ≤ 1 year
€4,456▼
2024 · €10,255
Debt > 1 year
€0▼
2024 · €896
Income taxes
€5,266▼
2024 · €5,583
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,276 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
2.2% stopped otherwise
96% still going

A further 0.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.8% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,276 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet Code20242025
Assets
Total assets20/58€36,265€40,382▲
Fixed assets21/28€8,767€5,842▼
Tangible fixed assets22/27€8,767€5,842▼
Furniture and vehicles24€8,767€5,842▼
Current assets29/58€27,498€34,540▲
Amounts receivable within one year40/41€18,513€25,894▲
Trade receivables40€18,097€22,994▲
Other amounts receivable41€417€2,900▲
Current investments50/53-€3,000
Cash at bank and in hand54/58€7,476€4,961▼
Deferred charges and accrued income490/1€1,509€685▼
Equity and liabilities
Total equity and liabilities10/49€36,265€40,382▲
Equity10/15€25,114€35,926▲
Contributions10/11€1,500€1,500=
Profit (loss) carried forward14€23,614€34,426▲
Amounts payable17/49€11,151€4,456▼
Amounts payable after more than one year17€896€0▼
Financial debts170/4€896€0▼
Amounts payable within one year42/48€10,255€4,456▼
Current portion of amounts payable after more than one year42€3,481€896▼
Trade debts44€2,423€1,330▼
Suppliers440/4€2,423€1,330▼
Taxes, remuneration and social security45€4,304€1,631▼
Taxes450/3€4,160€1,487▼
Remuneration and social security454/9€144€144=
Other amounts payable47/48€47€598▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,925€2,925=
Other operating charges640/8€1,175€706▼
Gross operating margin9900€27,292€20,070▼
Operating profit (loss)9901€23,192€16,439▼
Financial income75/76B-€5
Recurring financial income75-€5
Financial charges65/66B€283€367▲
Recurring financial charges65€283€367▲
Profit (loss) for the period before taxes9903€22,909€16,078▼
Income taxes67/77€5,583€5,266▼
Profit (loss) for the period9904€17,326€10,812▼
Profit (loss) for the period to be appropriated9905€17,326€10,812▼
Appropriation of the result
Profit (loss) to be appropriated9906€23,614€34,426▲
Profit (loss) brought forward from the previous period14P€6,288€23,614▲

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8€2,925€2,925=
Other operating charges640/8€384€1,175€706▼ 39.9%
Gross operating margin9900€8,254€27,292€20,070▼ 26.5%
Operating profit (loss)9901€7,861€23,192€16,439▼ 29.1%
Financial income75/76B--€5-
Recurring financial income75--€5-
Financial charges65/66B-€283€367▲ 29.6%
Recurring financial charges65-€283€367▲ 29.6%
Profit (loss) for the period before taxes9903€7,861€22,909€16,078▼ 29.8%
Income taxes67/77€1,573€5,583€5,266▼ 5.7%
Profit (loss) for the period9904€6,288€17,326€10,812▼ 37.6%
Profit (loss) for the period to be appropriated9905€6,288€17,326€10,812▼ 37.6%
Line202320242025Change
Assets
Total assets20/58€23,873€36,265€40,382▲ 11.4%
Fixed assets21/28€11,692€8,767€5,842▼ 33.4%
Tangible fixed assets22/27€11,692€8,767€5,842▼ 33.4%
Furniture and vehicles24€11,692€8,767€5,842▼ 33.4%
Current assets29/58€12,182€27,498€34,540▲ 25.6%
Amounts receivable within one year40/41€10,086€18,513€25,894▲ 39.9%
Trade receivables40€10,086€18,097€22,994▲ 27.1%
Other amounts receivable41-€417€2,900▲ 596%
Current investments50/53--€3,000-
Cash at bank and in hand54/58€1,399€7,476€4,961▼ 33.6%
Deferred charges and accrued income490/1€696€1,509€685▼ 54.6%
Equity and liabilities
Total equity and liabilities10/49€23,873€36,265€40,382▲ 11.4%
Equity10/15€7,788€25,114€35,926▲ 43.0%
Contributions10/11€1,500€1,500€1,500=
Profit (loss) carried forward14€6,288€23,614€34,426▲ 45.8%
Amounts payable17/49€16,085€11,151€4,456▼ 60.0%
Amounts payable after more than one year17-€896€0▼ 100%
Financial debts170/4-€896€0▼ 100%
Amounts payable within one year42/48€16,085€10,255€4,456▼ 56.5%
Current portion of amounts payable after more than one year42-€3,481€896▼ 74.2%
Trade debts44€14,512€2,423€1,330▼ 45.1%
Suppliers440/4€14,512€2,423€1,330▼ 45.1%
Taxes, remuneration and social security45€1,573€4,304€1,631▼ 62.1%
Taxes450/3€1,573€4,160€1,487▼ 64.2%
Remuneration and social security454/9-€144€144=
Other amounts payable47/48-€47€598▲ 1,163%
Line202320242025Change
Profit (loss) for the period9904€6,288€17,326€10,812▼ 37.6%
+ Depreciation and write-downs630€8€2,925€2,925=
Operating cash flow (approximation)€6,296€20,251€13,737▼ 32.2%
Investment in fixed assets (approximation)-€0€0-
Change in cash-€6,077-€2,515▼ 141%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
24-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Liquidity triplescurrent ratio 7.75
Current ratio from 2.68 to 7.75; short-term debt falls from €10,255 to €4,456.
18-07
NBB filing Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial Highest result since 2023net €17,326 ▲176%
Operating result €23,192, net result €17,326, both a record.
31-12
Financial Liquidity quadruplescurrent ratio 2.68
Current ratio from 0.76 to 2.68; short-term debt falls from €16,085 to €10,255.
13-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Eghezée · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
1,991 m²
Parcel 92016B0364/00D002, Wallonia. Linked by address, not a title deed.
1 establishment unit
FYLLO
Rue du Parc,Boneffe 12, 5310 EghezéeOffice administrative, office support and other business support activities
since 20232.353.414.295
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
92016B0364/00D002 Wallonia 1,991 m² - -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 11,218 companies in sector 82100 we hold annual accounts for 3,516. 2,470 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded20-12-2023
Fiscal year end31-12
Activities, NACEBEL 2025
82100Office administrative and support services
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID 0208:1003653555
Also 9925:BE1003653555
Registered 01-10-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.