Equity
Equity fell by 79% in 10 years.
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 81% of them on solvency, 41% on liquidity, 33% on profitability and 29% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 12,322 companies had the same profile as OPTIMMO has now. Each dot stands for 31 companies, two years later.
Another 0.5% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of OPTIMMO itself: 0.2% within 12 months.
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 12,322 companies, not a prediction for OPTIMMO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is insufficient, with a current ratio of 0.11 (0.1 in 2024), below 1. Short-term debt is 3% and cash 0.3% of total assets. 3% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 7 accounts on average 32 days before the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
OPTIMMO files the abbreviated format. That format states no turnover. The gross margin rose from €4,929 in 2006 to €6,116 in 2025.
The balance sheet grew most in 2008 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Turnover and EBIT margin are not published. The abbreviated or micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €41,000. Estimated: probably between €17,000 and €100,000.
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Balance sheet: assets | |||||||||||||||||||||
20/58 |
62,837 | 66,998 | 71,411 | 77,329 | 81,413 | 85,696 | 89,575 | 92,476 | 181,823 | 179,278 | 301,871 | 303,005 | 300,713 | 299,155 | 300,231 | 300,162 | 299,054 | 299,914 | 249,265 | 278,623 | |
20 |
- | - | - | - | - | - | - | - | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
21/28 |
62,635 | 66,789 | 70,943 | 75,097 | 79,251 | 83,405 | 87,559 | 91,713 | 178,025 | 166,763 | 280,615 | 280,615 | 280,615 | 280,615 | 280,615 | 280,615 | 280,615 | 286,579 | 236,730 | 261,912 | |
22/27 |
62,635 | 66,789 | 70,943 | 75,097 | 79,251 | 83,405 | 87,559 | 91,713 | 177,851 | 166,589 | 280,442 | 280,442 | 280,442 | 280,442 | 280,442 | 280,442 | 280,442 | 286,405 | 236,557 | 261,738 | |
22 |
62,635 | 66,789 | 70,943 | 75,097 | 79,251 | 83,405 | 87,559 | 91,713 | 108,553 | 108,553 | 108,553 | 108,553 | 108,553 | 108,553 | 108,553 | 108,553 | 108,553 | 108,553 | 103,496 | 106,024 | |
23 |
- | - | - | - | - | - | - | - | 69,299 | 58,037 | 171,889 | 171,889 | 171,889 | 171,889 | 171,889 | 171,889 | 171,889 | 177,853 | 133,061 | 155,714 | |
28 |
- | - | - | - | - | - | - | - | 174 | 174 | 174 | 174 | 174 | 174 | 174 | 174 | 174 | 174 | 174 | 174 | |
29/58 |
203 | 210 | 468 | 2,233 | 2,162 | 2,291 | 2,016 | 763 | 3,798 | 12,516 | 21,256 | 22,389 | 20,098 | 18,539 | 19,615 | 19,546 | 18,438 | 13,335 | 12,534 | 16,712 | |
40/41 |
- | - | - | - | - | - | - | - | 0 | 7,068 | - | - | - | - | - | - | 0 | - | - | 0 | |
40 |
- | - | - | - | - | - | - | - | 0 | 0 | - | - | - | - | - | - | 0 | - | - | - | |
41 |
- | - | - | - | - | - | - | - | 0 | 7,068 | - | - | - | - | - | - | - | - | - | 0 | |
54/58 |
