OPTIMODE
ActiveSummary
OPTIMODE has been active since 1995 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €828,887 and a net result of €63,067. Equity is growing by about 8.8% per year across the filed financial years. Its solvency ranks better than 92% of 13,668 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
- Staff
- 2 FTE
- Equity
- €828,887
- Profit
- €63,067
- CAWET Jean-Louis Marcel FrançoisDirector
- TIELENS Martine Roger MariaDirector
Why 96lowers riskFounded in 1995Equity €828,887 (92.1% of total assets)Liquidity: current ratio 3.44, cash €129,471Size: total assets €900,133Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 90% on solvency, 73% on liquidity, 68% on profitability and 38% on growth.
The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
Credit check for your own amount and term
Show the recommended maximum and see how the verdict changes with amount, term and advance.
Signals
This company filed its last 7 accounts on average 90 days before the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
- RestructuringAppointment: Martine TIELENS (director) ·…
- Annual accounts filedfinancial year 2025 · micro…
- Annual accounts filedfinancial year 2024 · micro…
Financials · financial year 2025, micro format
2021 to 2025, 5 financial years 2018 to 2025, 8 financial years
The operating result falls in 2025; 2025 is 19% below 2024.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Average staff in full-time equivalents (FTE).
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 46, Wholesale trade: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Peer companies
Historical observationOf the 31,368 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 93.5% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of < 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,368 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Turnover70 | €394,041 | €418,808 | - | - | - | - | - | - | - |
| Non-recurring operating income76A | - | - | - | - | - | - | €6,906 | - | - |
| Remuneration, social security and pensions62 | - | - | - | - | €69,124 | €76,085 | €77,221 | €85,471 | ▲ 10.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €31,574 | €30,041 | €36,130 | €36,078 | €52,673 | €89,560 | €103,416 | €108,379 | ▲ 4.8% |
| Other operating charges640/8 | - | - | - | - | €1,632 | €4,783 | €7,901 | €2,700 | ▼ 65.8% |
| Non-recurring operating charges66A | - | - | - | - | - | - | €22,765 | €1,009 | ▼ 95.6% |
| Gross operating margin9900 | €167,139 | €201,677 | €239,340 | €271,816 | €206,923 | €242,645 | €322,812 | €287,843 | ▼ 10.8% |
| Operating profit (loss)9901 | €92,270 | €113,949 | €148,711 | €174,643 | €83,494 | €72,218 | €111,509 | €90,284 | ▼ 19.0% |
| Financial income75/76B | - | - | - | - | €719 | €151 | €68 | €5,585 | ▲ 82× |
| Recurring financial income75 | €160 | €918 | €95 | €1,170 | €719 | €151 | €68 | €5,585 | ▲ 82× |
| Financial charges65/66B | - | - | - | - | €3,809 | €3,539 | €685 | €307 | ▼ 55.1% |
| Recurring financial charges65 | €5,232 | €4,989 | €4,680 | €2,920 | €3,809 | €3,539 | €685 | €307 | ▼ 55.1% |
