Financials
- Fiscal year
- 2025
- Total assets
- €220,433
- Profit
- €76,521
- Solvency
- 74.3%
Total assets▲ 25.9%
Net result
20182025
OPTIQUE ST-LAMBERT
ActiveSummary
OPTIQUE ST-LAMBERT has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €163,747 and a net result of €76,521. Equity is growing by ~8.1% per year across the filed fiscal years. Its solvency ranks better than 83% of 20110 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Overview
Activity
Retail sale of prescription glasses, lenses and sunglasses
NACE 47742Retail trade NACE 47782NACE 52485
1 site
Size
€220,433total assets 2025
- Staff
- 1 FTE
- Equity
- €163,747
- Profit
- €76,521
Turnover not published (abridged schema)
Structure
Accounts 69 d early0 of 5 deeds read
Why 98- Sector Retail trade (NACE 47)+ Liquidity: current ratio 4.96, cash €110,280+ Equity €163,747 (74.3% of total assets)+ Founded in 2005Show the evidence
Checked score
Score 2025
98
/ 100
Excellent
Probability in this band: under 0.55%
Better than 87% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
99-1
equity 74.3% of total assets
Liquidity
96+2
short-term debt 15.6% · cash 50.0%
Profitability
100=
return on assets 34.7%
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.1%
12-2024: 0.1%● 0.0% vs 11-2024
01-2025: 0.1%● 0.0% vs 12-2024
02-2025: 0.1%● 0.0% vs 01-2025
03-2025: 0.1%● 0.0% vs 02-2025
04-2025: 0.1%▲ +15.3% vs 03-2025highest value
05-2025: < 0.1%▼ -33.8% vs 04-2025lowest value
06-2025: < 0.1%● 0.0% vs 05-2025lowest value
07-2025: < 0.1%● 0.0% vs 06-2025lowest value
08-2025: < 0.1%● 0.0% vs 07-2025lowest value
09-2025: < 0.1%● 0.0% vs 08-2025lowest value
10-2025: < 0.1%● 0.0% vs 09-2025lowest value
11-2025: < 0.1%● 0.0% vs 10-2025lowest value
12-2025: < 0.1%● 0.0% vs 11-2025lowest value
01-2026: < 0.1%● 0.0% vs 12-2025lowest value
02-2026: < 0.1%● 0.0% vs 01-2026lowest value
03-2026: < 0.1%● 0.0% vs 02-2026lowest value
04-2026: < 0.1%▲ +4.4% vs 03-2026
05-2026: < 0.1%▼ -2.1% vs 04-2026
06-2026: < 0.1%▼ -2.2% vs 05-2026lowest value
07-2026: < 0.1%● 0.0% vs 06-2026lowest value
08-2026: < 0.1%● 0.0% vs 07-2026lowest value
09-2026: < 0.1%● 0.0% vs 08-2026lowest value
10-2026: < 0.1%● 0.0% vs 09-2026lowest value
- Liquidity: current ratio 4.96, cash €110,280 lowers the probability
- Equity €163,747 (74.3% of total assets) lowers the probability
- Founded in 2005 lowers the probability for this profile
- Sector Retail trade (NACE 47) raises the probability
Credit up to €16,000 at 30 days acceptable
Liquidity ample (current ratio 4.96 against 4.13 in 2024; short-term debt: 15.6% and cash: 50% of total assets), and 25.7% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 84%, liquidity 95%, profitability 96%, growth against the median 72%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-05-2026, 69 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
69 d early
2024
105 d early
2023
127 d early
2022
136 d early
2021
125 d early
2020
33 d early
2019
44 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 91 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 28 March (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Highest result since 2018net €76,521 ▲25.4%
- Equity above €150,000Eq €163,747 ▲19.3%
Key points
By topic
Timeline
- Events
- 16
- Since
- 2017
- Next accounts
- by 31-07-2027
- 23-05-2026Annual accounts filed
- 31-12-2025Highest result since 2018
- 31-12-2025Equity above €150,000
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Retail sale of prescription glasses, lenses and sunglassesNACE 47742
- Founded
- 15-09-2005
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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