OPTIMMO
ActiveSummary
OPTIMMO has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €61k and a net result of €-4k. Equity is shrinking by ~5.5% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability43▲+32
Solvency100=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity short (current ratio 0.11 against 0.1 in 2024; short-term debt: 3% and cash: 0.3% of total assets), and 3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-4k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2023
49 d early
2022
75 d early
2021
24 d late
2020
65 d early
2019
56 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€61k▼ 5.9%
2024 · €65k
2018: €90khighest in 8 years
2019: €87k▼ -3.2% vs 2018
2020: €84k▼ -3.4% vs 2019
2021: €80k▼ -5.2% vs 2020
2022: €76k▼ -5.0% vs 2021
2023: €70k▼ -7.8% vs 2022
2024: €65k▼ -6.9% vs 2023
2025: €61k▼ -5.9% vs 2024lowest in 8 years
2018 → 2025
Total assets
€63k▼ 6.2%
2024 · €67k
2018: €92khighest in 8 years
2019: €90k▼ -3.1% vs 2018
2020: €86k▼ -4.3% vs 2019
2021: €81k▼ -5.0% vs 2020
2022: €77k▼ -5.0% vs 2021
2023: €71k▼ -7.7% vs 2022
2024: €67k▼ -6.2% vs 2023
2025: €63k▼ -6.2% vs 2024lowest in 8 years
2018 → 2025
Net result
€-4k▲ 20.7%
2024 · €-5k
2018: €-90klowest in 8 years
2019: €-3k▲ +96.8% vs 2018highest in 8 years
2020: €-3k▼ -0.4% vs 2019
2021: €-4k▼ -48.3% vs 2020
2022: €-4k▲ +7.2% vs 2021
2023: €-6k▼ -47.5% vs 2022
2024: €-5k▲ +18.3% vs 2023
2025: €-4k▲ +20.7% vs 2024
2018 → 2025
Working capital
€-2k▲ 15.9%
2024 · €-2k
2018: €-2klowest in 8 years
2019: €-757▲ +62.3% vs 2018
2020: €483▲ +164% vs 2019highest in 8 years
2021: €316▼ -34.7% vs 2020
2022: €457▲ +44.8% vs 2021
2023: €-1k▼ -386% vs 2022
2024: €-2k▼ -52.3% vs 2023
2025: €-2k▲ +15.9% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€80k-€76k▼ 5.0%€70k▼ 7.8%€65k▼ 6.9%€61k▼ 5.9%
2021: €80khighest in 5 years
2022: €76k▼ -5.0% vs 2021
2023: €70k▼ -7.8% vs 2022
2024: €65k▼ -6.9% vs 2023
2025: €61k▼ -5.9% vs 2024lowest in 5 years
Operating result€-4k-€-3k▲ 24.0%€-5k▼ 58.0%€-4k▲ 21.5%€-4k▲ 8.6%
2021: €-4k
2022: €-3k▲ +24.0% vs 2021highest in 5 years
2023: €-5k▼ -58.0% vs 2022lowest in 5 years
2024: €-4k▲ +21.5% vs 2023
2025: €-4k▲ +8.6% vs 2024
Net result€-4k-€-4k▲ 7.2%€-6k▼ 47.5%€-5k▲ 18.3%€-4k▲ 20.7%
2021: €-4k
2022: €-4k▲ +7.2% vs 2021
2023: €-6k▼ -47.5% vs 2022lowest in 5 years
2024: €-5k▲ +18.3% vs 2023
2025: €-4k▲ +20.7% vs 2024highest in 5 years
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €4k in 2025 against €4k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €63k
Fixed assets
€63k ▼ 6.2%
Current assets
€203 ▼ 3.3%
Equity and liabilities €63k
Equity
€61k ▼ 5.9%
Debt
€2k ▼ 14.7%
Debt's share of the balance-sheet total falls from 3.3% to 3.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€429▲
2024 · €80
Cash flow
€316▲
2024 · €-684
Current ratio
0.11▲
2024 · 0.10
Debt to equity
0.03▼
2024 · 0.03
ROE
-6.3%▲
2024 · -7.5%
ROA
-6.1%▲
2024 · -7.2%
Interest coverage
3.81▲
2024 · 0.10
Debt ≤ 1 year
€2k▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 32 lines
Balance sheet
Code20242025
Assets
Total assets20/58€67k€63k▼
Fixed assets21/28€67k€63k▼
Tangible fixed assets22/27€67k€63k▼
Land and buildings22€67k€63k▼
Current assets29/58€210€203▼
Cash at bank and in hand54/58€210€203▼
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€67k€63k▼
Equity10/15€65k€61k▼
Contributions10/11€232k€232k=
Capital10€232k€232k=
Issued capital100€232k€232k=
Reserves13€4k€4k=
Non-distributable reserves130/1€4k€4k=
Legal reserve130€4k€4k=
Profit (loss) carried forward14€-172k€-176k▼
Amounts payable17/49€2k€2k▼
Amounts payable within one year42/48€2k€2k▼
Trade debts44€418€94▼
Suppliers440/4€418€94▼
Other amounts payable47/48€2k€2k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k=
Other operating charges640/8€6k€6k▼
Gross operating margin9900€6k€6k▲
Operating profit (loss)9901€-4k€-4k▲
Financial charges65/66B€764€113▼
Recurring financial charges65€764€113▼
Profit (loss) for the period before taxes9903€-5k€-4k▲
Profit (loss) for the period9904€-5k€-4k▲
