GUJO
ActiveGUJO has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €31k and a net result of €12k. Its solvency ranks better than 74% of 7697 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
88
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability96▲+1
Solvency100▲+19
Growth85
Track record94
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 4.11 against 2.23 in 2024; short-term debt: 24.1% and cash: 66.4% of total assets), and 24.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
75.9%
Return on assets
29%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
1 d early
2024
34 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€141k▲ 41.6%
2024 · €99k
2024: €99k
2024 → 2025
EBIT margin
17.0%▼ 2.3pp
2024 · 19.3%
2024: 19.3%
2024 → 2025
Net result
€12k▲ 18.1%
2024 · €10k
2024: €10k
2024 → 2025
Working capital
€31k▲ 66.0%
2024 · €18k
2024: €18k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Turnover€99k-€141k▲ 41.6%
Equity€19k-€31k▲ 61.9%
Operating result€19k-€24k▲ 24.4%
Net result€10k-€12k▲ 18.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 24% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €41k
Fixed assets
€364▼ 47.5%
Current assets
€40k▲ 20.9%
Equity and liabilities €41k
Equity
€31k▲ 61.9%
Debt
€10k▼ 34.5%
The debt ratio falls from 44.0% to 24.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€24k▲
2024 · €19k
Cash flow
€12k▲
2024 · €10k
Solvency
75.9%▲
2024 · 56.0%
Current ratio
4.11▲
2024 · 2.23
Quick ratio
4.11▲
2024 · 2.23
Debt / equity
0.32▼
2024 · 0.78
ROE
38.2%▼
2024 · 52.4%
ROA
29.0%▼
2024 · 29.4%
Interest coverage
6.12▲
2024 · 5.26
Debt
€10k▼
2024 · €15k
Debt ≤ 1 year
€10k▼
2024 · €15k
Income taxes
€8k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€34k€41k▲
Fixed assets21/28€693€364▼
Tangible fixed assets22/27€693€364▼
Plant, machinery and equipment23-€364
Furniture and vehicles24€693-
Current assets29/58€33k€40k▲
Amounts receivable within one year40/41€12k€6k▼
Trade receivables40€12k-
Other amounts receivable41€5€6k▲
Cash at bank and in hand54/58€11k€27k▲
Deferred charges and accrued income490/1€10k€7k▼
Equity and liabilities
Total equity and liabilities10/49€34k€41k▲
Equity10/15€19k€31k▲
Contributions10/11€1k€1k=
Reserves13€18k€30k▲
Non-distributable reserves130/1€100€100=
Reserves not available under the articles1311€100€100=
Distributable reserves133€18k€30k▲
Profit (loss) carried forward14€13€93▲
Amounts payable17/49€15k€10k▼
Amounts payable within one year42/48€15k€10k▼
Trade debts44€963€429▼
Suppliers440/4€963€429▼
Taxes, remuneration and social security45€14k€9k▼
Taxes450/3€14k€9k▼
Other amounts payable47/48€218-
Income statement
Code20242025
Turnover70€99k€141k▲
Goods, raw materials, services and sundry goods60/61€80k€116k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€275€329▲
Other operating charges640/8€432€553▲
Gross operating margin9900€20k€25k▲
Operating profit (loss)9901€19k€24k▲
Financial income75/76B-€153
Recurring financial income75-€153
Financial charges65/66B€4k€4k▲
Recurring financial charges65€4k€4k▲
Profit (loss) for the period before taxes9903€16k€20k▲
Income taxes67/77€5k€8k▲
Profit (loss) for the period9904€10k€12k▲
Profit (loss) for the period to be appropriated9905€10k€12k▲
Appropriation of the result
Profit (loss) to be appropriated9906€10k€12k▲
Profit (loss) brought forward from the previous period14P-€13
Transfer to equity691/2€10k€12k▲
To other reserves6921€10k€12k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lennik · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Loddershoek 101750 LennikGround area
1,399 m²
Building footprint
181 m²
Volume, LiDAR
1,050 m³
Parcel 23075A0046/00F000, Flanders · tallest building 10.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Loddershoek 10, 1750 Lennik
since 20232.342.768.546
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23075A0046/00F000 | Flanders | 1,398 m² | 1 · 181 m² | 10.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VHELMO
BE 1011.134.235
Hasselt · Eq €31k
MARGUERITE CONCEPT
BE 0447.196.130
La Hulpe · Eq €31k
Flanders Metal Extractions
BE 0805.360.811
Antwerpen · Eq €31k
NOTAVISIT
BE 0800.222.680
La Bruyère · Eq €31k
VDHL
BE 1013.136.195
La Louvière · Eq €31k
Of 11,216 companies in sector 82100 we hold annual accounts for 3,512. 2,420 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-03-2023
Fiscal year end31-12
Activities, NACEBEL
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82190Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:beeckmanssteve@gmail.com
Phone:+32496662245