| Profit (loss) for the period before taxes9903 | €87,198 | €109,879 | €144,126 | €172,893 | €80,404 | €68,829 | €110,893 | €95,562 | ▼ 13.8% |
| Income taxes67/77 | €32,658 | €37,099 | €46,181 | €54,716 | €9,450 | €16,856 | €35,150 | €32,495 | ▼ 7.6% |
| Profit (loss) for the period9904 | €54,540 | €72,780 | €97,945 | €118,177 | €70,955 | €51,973 | €75,743 | €63,067 | ▼ 16.7% |
| Profit (loss) for the period to be appropriated9905 | €54,540 | €72,780 | €97,945 | €118,177 | €70,955 | €51,973 | €75,743 | €63,067 | ▼ 16.7% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €680,831 | €756,316 | €799,481 | €873,569 | €972,926 | €934,042 | €972,021 | €900,133 | ▼ 7.4% |
| Fixed assets21/28 | €209,013 | €257,067 | €241,882 | €236,310 | €500,267 | €834,881 | €774,327 | €698,871 | ▼ 9.7% |
| Tangible fixed assets22/27 | €208,960 | €257,015 | €241,613 | €236,042 | €497,061 | €831,675 | €771,121 | €695,665 | ▼ 9.8% |
| Land and buildings22 | - | - | - | - | €426,849 | €641,049 | €581,450 | €516,944 | ▼ 11.1% |
| Plant, machinery and equipment23 | - | - | - | - | €61,608 | €127,777 | €115,561 | €96,905 | ▼ 16.1% |
| Furniture and vehicles24 | - | - | - | - | €8,604 | €62,849 | €74,109 | €81,816 | ▲ 10.4% |
| Financial fixed assets28 | €53 | €53 | €269 | €269 | €3,206 | €3,206 | €3,206 | €3,206 | = |
| Current assets29/58 | €471,819 | €499,249 | €557,600 | €637,259 | €472,659 | €99,161 | €197,694 | €201,262 | ▲ 1.8% |
| Stocks and contracts in progress3 | €53,770 | €53,166 | €38,483 | €46,762 | €53,235 | €52,605 | €52,530 | €52,530 | = |
| Stocks30/36 | - | - | - | - | €53,235 | €52,605 | €52,530 | €52,530 | = |
| Amounts receivable within one year40/41 | €11,310 | €15,956 | €8,009 | €4,406 | €9,761 | €18,019 | €6,569 | €19,261 | ▲ 193% |
| Trade receivables40 | - | - | - | - | - | €148 | €61 | €2,762 | ▲ 46× |
| Other amounts receivable41 | - | - | - | - | €9,761 | €17,870 | €6,508 | €16,499 | ▲ 154% |
| Cash at bank and in hand54/58 | €406,738 | €430,127 | €511,107 | €586,092 | €409,664 | €28,537 | €138,596 | €129,471 | ▼ 6.6% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €680,831 | €756,316 | €799,481 | €873,569 | €972,926 | €934,042 | €972,021 | €900,133 | ▼ 7.4% |
| Equity10/15 | €418,648 | €491,428 | €589,373 | €707,550 | €706,504 | €758,477 | €834,220 | €828,887 | ▼ 0.6% |
| Contributions10/11 | €25,000 | €25,000 | - | - | €25,000 | €25,000 | €25,000 | €25,000 | = |
| Reserves13 | €250,464 | €323,244 | €421,184 | €539,354 | €538,304 | €589,274 | €665,014 | €659,681 | ▼ 0.8% |
| Non-distributable reserves130/1 | - | - | - | - | €6,564 | - | - | - | - |
| Reserves not available under the articles1311 | - | - | - | - | €6,564 | - | - | - | - |
| Distributable reserves133 | - | - | - | - | €531,740 | €589,274 | €665,014 | €659,681 | ▼ 0.8% |
| Profit (loss) carried forward14 | €143,183 | €143,183 | €143,189 | €143,195 | €143,200 | €144,203 | €144,206 | €144,206 | = |
| Amounts payable17/49 | €262,184 | €264,889 | €210,109 | €166,020 | €266,422 | €175,565 | €137,801 | €71,246 | ▼ 48.3% |
