DECOCK Veerle
ActiveSummary
DECOCK Veerle has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.94M and a net result of €296k. Equity is growing by ~12.9% per year across the filed fiscal years. Its solvency ranks better than 95% of 16546 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87▼-3
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €160k at 30 days acceptable
Liquidity ample (current ratio 33.78 against 33.87 in 2024; short-term debt: 2.9% and cash: 12.1% of total assets), and 2.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
97.1%
Return on assets
14.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-07-2026, 6 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
6 d early
2024
41 d early
2023
14 d early
2022
7 d early
2021
3 d late
2020
24 d early
2019
1 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.94M▲ 4.6%
2024 · €1.85M
2018: €817k
2019: €1.03M
2020: €1.16M
2021: €1.25M
2022: €1.43M
2023: €1.68M
2024: €1.85M
2018 → 2025
Total assets
€2.00M▲ 4.7%
2024 · €1.91M
2018: €931k
2019: €1.16M
2020: €1.25M
2021: €1.34M
2022: €1.52M
2023: €1.79M
2024: €1.91M
2018 → 2025
Net result
€296k▼ 9.9%
2024 · €329k
2018: €150k
2019: €210k
2020: €131k
2021: €215k
2022: €267k
2023: €345k
2024: €329k
2018 → 2025
Working capital
€1.90M▲ 6.0%
2024 · €1.79M
2018: €842k
2019: €1.02M
2020: €1.09M
2021: €1.20M
2022: €1.40M
2023: €1.60M
2024: €1.79M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.25M-€1.43M▲ 14.6%€1.68M▲ 17.0%€1.85M▲ 10.6%€1.94M▲ 4.6%
Operating result€309k-€389k▲ 26.0%€499k▲ 28.1%€444k▼ 10.9%€403k▼ 9.2%
Net result€215k-€267k▲ 24.0%€345k▲ 29.2%€329k▼ 4.7%€296k▼ 9.9%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 9% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.00M
Fixed assets
€42k ▼ 33.0%
Current assets
€1.95M ▲ 6.0%
Equity and liabilities €2.00M
Equity
€1.94M ▲ 4.6%
Debt
€58k ▲ 6.3%
Debt's share of the balance-sheet total stays at 2.9%.
Key figures and ratios
EBITDA
€424k▼
2024 · €469k
Cash flow
€317k▼
2024 · €353k
Current ratio
33.78▼
2024 · 33.87
Debt to equity
0.03▲
2024 · 0.03
ROE
15.3%▼
2024 · 17.7%
ROA
14.8%▼
2024 · 17.2%
Interest coverage
202.76▼
2024 · 1561.38
Debt ≤ 1 year
€58k▲
2024 · €54k
Income taxes
€135k▼
2024 · €137k
Staff costs
€47k▼
2024 · €52k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.91M€2.00M▲
Fixed assets21/28€63k€42k▼
Tangible fixed assets22/27€63k€42k▼
Land and buildings22€4k€10k▲
Plant, machinery and equipment23€16k€8k▼
Furniture and vehicles24€36k€25k▼
Other tangible fixed assets26€7k-
Current assets29/58€1.84M€1.95M▲
Amounts receivable within one year40/41-€14k
Other amounts receivable41-€14k
Current investments50/53€1.50M€1.70M▲
Cash at bank and in hand54/58€345k€241k▼
Equity and liabilities
Total equity and liabilities10/49€1.91M€2.00M▲
Equity10/15€1.85M€1.94M▲
Contributions10/11€324k€324k=
Reserves13€1.53M€1.61M▲
Tax-exempt reserves132€23k€23k=
Distributable reserves133€1.51M€1.59M▲
Amounts payable17/49€54k€58k▲
Amounts payable within one year42/48€54k€58k▲
Financial debts43-€148
Other loans439-€148
Trade debts44€29k€42k▲
Suppliers440/4€29k€42k▲
Taxes, remuneration and social security45€21k€15k▼
Taxes450/3€13k€11k▼
Remuneration and social security454/9€8k€5k▼
Other amounts payable47/48€5k-
Income statement
Code20242025
Remuneration, social security and pensions62€52k€47k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€21k▼
Other operating charges640/8€203-
Gross operating margin9900€521k€471k▼
Operating profit (loss)9901€444k€403k▼
Financial income75/76B€21k€29k▲
Recurring financial income75€21k€29k▲
Financial charges65/66B€300€2k▲
Recurring financial charges65€300€2k▲
Profit (loss) for the period before taxes9903€465k€431k▼
Income taxes67/77€137k€135k▼
Profit (loss) for the period9904€329k€296k▼
Profit (loss) for the period to be appropriated9905€329k€296k▼
Appropriation of the result
Profit (loss) to be appropriated9906€329k€296k▼
Transfer from equity791/2€150k€210k▲
Transfer to equity691/2€329k€296k▼
To other reserves6921€329k€296k▼
Profit to be distributed694/7€150k€210k▲
Return on contributions (dividend)694€150k€210k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
20-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 33.87
Current ratio from 14.50 to 33.87; short-term debt falls from €118k to €54k.
17-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2018net €345k ▲29.2%
Operating result €499k, net result €345k, both a record.
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
03-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 3 days late
2021
07-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Weakest financial yearnet €131k ▼37.7%
Net result drops to €131k, the lowest in the series; recovery starts the following year.
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Equity above €1MEq €1.03M ▲25.7%
2 profitable years in a row build equity to €1.03M.
02-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 2 days late
2018
23-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
26-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Halle · 2 establishment units since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brusselsesteenweg 51500 HalleGround area
650 m²
Building footprint
324 m²
Volume, LiDAR
2,277 m³
2 parcels, Flanders · tallest building 12.4 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
Brusselsesteenweg 5, 1500 Halle
since 19982.086.562.743
Praktijk parodontologie en implantologie
since 20232.349.161.638
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23027G0298/00A000 | Flanders | 374 m² | 1 · 131 m² | 10.2 m · 1 fl. |
| 23027G0299/00A000 | Flanders | 275 m² | 1 · 193 m² | 12.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
2 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Similar companies · same sector, comparable size
ORTHODONTIE BERTRAND
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PETER GARMYN
BE 0467.186.444
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ARDENOIS FREDERIK
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TANDHEELKUNDIG KABINET VANHECKE ERIC
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Of 6,942 companies in sector 86230 we hold annual accounts for 4,291. 2,167 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-03-1998
Fiscal year end31-12
Activities, NACEBEL 2025
86230Dental practice
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.