PISUKE
ActivePISUKE has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €97k and a net result of €9k. Equity is growing by ~6.4% per year across the filed fiscal years. Its solvency ranks better than 59% of 18024 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
71
/ 100
Healthy▼ -23 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability44▼-56
Solvency77▼-3
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity tight (current ratio 1.44 against 1.52 in 2024), and 55.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
44.6%
Return on assets
3.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
21 d late
2024
149 d late
2023
153 d late
2022
428 d late
2021
152 d late
2020
151 d late
2019
97 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€97k▼ 2.7%
2024 · €100k
2018: €84k
2019: €64k
2020: €71k
2021: €65k
2022: €83k
2023: €85k
2024: €100k
2018 → 2025
Total assets
€218k▼ 0.2%
2024 · €219k
2018: €159k
2019: €168k
2020: €166k
2021: €160k
2022: €197k
2023: €180k
2024: €219k
2018 → 2025
Net result
€9k▼ 84.8%
2024 · €56k
2018: €25k
2019: €-20k
2020: €7k
2021: €-11k
2022: €17k
2023: €3k
2024: €56k
2018 → 2025
Working capital
€43k▼ 22.9%
2024 · €56k
2018: €57k
2019: €18k
2020: €35k
2021: €26k
2022: €42k
2023: €45k
2024: €56k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€65k-€83k▲ 26.6%€85k▲ 3.2%€100k▲ 17.0%€97k▼ 2.7%
Operating result€-4k-€24k€6k▼ 72.8%€90k▲ 1,298%€16k▼ 82.3%
Net result€-11k-€17k€3k▼ 85.0%€56k▲ 2,040%€9k▼ 84.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 82% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €218k
Fixed assets
€76k▲ 35.9%
Current assets
€142k▼ 12.6%
Equity and liabilities €218k
Equity
€97k▼ 2.7%
Debt
€121k▲ 1.8%
The debt ratio rises from 54.3% to 55.4%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€36k▼
2024 · €106k
Cash flow
€29k▼
2024 · €72k
Solvency
44.6%▼
2024 · 45.7%
Current ratio
1.44▼
2024 · 1.52
Quick ratio
1.09▼
2024 · 1.24
Debt / equity
1.24▲
2024 · 1.19
ROE
8.7%▼
2024 · 55.9%
ROA
3.9%▼
2024 · 25.5%
Interest coverage
9.60▼
2024 · 37.55
Debt
€121k▲
2024 · €119k
Debt ≤ 1 year
€99k▼
2024 · €107k
Debt > 1 year
€22k▲
2024 · €12k
Income taxes
€5k▼
2024 · €32k
Staff costs
€159k▲
2024 · €113k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€219k€218k▼
Fixed assets21/28€56k€76k▲
Tangible fixed assets22/27€55k€75k▲
Plant, machinery and equipment23€19k€12k▼
Furniture and vehicles24€11k€11k▼
Other tangible fixed assets26€25k€52k▲
Financial fixed assets28€456€456=
Current assets29/58€163k€142k▼
Stocks and contracts in progress3€31k€34k▲
Stocks30/36€31k€34k▲
Amounts receivable within one year40/41€93k€45k▼
Trade receivables40€22k€24k▲
Other amounts receivable41€71k€22k▼
Cash at bank and in hand54/58€39k€62k▲
Deferred charges and accrued income490/1€333€1k▲
Equity and liabilities
Total equity and liabilities10/49€219k€218k▼
Equity10/15€100k€97k▼
Contributions10/11€20k€20k=
Reserves13€79k€77k▼
Distributable reserves133€79k€77k▼
Amounts payable17/49€119k€121k▲
Amounts payable after more than one year17€12k€22k▲
Financial debts170/4€12k€22k▲
Amounts payable within one year42/48€107k€99k▼
Current portion of amounts payable after more than one year42€13k€13k▲
Trade debts44€10k€9k▼
Suppliers440/4€10k€9k▼
Taxes, remuneration and social security45€81k€78k▼
Taxes450/3€56k€50k▼
Remuneration and social security454/9€25k€28k▲
Other amounts payable47/48€4k-
Income statement
Code20242025
Non-recurring operating income76A-€1k
Remuneration, social security and pensions62€113k€159k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€20k▲
Other operating charges640/8€2k€3k▲
Non-recurring operating charges66A€581-
Gross operating margin9900€220k€198k▼
Operating profit (loss)9901€90k€16k▼
Financial income75/76B€803€999▲
Recurring financial income75€803€999▲
Financial charges65/66B€3k€4k▲
Recurring financial charges65€3k€4k▲
Profit (loss) for the period before taxes9903€88k€13k▼
Income taxes67/77€32k€5k▼
Profit (loss) for the period9904€56k€9k▼
Profit (loss) for the period to be appropriated9905€56k€9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€56k€9k▼
Transfer from equity791/2€41k-
Transfer to equity691/2€56k€9k▼
To other reserves6921€56k€9k▼
Profit to be distributed694/7€41k-
Return on contributions (dividend)694€41k-
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 21 days late
2025
27-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 149 days late
2024
31-12
Financial
Highest result since 2018net €56k ▲2040%
Operating result €90k, net result €56k, both a record.
31-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 153 days late
01-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 428 days late
2022
31-12
Financial
Back to profitnet €17k
Net result €17k after one loss-making year.
30-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 152 days late
2021
29-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 151 days late
2020
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
05-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 97 days late
2019
31-12
Financial
Weakest financial yearnet €-20k ▼181%
Net result drops to €-20k, the lowest in the series; recovery starts the following year.
15-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 76 days late
2018
31-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 153 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waterloo · 1 establishment unit since 2007
Ground area
894 m²
Building footprint
276 m²
Volume, LiDAR
2,058 m³
2 parcels, Brussels, Wallonia · tallest building 18.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Labo Linea
since 20072.166.340.293
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25762G0137/00B000 | Wallonia | 634 m² | 1 · 70 m² | - |
| 21447B0220/00E011 | Brussels | 260 m² | 1 · 206 m² | 18.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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OPTIC SCHUMAN
BE 0829.338.815
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OPTIQUE MAGRIS
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HOYDONCKX
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Of 1,725 companies in sector 47742 we hold annual accounts for 1,136. 995 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-10-2007
Fiscal year end31-12
Activities, NACEBEL
47742Retail sale of prescription glasses, lenses and sunglasses
47782Retail trade
52410
74201Photography, excluding press photography
47512Retail sale of household textiles and bedding
47552Retail sale of lighting equipment
47592Retail trade
52442
74811
74872
82300Organisation of conventions and trade shows
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.