ORTHODONTIE BERTRAND
ActiveSummary
ORTHODONTIE BERTRAND has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €1.94M and a net result of €596k. Equity is growing by ~20.1% per year across the filed fiscal years. Its solvency ranks better than 88% of 1247 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
99
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+5
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €190k at 30 days acceptable
Liquidity ample (current ratio 4.93 against 2.18 in 2023; short-term debt: 9.3% and cash: 34.8% of total assets), and 10.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
89.4%
Return on assets
27.5%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-07-2025, 14 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
14 d early
2023
43 d early
2022
32 d early
2021
38 d early
2020
16 d early
2019
28 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€596k▲ 47.9%
2023 · €403k
2018: €74k
2019: €164k
2020: €90k
2021: €284k
2022: €353k
2023: €403k
2018 → 2024
Working capital
€790k▲ 123%
2023 · €354k
2018: €477k
2019: €624k
2020: €415k
2021: €263k
2022: €-83k
2023: €354k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€762k-€914k▲ 20.0%€1.21M▲ 31.9%€1.61M▲ 33.4%€1.94M▲ 20.5%
Operating result€181k-€499k▲ 175%€507k▲ 1.5%€589k▲ 16.2%€877k▲ 49.0%
Net result€90k-€284k▲ 215%€353k▲ 24.3%€403k▲ 14.1%€596k▲ 47.9%
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2024 is 49% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €2.17M
Fixed assets
€1.18M ▼ 8.3%
Current assets
€992k ▲ 51.3%
Equity and liabilities €2.17M
Equity
€1.94M ▲ 20.5%
Debt
€229k ▼ 30.6%
Debt's share of the balance-sheet total falls from 17.0% to 10.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€1.02M▲
2023 · €726k
Cash flow
€741k▲
2023 · €540k
Current ratio
4.93▲
2023 · 2.18
Debt to equity
0.12▼
2023 · 0.21
ROE
30.7%▲
2023 · 25.1%
ROA
27.5%▲
2023 · 20.8%
Interest coverage
12.04▼
2023 · 12.45
Debt ≤ 1 year
€201k▼
2023 · €301k
Income taxes
€201k▲
2023 · €128k
Staff costs
€272k▲
2023 · €161k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 51 lines
Balance sheet
Code20232024
Assets
Total assets20/58€1.94M€2.17M▲
Fixed assets21/28€1.28M€1.18M▼
Intangible fixed assets21€2k€731▼
Tangible fixed assets22/27€1.28M€1.18M▼
Land and buildings22€806k€742k▼
Plant, machinery and equipment23€78k€72k▼
Furniture and vehicles24€398k€362k▼
Current assets29/58€655k€992k▲
Amounts receivable within one year40/41€22k€29k▲
Trade receivables40€14k€11k▼
Other amounts receivable41€7k€17k▲
Current investments50/53€156k€202k▲
Cash at bank and in hand54/58€469k€755k▲
Deferred charges and accrued income490/1€8k€6k▼
Equity and liabilities
Total equity and liabilities10/49€1.94M€2.17M▲
Equity10/15€1.61M€1.94M▲
Contributions10/11€12k€12k=
Reserves13€840k€574k▼
Non-distributable reserves130/1€2k€0▼
Reserves not available under the articles1311€2k€0▼
Distributable reserves133€838k€574k▼
Profit (loss) carried forward14€756k€1.35M▲
Amounts payable17/49€330k€229k▼
Amounts payable within one year42/48€301k€201k▼
Current portion of amounts payable after more than one year42€0-
Trade debts44€82k€52k▼
Suppliers440/4€82k€52k▼
Taxes, remuneration and social security45€38k€104k▲
Taxes450/3€28k€70k▲
Remuneration and social security454/9€10k€35k▲
Other amounts payable47/48€181k€45k▼
Accrued charges and deferred income492/3€29k€28k▼
Income statement
Code20232024
Remuneration, social security and pensions62€161k€272k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€137k€145k▲
Other operating charges640/8€7k€9k▲
Gross operating margin9900€894k€1.30M▲
Operating profit (loss)9901€589k€877k▲
Financial income75/76B€661€5k▲
Recurring financial income75€661€5k▲
Financial charges65/66B€58k€85k▲
Recurring financial charges65€58k€85k▲
Profit (loss) for the period before taxes9903€531k€797k▲
Income taxes67/77€128k€201k▲
Profit (loss) for the period9904€403k€596k▲
Profit (loss) for the period to be appropriated9905€403k€596k▲
Appropriation of the result
Profit (loss) to be appropriated9906€756k€1.35M▲
Profit (loss) brought forward from the previous period14P€353k€756k▲
Transfer from equity791/2€0€266k▲
Profit to be distributed694/7€0€266k▲
Return on contributions (dividend)694€0€266k▲
Social balance
Average headcount (FTE)90875.15.7▲
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Highest result since 2018net €596k ▲47.9%
Operating result €877k, net result €596k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 4.93
Current ratio from 2.18 to 4.93; short-term debt falls from €301k to €201k.
18-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Liquidity doublescurrent ratio 2.18
Current ratio from 0.88 to 2.18; short-term debt falls from €699k to €301k.
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Equity above €1MEq €1.21M ▲31.9%
5 profitable years in a row build equity to €1.21M.
23-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
15-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
03-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
11-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Genappe · 3 establishment units since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Presbytère 2B1471 GenappeGround area
4,387 m²
Building footprint
777 m²
Volume, LiDAR
1,809 m³
4 parcels, Wallonia · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
3 establishment units
ORTHODONTIE BERTRAND
since 20032.244.781.225
ORTHODONTIE BERTRAND
since 20032.244.781.522
ORTHODONTIE BERTRAND
since 20122.244.781.819
4 parcels
Wallonia
4
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25059C0073/00D000 | Wallonia | 1,746 m² | 1 · 74 m² | 7.8 m · 2 fl. |
| 25059C0071/00B000 ProtectedMonument · Site or landscape |
Wallonia | 1,233 m² | 1 · 197 m² | 9.2 m · 2 fl. |
| 25782C0394/00C000 | Wallonia | 1,123 m² | 1 · 216 m² | - |
| 56011C0027/00N010 | Wallonia | 285 m² | 1 · 290 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 3
4 of 4 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Recognitions · licences · registrations
Legal Entity Identifier
549300ZTZFYXRUBB8O49
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Of 6,942 companies in sector 86230 we hold annual accounts for 4,291. 2,167 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-02-2003
Fiscal year end31-12
Activities, NACEBEL 2025
86230Dental practice
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.