203 | 210 | 287 | 2,051 | 181 | 491 | 2,016 | 763 | 3,798 | 5,448 | 21,256 | 22,389 | 20,098 | 18,539 | 19,615 | 19,546 | 18,438 | 13,335 | 12,534 | 16,712 | |
490/1 |
- | 0 | 182 | 182 | 1,982 | 1,800 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
| Balance sheet: equity and liabilities | |||||||||||||||||||||
10/49 |
62,837 | 66,998 | 71,411 | 77,329 | 81,413 | 85,696 | 89,575 | 92,476 | 181,823 | 179,278 | 301,871 | 303,005 | 300,713 | 299,155 | 300,231 | 300,162 | 299,054 | 299,914 | 249,265 | 278,623 | |
10/15 |
60,960 | 64,798 | 69,636 | 75,554 | 79,567 | 83,888 | 86,802 | 89,703 | 179,348 | 179,278 | 297,328 | 296,897 | 287,805 | 287,463 | 289,632 | 288,395 | 287,969 | 287,743 | 236,948 | 264,412 | |
10/11 |
232,375 | 232,375 | 232,375 | 232,375 | 232,375 | 232,375 | 232,375 | 232,375 | 232,375 | 232,375 | 232,375 | 232,375 | 232,375 | 232,375 | 232,375 | 232,375 | 232,375 | 232,375 | 232,375 | 232,375 | |
10 |
232,375 | 232,375 | 232,375 | 232,375 | 232,375 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
100 |
232,375 | 232,375 | 232,375 | 232,375 | 232,375 | 232,375 | 232,375 | 232,375 | 232,375 | 232,375 | 232,375 | 232,375 | 232,375 | 232,375 | 232,375 | 232,375 | 232,375 | 232,375 | 232,375 | 232,375 | |
13 |
4,469 | 4,469 | 4,469 | 4,469 | 4,469 | 4,469 | 4,469 | 4,469 | 54,469 | 54,469 | 54,469 | 54,469 | 54,469 | 54,469 | 54,469 | 54,469 | 54,469 | 54,469 | 54,469 | 54,469 | |
130/1 |
4,469 | 4,469 | 4,469 | 4,469 | 4,469 | 4,469 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
130 |
4,469 | 4,469 | 4,469 | 4,469 | 4,469 | 4,469 | 4,469 | 4,469 | 4,469 | 4,469 | 4,469 | 4,469 | 4,469 | 4,469 | 4,469 | 4,469 | 4,469 | 4,469 | 4,469 | 4,469 | |
133 |
- | - | - | - | - | - | - | - | 50,000 | 50,000 | 50,000 | 50,000 | 50,000 | 50,000 | 50,000 | 50,000 | 50,000 | 50,000 | 50,000 | 50,000 | |
14 |
-175,884 | -172,046 | -167,208 | -161,290 | -157,277 | -152,956 | -150,042 | -147,141 | -107,496 | -107,565 | 10,484 | 10,054 | 961 | 620 | 2,788 | 1,552 | 1,126 | 899 | -49,896 | -22,432 | |
17/49 |
1,877 | 2,201 | 1,775 | 1,775 | 1,846 | 1,808 | 2,773 | 2,773 | 2,475 | 0 | 4,543 | 6,108 | 12,908 | 11,691 | 10,599 | 11,766 | 11,084 | 12,171 | 12,317 | 14,211 | |
42/48 |
1,877 | 2,201 | 1,775 | 1,775 | 1,846 | 1,808 | 2,773 | 2,773 | 2,475 | 0 | 4,543 | 6,108 | 12,908 | 11,691 | 10,599 | 11,766 | 11,084 | 12,171 | 12,317 | 14,211 | |
42 |
- | - | - | - | - | - | - | - | 650 | - | - | - | - | - | - | - | - | - | - | - | |
44 |
94 | 418 | - | - | 71 | 32 | - | - | 0 | 0 | 0 | 0 | 2,309 | 1,092 | 0 | 1,028 | 346 | 805 | 0 | 790 | |
440/4 |
94 | 418 | - | - | 71 | 32 | - | - | 0 | 0 | 0 | 0 | 2,309 | 1,092 | 0 | 1,028 | 346 | 805 | 0 | 790 | |
45 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 0 | 26 | 977 | 2,020 | |
450/3 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 0 | 26 | 20 | 2,020 | |
454/9 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 0 | 957 | 0 | |
47/48 |