Profit (loss) for the period to be appropriated9905€-5k€-4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-172k€-176k▼
Profit (loss) brought forward from the previous period14P€-167k€-172k▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4k | €4k | €4k | €4k | €4k | = |
| Other operating charges640/8 | €5k | €5k | €5k | €6k | €6k | ▼ 5.0% |
| Gross operating margin9900 | €4k | €6k | €4k | €6k | €6k | ▲ 0.8% |
| Operating profit (loss)9901 | €-4k | €-3k | €-5k | €-4k | €-4k | ▲ 8.6% |
| Financial charges65/66B | - | €726 | €726 | €764 | €113 | ▼ 85.3% |
| Recurring financial charges65 | - | €726 | €726 | €764 | €113 | ▼ 85.3% |
| Profit (loss) for the period before taxes9903 | €-4k | €-4k | €-6k | €-5k | €-4k | ▲ 20.7% |
| Profit (loss) for the period9904 | €-4k | €-4k | €-6k | €-5k | €-4k | ▲ 20.7% |
| Profit (loss) for the period to be appropriated9905 | €-4k | €-4k | €-6k | €-5k | €-4k | ▲ 20.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €81k | €77k | €71k | €67k | €63k | ▼ 6.2% |
| Fixed assets21/28 | €79k | €75k | €71k | €67k | €63k | ▼ 6.2% |
| Tangible fixed assets22/27 | €79k | €75k | €71k | €67k | €63k | ▼ 6.2% |
| Land and buildings22 | €79k | €75k | €71k | €67k | €63k | ▼ 6.2% |
| Current assets29/58 | €2k | €2k | €468 | €210 | €203 | ▼ 3.3% |
| Cash at bank and in hand54/58 | €181 | €2k | €287 | €210 | €203 | ▼ 3.3% |
| Deferred charges and accrued income490/1 | €2k | €182 | €182 | €0 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €81k | €77k | €71k | €67k | €63k | ▼ 6.2% |
| Equity10/15 | €80k | €76k | €70k | €65k | €61k | ▼ 5.9% |
| Contributions10/11 | €232k | €232k | €232k | €232k | €232k | = |
| Capital10 | €232k | €232k | €232k | €232k | €232k | = |
| Issued capital100 | €232k | €232k | €232k | €232k | €232k | = |
| Reserves13 | €4k | €4k | €4k | €4k | €4k | = |
| Non-distributable reserves130/1 | €4k | €4k | €4k | €4k | €4k | = |
| Legal reserve130 | €4k | €4k | €4k | €4k | €4k | = |
| Profit (loss) carried forward14 | €-157k | €-161k | €-167k | €-172k | €-176k | ▼ 2.2% |
| Amounts payable17/49 | €2k | €2k | €2k | €2k | €2k | ▼ 14.7% |
| Amounts payable within one year42/48 | €2k | €2k | €2k | €2k | €2k | ▼ 14.7% |
| Trade debts44 | €71 | - | - | €418 | €94 | ▼ 77.5% |
| Suppliers440/4 | €71 | - | - | €418 | €94 | ▼ 77.5% |
| Other amounts payable47/48 | €2k | €2k | €2k | €2k | €2k | = |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-4k | €-4k | €-6k | €-5k | €-4k | ▲ 20.7% |
| + Depreciation and write-downs630 | €4k | €4k | €4k | €4k | €4k | = |
| Operating cash flow (approximation) | €-168 | €142 | €-2k | €-684 | €316 | ▲ 146% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | €2k | €-2k | €-77 | €-7 | ▲ 90.9% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
12-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
17-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 24 days late
2021
27-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
05-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 26 days late
2018
19-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
26-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
NBB filing
0 of 10 acts read
About the unread acts
We know of 10 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
10 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liedekerke · 1 establishment unit since 1995
Ground area
1,813 m²
Building footprint
1,129 m²
Volume, LiDAR
16,986 m³
2 parcels, Brussels, Flanders · tallest building 27.7 m, ±8 floors. Linked by address, not a title deed.
7
companies at this address
See who is registered here
1 establishment unit
Establishment
since 19952.072.606.918
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23044A0613/00V000 | Flanders | 1,143 m² | 1 · 641 m² | 14.2 m · 3 fl. |
| 21808H1778/00D000 | Brussels | 670 m² | 1 · 488 m² | 27.7 m · 8 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPublic limited company
Founded15-06-1995
Fiscal year end31-12
Scores and ratios are computed by Checked and are not a credit decision.