Equity
€2,818 ▼ 96.8%
Equity fell in 2025 from €88,954 to €2,818.
FAYE CONSULTING
Lifetime
3 annual accounts with figures on one time axispeak €92,230 (2023)
€19,125▼ 43.6%
lowest -€86,137 (2025)
-€86,137▼ €104,111
peak €88,954 (2024)
€2,818▼ 96.8%
€68,291▲ 2.3%
Board2 names since 2022
2 directorsARAPI Ada and 1 other
Documentsfilings and deeds
07-08-20267 days late
2025micro format
Gross margin from €33,917 to €19,125Loss of €86,137Registered office moved from Sint-Genesius-Rode to Liedekerke 24-09Equity from €88,954 to €2,818Cash from €33,325 to €6
Key points
from the 2025 annual accountsTurnover
≈ €150,000 estimated
The micro format states no turnover.
Debts
€68,291 96% of the balance sheet
Suppliers 12%Taxes and wages 22%Other 66%
Liquidity
0.61 was 1.89 in 2024
Short-term debts rose from €66,736 to €68,291.
Filings
3 annual accounts 2 late
The 2023 accounts came latest: 49 days after the end of the period.
Position in the sector
-€86,137
Lower net result than 95% of companies in computing infrastructure and information services. Sector median €19,991 · 2,301 companies.
Checked score
49
Fair
Financially stronger than 9% of micro companies in computing infrastructure and information services (NACE 63)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
2.8% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 2,947 companies (NACE 63, micro).
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.2%● unchanged vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.2%● unchanged vs 06-2025
08-2025: 0.2%● unchanged vs 07-2025lowest value
09-2025: 0.2%● unchanged vs 08-2025lowest value
10-2025: 0.4%▲ +0.2 percentage points vs 09-2025
11-2025: 0.4%● unchanged vs 10-2025
12-2025: 0.4%● unchanged vs 11-2025
01-2026: 0.3%▼ -0.1 percentage points vs 12-2025
02-2026: 0.3%● unchanged vs 01-2026
03-2026: 0.3%● unchanged vs 02-2026
04-2026: 0.4%▲ +0.1 percentage points vs 03-2026
05-2026: 0.4%● unchanged vs 04-2026
06-2026: 0.4%● unchanged vs 05-2026
07-2026: 0.4%● unchanged vs 06-2026
08-2026: 0.7%▲ +0.3 percentage points vs 07-2026
09-2026: 2.8%▲ +2.1 percentage points vs 08-2026highest value
10-2026: 2.8%● unchanged vs 09-2026highest value
11-2026: 2.8%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
1 change of registered office in 24 months
Liquidity: current ratio 0.61, cash €6, halved
lowers risk
Sector: Computing infrastructure, data processing, hosting and other information service activities (NACE 63)
Size: total assets €71,109
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 63, micro). It does better than 15% of them on solvency, 1% on liquidity, 14% on profitability and 5% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 757 companies had the same profile as FAYE CONSULTING has now. Each dot stands for 2 companies, two years later.
86.7%
were still trading
4.8%
stopped another way
7.9%
went bankrupt
Another 0.7% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of FAYE CONSULTING itself: 2.8% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 757 companies, not a prediction for FAYE CONSULTING. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No publishable credit limit, so credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity is insufficient, with a current ratio of 0.61 (1.89 in 2024), below 1. Short-term debt is 96% and cash 0% of total assets. 96% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 2302 sector peers (2025).
NBB · sector comparisonPosition among 2302 sector peers
Solvency
better than 14%
← weakest
strongest →
raises risk · 2025 accounts filed 7 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-08-2026, 7 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 3 filingsDeviation from the deadline
2025
7 days late
2024
2 days early
2023
49 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 18 days after the deadline. In the sector (NACE 63), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 7 August (3 of the last 3 accounts filed within 43 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- GAVAGE Frédéric Michel Stéphane 50 sharesdeed of 07-12-2022
- ARAPI Ada 50 sharesdeed of 07-12-2022
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0794408917
Registered office moved from Sint-Genesius-Rode to Liedekerke
New registered office: Muilenstraat 1/2 1770 Liedekerke · Previous registered office: Rittwegerstraat 14/4 1640 Sint-Genesius-Rode · General meeting of 20-08-2025 · Gazette deed
Incorporation
Founding capital of €3,000, 100 shares · Founders: GAVAGE Frédéric Michel Stéphane (comparant oprichter) and ARAPI Ada (comparant oprichtster) · Appointments: GAVAGE Frédéric Michel Stéphane (director) and ARAPI Ada (director) · published on 07-12-2022 · Gazette deed
First establishment
Rue de Forville, C.-W. 79, Fernelmont
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| FAYE CONSULTING Liedekerke | €71,109 | €19,125 | 4.0% | - |
| La Macchina Automotive Services Scherpenheuvel-Zichem | €66,915 | €18,792 | 42.8% | - |
| BEP Wijnegem | €58,969 | €21,359 | 91.1% | - |
| Sun Consulting Zaventem | €58,499 | €18,100 | 78.2% | - |
| Marie Dubois Antwerp | €56,125 | €20,573 | 54.7% | - |
| BECONTECH Lochristi | €73,061 | €24,522 | 53.1% | - |
| JASPER VANHEES Diepenbeek | €74,294 | €14,189 | 65.7% | - |
These companies have the same main activity as FAYE CONSULTING: other information service activities (NACE 63920). They are comparable in size and age: total assets between €56,100 and €74,300, founded between 2022 and 2023.
Official details
Source: KBO- Status
- Active since 05-12-2022Normal situation
- Activity
- Other information service activitiesNACE 63920and 2 others
- Establishment unit
- 2.340.271.4885380 Fernelmont, since 05-12-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 17-10-2025
Insights on FAYE CONSULTING
FAYE CONSULTING files the micro format. That format states no turnover. The gross margin fell from €92,230 in 2023 to €19,125 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about FAYE CONSULTING
- What is the company number of FAYE CONSULTING?
- The company number of FAYE CONSULTING is 0794.408.917. The VAT number is the same number with BE in front: BE 0794.408.917.
- Where is FAYE CONSULTING based?
- The registered office is at Muilenstraat 1, 1770 Liedekerke.Company details
- What does FAYE CONSULTING do?
- According to the KBO register, the main activity is other information service activities (NACE 63920).
- What is the legal form of FAYE CONSULTING?
- FAYE CONSULTING is a private limited company (BV).
- When was FAYE CONSULTING founded?
- FAYE CONSULTING was founded on 05-12-2022.
- Is FAYE CONSULTING still active?
- Yes, FAYE CONSULTING is an active enterprise in the KBO register.
- What is the turnover of FAYE CONSULTING?
- The turnover in financial year 2025 is ≈ €150,000. This figure is estimated from the gross margin of €19,125 and 6,299 comparable companies of the same size. It probably lies between €67,000 and €350,000. It is a rough estimate.Financials
- Is FAYE CONSULTING profitable?
- In financial year 2025, FAYE CONSULTING made a loss of €86,137.
- Where can I find the annual accounts of FAYE CONSULTING?
- FAYE CONSULTING filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of FAYE CONSULTING due?
- FAYE CONSULTING must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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