1,783 | 1,783 | 1,775 | 1,775 | 1,775 | 1,775 | 2,773 | 2,773 | 1,825 | 0 | 4,543 | 6,108 | 10,599 | 10,599 | 10,599 | 10,739 | 10,739 | 11,340 | 11,340 | 11,402 | |
| Income statement | |||||||||||||||||||||
70 |
- | - | - | - | - | - | - | - | - | - | - | 19,200 | 21,000 | 17,800 | - | - | - | - | 16,967 | 32,911 | |
76A |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 49,849 | - | - | |
9900 |
6,116 | 6,068 | 3,967 | 5,534 | 4,376 | 5,721 | 5,606 | 936 | 5,296 | 700 | 4,362 | 13,264 | 5,079 | 2,675 | 5,399 | 6,033 | 13,349 | 5,775 | 3,424 | 4,929 | |
60/61 |
- | - | - | - | - | - | - | - | 18,129 | 8,900 | 5,238 | 5,936 | - | 15,125 | - | - | - | - | 13,542 | 27,982 | |
62 |
- | - | - | - | - | - | - | - | - | - | - | 0 | - | - | - | - | - | - | - | 348 | |
630 |
4,154 | 4,154 | 4,154 | 4,154 | 4,154 | 4,154 | 4,154 | 4,154 | 4,738 | 113,853 | 0 | - | - | - | - | - | 5,963 | 0 | 23,741 | 25,181 | |
631/4 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 1,441 | 576 | |
640/8 |
5,687 | 5,988 | 5,005 | 4,666 | 4,544 | 4,301 | 4,223 | 4,262 | 475 | 4,884 | 3,921 | 4,151 | 4,720 | 4,824 | 4,162 | 5,351 | 7,149 | 4,805 | 4,500 | 2,984 | |
66A |
- | - | - | - | - | - | - | 82,158 | - | - | - | - | - | - | - | - | - | - | - | - | |
9901 |
-3,725 | -4,074 | -5,193 | -3,286 | -4,322 | -2,735 | -2,771 | -89,638 | 83 | -118,037 | 441 | 9,113 | 359 | -2,148 | 1,236 | 682 | 236 | 970 | -26,257 | -24,159 | |
75/76B |
- | - | - | - | - | - | - | - | - | 6 | 1 | 0 | 2 | - | - | 2 | - | - | - | - | |
75 |
- | - | - | - | - | - | - | - | - | 6 | 1 | 0 | 2 | - | - | 2 | - | - | - | - | |
65/66B |
113 | 764 | 726 | 726 | - | 179 | 131 | 7 | 14 | 17 | 10 | 21 | 19 | 20 | - | 258 | 10 | 23 | 119 | 602 | |
65 |
113 | 764 | 726 | 726 | - | 179 | 131 | 7 | 14 | 17 | 10 | 21 | 19 | 20 | - | 258 | 10 | 23 | 119 | 602 | |
9903 |
-3,838 | -4,838 | -5,919 | -4,012 | -4,322 | -2,914 | -2,901 | -89,645 | 69 | -118,049 | 432 | 9,092 | 342 | -2,168 | 1,236 | 426 | 226 | 50,795 | -26,376 | -24,761 | |
67/77 |
- | - | - | - | - | - | - | - | - | 0 | 2 | 0 | 1 | - | - | 0 | - | - | 1,088 | 920 | |
9904 |
-3,838 | -4,838 | -5,919 | -4,012 | -4,322 | -2,914 | -2,901 | -89,645 | 69 | -118,049 | 430 | 9,092 | 342 | -2,168 | 1,236 | 426 | 226 | 50,795 | -27,464 | -25,681 | |
9905 |
-3,838 | -4,838 | -5,919 | -4,012 | -4,322 | -2,914 | -2,901 | -89,645 | 69 | -118,049 | 430 | 9,092 | 342 | -2,168 | 1,236 | 426 | 226 | 50,795 | -27,464 | -25,681 | |
| Appropriation of the result | |||||||||||||||||||||
9906 |
-175,884 | -172,046 | -167,208 | -161,290 | -157,277 | -152,956 | -150,042 | -197,141 | -107,496 | -107,565 | 10,484 | 10,054 | 961 | 620 | 2,788 | 1,552 | 1,126 | 899 | -49,896 | -22,432 | |
14P |
-172,046 | -167,208 | -161,290 | -157,277 | -152,956 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
791/2 |
- | - | - | - | - | - | - | 50,000 | - | - | - | - | - | - | - | - | - | - | - | - | |
| Document | |||||||||||||||||||||
The accounts for 9 older financial years (1996-2005) were filed as documents without figures as data, scans for example.