| Amounts payable after more than one year17 | €110,556 | €93,864 | €76,514 | €58,480 | €111,131 | €41,356 | €26,118 | €12,747 | ▼ 51.2% |
| Financial debts170/4 | - | - | - | - | €111,131 | €41,356 | €26,118 | €12,747 | ▼ 51.2% |
| Amounts payable within one year42/48 | €151,627 | €171,025 | €133,595 | €107,540 | €155,291 | €134,209 | €111,683 | €58,499 | ▼ 47.6% |
| Current portion of amounts payable after more than one year42 | - | - | - | - | €68,534 | €69,775 | €54,192 | €13,371 | ▼ 75.3% |
| Trade debts44 | €17,364 | €89,490 | €47,866 | €36,160 | €38,397 | €36,702 | €17,504 | €20,988 | ▲ 19.9% |
| Suppliers440/4 | - | - | - | - | €38,397 | €36,702 | €17,504 | €20,988 | ▲ 19.9% |
| Taxes, remuneration and social security45 | - | - | - | - | €37,150 | €11,624 | €25,692 | €16,045 | ▼ 37.5% |
| Taxes450/3 | - | - | - | - | €24,639 | €83 | €11,281 | €353 | ▼ 96.9% |
| Remuneration and social security454/9 | - | - | - | - | €12,510 | €11,541 | €14,411 | €15,692 | ▲ 8.9% |
| Other amounts payable47/48 | - | - | - | - | €11,210 | €16,108 | €14,295 | €8,094 | ▼ 43.4% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €54,540 | €72,780 | €97,945 | €118,177 | €70,955 | €51,973 | €75,743 | €63,067 | ▼ 16.7% |
| + Depreciation and write-downs630 | €31,574 | €30,041 | €36,130 | €36,078 | €52,673 | €89,560 | €103,416 | €108,379 | ▲ 4.8% |
| Operating cash flow (approximation) | €86,113 | €102,821 | €134,075 | €154,254 | €123,628 | €141,532 | €179,159 | €171,446 | ▼ 4.3% |
| Investment in fixed assets (approximation) | - | -€78,096 | -€20,945 | -€30,506 | -€316,630 | -€424,174 | -€42,862 | -€32,923 | ▲ 23.2% |
| Change in cash | - | €23,389 | €80,980 | €74,985 | -€176,428 | -€381,127 | €110,059 | -€9,125 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Latest 10 of 30 filings with the National Bank
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 03-06-2026 | 2026-00134844 |
| 31-12-2024 | micro format | 15-05-2025 | 2025-00094852 |
| 31-12-2023 | micro format | 15-05-2024 | 2024-00087496 |
| 31-12-2022 | micro format | 18-04-2023 | 2023-00060500 |
| 31-12-2021 | micro format | 28-03-2022 | 2022-09000085 |
| 31-12-2020 | micro format | 31-03-2021 | 2021-09200285 |
| 31-12-2019 | micro format | 28-05-2020 | 2020-13400109 |
| 31-12-2018 | micro format | 24-05-2019 | 2019-14200456 |
| 31-12-2017 | micro format | 11-06-2018 | 2018-17200239 |
| 31-12-2016 | full format | 17-05-2017 | 2017-12200582 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Not every act has been read: a resignation may still be missing
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| CAWET Jean-Louis Marcel François |
|
| TIELENS Martine Roger Maria |
|
Owners and capital
Capital and shareholders
- TIELENS Martine Roger Maria 625 shares
- CAWET Jean-Louis Marcel François 625 shares
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
- 01-10-2026 Converted to unavailable equity
- 18-12-2023 Converted to unavailable equity · €25,000
Group and network
Connections & network
2 current directorsThe network starts from this company’s directors. Other companies they run appear here as nodes.
