DE COCK
ActiveDE COCK has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €168k and a net result of €37k. Equity remains stable across the filed fiscal years (±1.4% per year). Its solvency ranks better than 86% of 641 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
93
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability91▼-2
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 4.3 against 3.75 in 2024; short-term debt: 18.9% and cash: 62.7% of total assets), and 18.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 32
Relative position
BE, all sectors
reference
Sector 32
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
81.1%
Return on assets
17.9%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €168k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-05-2026, 64 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
64 d early
2024
30 d early
2023
29 d late
2022
11 d early
2021
39 d early
2020
26 d late
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€168k▲ 28.4%
2024 · €131k
2018: €121k
2019: €128k
2020: €131k
2021: €127k
2022: €121k
2023: €129k
2024: €131k
2018 → 2025
Total assets
€207k▲ 28.2%
2024 · €162k
2018: €146k
2019: €170k
2020: €159k
2021: €151k
2022: €152k
2023: €150k
2024: €162k
2018 → 2025
Net result
€37k▲ 20.9%
2024 · €31k
2018: €19k
2019: €7k
2020: €4k
2021: €11k
2022: €10k
2023: €8k
2024: €31k
2018 → 2025
Working capital
€129k▲ 53.6%
2024 · €84k
2018: €121k
2019: €123k
2020: €119k
2021: €117k
2022: €114k
2023: €128k
2024: €84k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€127k-€121k▼ 4.9%€129k▲ 6.9%€131k▲ 1.6%€168k▲ 28.4%
Operating result€18k-€18k▼ 0.2%€15k▼ 16.0%€44k▲ 199%€52k▲ 18.8%
Net result€11k-€10k▼ 6.6%€8k▼ 17.6%€31k▲ 271%€37k▲ 20.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 19% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €207k
Fixed assets
€39k▼ 17.1%
Current assets
€168k▲ 46.7%
Equity and liabilities €207k
Equity
€168k▲ 28.4%
Debt
€39k▲ 27.8%
The debt ratio falls from 19.0% to 18.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€64k▲
2024 · €50k
Cash flow
€48k▲
2024 · €37k
Solvency
81.1%▲
2024 · 81.0%
Current ratio
4.30▲
2024 · 3.75
Quick ratio
4.30▲
2024 · 3.75
Debt / equity
0.23▼
2024 · 0.23
ROE
22.1%▼
2024 · 23.5%
ROA
17.9%▼
2024 · 19.0%
Interest coverage
40.35▼
2024 · 43.60
Debt
€39k▲
2024 · €31k
Debt ≤ 1 year
€39k▲
2024 · €31k
Income taxes
€15k▲
2024 · €13k
Staff costs
€78k▲
2024 · €73k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€162k€207k▲
Fixed assets21/28€47k€39k▼
Tangible fixed assets22/27€46k€38k▼
Furniture and vehicles24€46k€38k▼
Financial fixed assets28€600€600=
Current assets29/58€115k€168k▲
Amounts receivable within one year40/41€15k€18k▲
Trade receivables40€14k€16k▲
Other amounts receivable41€216€2k▲
Cash at bank and in hand54/58€100k€130k▲
Deferred charges and accrued income490/1€288€21k▲
Equity and liabilities
Total equity and liabilities10/49€162k€207k▲
Equity10/15€131k€168k▲
Contributions10/11€6k€6k=
Reserves13€125k€162k▲
Distributable reserves133€125k€162k▲
Amounts payable17/49€31k€39k▲
Amounts payable within one year42/48€31k€39k▲
Trade debts44€1k€4k▲
Suppliers440/4€1k€4k▲
Taxes, remuneration and social security45€14k€24k▲
Taxes450/3€3k€11k▲
Remuneration and social security454/9€12k€13k▲
Other amounts payable47/48€15k€12k▼
Income statement
Code20242025
Non-recurring operating income76A€9k€2k▼
Remuneration, social security and pensions62€73k€78k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€11k▲
Other operating charges640/8€505€2k▲
Non-recurring operating charges66A-€2k
Gross operating margin9900€124k€145k▲
Operating profit (loss)9901€44k€52k▲
Financial income75/76B€575€2k▲
Recurring financial income75€575€2k▲
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€43k€53k▲
Income taxes67/77€13k€15k▲
Profit (loss) for the period9904€31k€37k▲
Profit (loss) for the period to be appropriated9905€31k€37k▲
Appropriation of the result
Profit (loss) to be appropriated9906€31k€37k▲
Transfer from equity791/2€29k-
Transfer to equity691/2€31k€37k▲
To other reserves6921€31k€37k▲
Profit to be distributed694/7€29k-
Return on contributions (dividend)694€29k-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €37k ▲20.9%
Operating result €52k, net result €37k, both a record.
31-12
Financial
Equity above €150kEq €168k ▲28.4%
8 profitable years in a row build equity to €168k.
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
22-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
31-12
Financial
Weakest financial yearnet €4k ▼43.7%
Net result drops to €4k, the lowest in the series; recovery starts the following year.
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
02-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 2 days late
2018
26-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
29-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zoutleeuw · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dungelstraat 523440 ZoutleeuwGround area
2,250 m²
Building footprint
367 m²
Volume, LiDAR
2,453 m³
2 parcels, Flanders · tallest building 19.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PEARL VISION
since 20022.114.588.023
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24036B0390/00S000 | Flanders | 1,973 m² | 1 · 182 m² | 10.3 m · 2 fl. |
| 71053H1098/00D000 | Flanders | 277 m² | 1 · 184 m² | 19.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Laboratoire Dentaire Création
BE 0734.396.896
Herve · Eq €167k
C.S. TECHNICS
BE 0437.813.557
Zwalm · Eq €167k
NATSY
BE 0874.999.782
Jette · Eq €171k
EEN2ZES
BE 0809.991.471
Gent · Eq €172k
Laboratoire de Prothèse dentaire Jardon
BE 0419.101.465
Liège · Eq €164k
Of 1,250 companies in sector 32500 we hold annual accounts for 695. 554 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-08-2002
Fiscal year end31-12
Activities, NACEBEL
32500Manufacture of medical and dental instruments and supplies
33401
47742Retail sale of prescription glasses, lenses and sunglasses
47782Retail trade
52485
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.