The notes to these accounts have 13 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 30-07-2026.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | abbreviated format | 30-07-2026 | 2026-00352970 | |
| 31-12-2024 | micro format | 31-07-2025 | 2025-00339535 | |
| 31-12-2023 | micro format | 12-06-2024 | 2024-00123292 | |
| 31-12-2022 | micro format | 17-05-2023 | 2023-00088898 | |
| 31-12-2021 | micro format | 24-08-2022 | 2022-20310034 | |
| 31-12-2020 | micro format | 27-05-2021 | 2021-15600368 | |
| 31-12-2019 | micro format | 05-06-2020 | 2020-15100319 | |
| 31-12-2018 | micro format | 26-08-2019 | 2019-51400230 | |
| 31-12-2017 | abbreviated format | 19-07-2018 | 2018-35300571 | |
| 31-12-2016 | abbreviated format | 26-07-2017 | 2017-36400572 | |
| 31-12-2015 | abbreviated format | 05-08-2016 | 2016-40600517 | |
| 31-12-2014 | abbreviated format | 27-08-2015 | 2015-49700372 | |
| 31-12-2013 | abbreviated format | 18-07-2014 | 2014-32400458 | |
| 31-12-2012 | abbreviated format | 19-08-2013 | 2013-43400065 | |
| 31-12-2011 | abbreviated format | 31-08-2012 | 2012-52800097 | |
| 31-12-2010 | abbreviated format | 05-07-2011 | 2011-26000271 | |
| 31-12-2009 | abbreviated format | 09-08-2010 | 2010-39800152 | |
| 31-12-2008 | abbreviated format | 24-08-2009 | 2009-61800385 | |
| 31-12-2007 | abbreviated format | 27-06-2008 | 2008-31900401 | |
| 31-12-2006 | abbreviated format | 24-08-2007 | 2007-61600220 | |
| 31-12-2005 | abbreviated format | 17-08-2006 | 2006-63802746 | |
| 31-12-2004 | abbreviated format | 05-07-2005 | 2005-42003226 | |
| 31-12-2003 | abbreviated format | 28-06-2004 | 2004-35401380 | |
| 31-12-2002 | abbreviated format | 29-07-2003 | 2003-52805212 | |
| 31-12-2001 | abbreviated format | 26-07-2002 | 2002-42500053 | |
| 31-12-2000 | abbreviated format | 02-08-2001 | 2001-47600395 | |
| 31-12-1999 | abbreviated format | 27-07-2000 | 2000-46805286 | |
| 31-12-1998 | abbreviated format | 27-07-1999 | 1999-37202437 | |
| 31-12-1996 | abbreviated format | 11-03-1998 | 1998-04205236 |
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 429 | 80 | -1,039 | 868 | -168 | 1,419 | 1,383 | -85,484 | 4,821 | -4,185 | 441 | - | - | - | - | - | 6,200 | 970 | -2,516 | 1,021 | ||
| 316 | -684 | -1,765 | 142 | -168 | 1,240 | 1,253 | -85,491 | 4,807 | -4,197 | 430 | - | - | - | - | - | 6,190 | 50,795 | -3,723 | -500 | ||
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | -82,158 | 16,000 | 0 | 0 | - | - | - | - | - | 0 | 49,849 | -1,441 | 14,986 | ||
| -7 | -77 | -1,765 | 1,870 | -310 | -1,525 | 1,253 | -3,035 | -1,650 | -15,808 | -1,134 | 2,292 | 1,558 | -1,076 | 69 | 1,108 | 5,103 | 801 | -4,177 | - | ||
| -1,674 | -1,991 | -1,307 | 457 | 316 | 483 | -757 | -2,010 | 1,323 | 12,516 | 16,712 | 16,282 | 7,190 | 6,848 | 9,016 | 7,780 | 7,354 | 1,164 | 218 | 2,500 | ||
| - | - | - | - | - | - | - | - | - | - | - | 47.5% | 1.7% | -12.1% | - | - | - | - | - | -73.4% | ||