Acquisitions and mergers
1 transactionHistory
Acts, filings and financial milestones
01-10
Gazette deed
RestructuringAppointment: Martine TIELENS (director) · Capital · Capital conversion19 facts ▸
- Board meeting, 04-09-2026
- Capital
- Capital conversion, “compte de capitaux propres statutairement indisponible” (deed in French)
- Legal form clause, “société privée à responsabilité limitée, Annexes du Moniteur belge du 11-03-1995” (deed in French)
- Amendment of the articles
- Legal-form conversion, “société à responsabilité limitée” (deed in French)
- Other provision, “OPTIELINVEST” (deed in French)
- Director appointment, Martine TIELENS (director)
- Demerger, “partial demerger, opérations relatives au Patrimoine Scindé considérées comme accomplies pour le compte de la Société Bénéficiaire” (deed in French)
- Shareholding, “Date de Réalisation, ordinaires” (deed in French) (2 times)
- Accounting effect, 01-06-2026
- Share issue, “nominatives”, 1250 (deed in French)
- +7 further facts in this act
18-12
Gazette deed
Amendment of the articles · Legal-form change · Resignations & appointmentsResignation: TIELENS Martine Roger Maria (manager) · Appointments: TIELENS Martine Roger Maria (administrateurnonstatutaire) and CAWET Jean-Louis Marcel François (director) · Incorporation26 facts ▸
- General meeting, 07-12-2023
- Incorporation, 13-02-1995
- Other provision, 25-01-2001
- Other provision, 18-12-2013
- Other provision, 28-12-2017
- Other provision, “registre des personnes morales et TVA”, 0454.574.266 (deed in French)
- Shareholding, 625 (2 times)
- Capital (2 times)
- Director in office, TIELENS Martine Roger Maria (sole director)
- Other provision, “ordre du jour point 1, modifier objet social – rapport organe administration” (deed in French)
- Other provision, “ordre du jour point 2, adapter statuts aux dispositions du Code des sociétés et des associations” (deed in French)
- Other provision, “ordre du jour point 3, supprimer compte de capitaux propres statutairement indisponible et mettre à disposition pour distributions futures” (deed in French)
- +14 further facts in this act
Show earlier events
About the unread acts
Of the 4 Belgian Official Gazette deeds we know for this company, 2 have been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
2 parcels
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 52001A0001/00N013 | Wallonia | 993 m² | 1 · 124 m² | 7.0 m · 2 |
| 52001C0032/00K000 | Wallonia | 591 m² | 1 · 171 m² | - |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Toutes activités dans le domaine de l'optique et en particulier les travaux en rapport avec l'optique, l'optométrie et les verres de contact…” (deed in French)deed of 01-10-2026
6 activities (deed in French)
- Toutes activités dans le domaine de l'optique et en particulier les travaux en rapport avec l'optique, l'optométrie et les verres de contact ainsi que l'achat et la vente de matériel s'y rapportant
- Contactologie et basse vision et de manière générale tout activité liée à l'optométrie et l'optique
- L'activité d'intermédiaire commercial consistant notamment dans le commerce de détail et de gros en produits d'entretien, en bijouterie de fantaisie, en produits de beauté et articles de toilette, produits diététiques et nutritionnels, articles vestimentaires, articies de ménage, imprimés, matériel de bureau et de télécommunication, alarmes à l'exception du courtage en assurances, sans que cette énumération soit limitative
- L'organisation d'activités dans le domaine sportif et culturel
- Accomplir toutes opérations généralement quelconques, commerciales, industrielles, financières, mobilières ou immobilières se rapportant directement ou indirectement à son objet
- S'intéresser directement ou indirectement par voie d'apport, de cession, de fusion, de souscription ou d'achat de titres, d'intervention financière ou de toute autre manière dans les affaires, entreprises, associations ou sociétés dont l'objet social serait similaire, analogue, connexe au sien ou simplement utile à la réalisation de son objet social en Belgique ou à l'étranger
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimiteddeed of 18-12-2023
- Name clauseThe name the company operates under according to its articles.
- OPTIMODEdeed of 18-12-2023
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Région wallonne, organe d’administration peut établir sièges administratifs,agences,ateliers,dépôts,succursales,Belgique et étranger” (deed in French)deed of 18-12-2023
Who represents it, and how
- Board ruleHow the board is made up, meets and takes decisions.
- 3 provisions in the deed
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- “Nominatives, registre actions nominatives avec mentions Code des sociétés et des associations,droit consultation relatif à titres” (deed in French)
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- One provision in the deed
- Share issue ruleHow and by whom new shares can be issued.
- One provision in the deed
Oversight and winding up
- Dissolution ruleWhen and by whom the company can be dissolved.
- One provision in the deed
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- One provision in the deed