| 97.0% | 96.7% | 97.5% | 97.7% | 97.7% | 97.9% | 96.9% | 97.0% | 98.6% | 100.0% | 98.5% | 98.0% | 95.7% | 96.1% | 96.5% | 96.1% | 96.3% | 95.9% | 95.1% | 94.9% | ||
| 0.11 | 0.10 | 0.26 | 1.26 | 1.17 | 1.27 | 0.73 | 0.28 | 1.53 | - | 4.68 | 3.67 | 1.56 | 1.59 | 1.85 | 1.66 | 1.66 | 1.10 | 1.02 | 1.18 | ||
| 0.03 | 0.03 | 0.03 | 0.02 | 0.02 | 0.02 | 0.03 | 0.03 | 0.01 | 0.00 | 0.02 | 0.02 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.05 | 0.05 | ||
| -6.3% | -7.5% | -8.5% | -5.3% | -5.4% | -3.5% | -3.3% | -99.9% | 0.0% | -65.8% | 0.1% | 3.1% | 0.1% | -0.8% | 0.4% | 0.1% | 0.1% | 17.7% | -11.6% | -9.7% | ||
| -6.1% | -7.2% | -8.3% | -5.2% | -5.3% | -3.4% | -3.2% | -96.9% | 0.0% | -65.8% | 0.1% | 3.0% | 0.1% | -0.7% | 0.4% | 0.1% | 0.1% | 16.9% | -11.0% | -9.2% | ||
| 3.81 | 0.10 | -1.43 | 1.20 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||
| - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 0 days | ||
| - | - | - | - | - | - | - | - | 0 days | 0 days | 0 days | 0 days | - | 26 days | - | - | - | - | 0 days | 10 days |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Financial fixed assets | €0 | - | - | - | - |
| €4,154 | €4,154 | €4,154 | €4,154 | €4,154 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
The operating result for 2025 is a loss of €3,725, smaller than the loss of €4,074 in 2024.
Debt's share of the balance-sheet total falls from 3.3% to 3.0%. Equity and debt are lower.
OPTIMMO has no parent and no holdings in its annual accounts. OPTIMMO shares no director with another company.
| Global Green International
registered office since 28-07-2006 · founded in 2006 · negative equity (2025) |
total assets €4.0m (2025) 0882.469.079 |
| Van Den Neste & Partners
establishment since 01-01-2022 · founded in 1988 |
39 FTE (2025) 0436.039.150 |
| DANDELIUM
registered office since 01-10-2013 · founded in 2013 |
total assets €239,322 (2025) 0539.702.060 |
| FAYE CONSULTING
registered office since 05-12-2022 · founded in 2022 |
total assets €71,109 (2025) 0794.408.917 |
| SIP Oils and Fluids
registered office since 09-06-2021 · founded in 2021 |
total assets €16,944 (2025) 0769.521.586 |
| Fuller Project for International Reporting Belgium
registered office since 16-02-2026 |
founded in 2025 1033.115.821 |
Deadline for the 2026 accounts: 31-07-2027
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
| Establishment | Since | Unit number |
|---|---|---|
| Muilenstraat 1 registered office 1770 Liedekerke | ||
| Establishment unit 68201 Renting and operating of own or leased residential real estate, excluding social housing | 03-08-1995 | 2.072.606.918 |
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 23044A0613/00V000 | Flanders | 1,143 m² | 1 · 641 m² | 14.2 m · 3 |
| 21808H1778/00D000 | Brussels | 670 m² | 1 · 488 m² | 27.7 m · 8 |
If something looks wrong or is missing, please tell us.