Skip to content

OPTIMIZ-E

Active Private limited companyfounded 2018active for 7 yearsLéopold Wienerlaan 1/3, 1170 Watermael-BoitsfortKBO/BCE: BE 0715.508.919
OPTIMIZ-E
Follow ReportCompare

Overview

Lifetime

7 annual accounts with figures on one time axis
peak €18,908 (2019)
€3,482▼ 75.9%
lowest -€14,024 (2023)
€245▼ 97.7%
peak €30,634 (2021)
€24,896▲ 1.0%
€6,135▼ 42.4%
Board3 names since 2018
1 directorDE JONGHE Matthieu
Documentsfilings and deeds
18-08-202618 days late
2025micro format
Gross margin from €14,455 to €3,482Result from €10,801 to €245Debts from €10,654 to €6,135Investments €2,896

Key points

from the 2025 annual accounts

Turnover

≈ €22,000 estimated

The micro format states no turnover.

Investments

€3,888 5.8 × depreciation
20242025

Green is investment, beige is depreciation.

Filings

7 annual accounts 7 late
AprilJune31 JulyOctober202020222024

The 2022 accounts came latest: 420 days after the end of the period.

Checked score

89
Excellent
Financially stronger than 53% of micro companies in other professional activities (NACE 74)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.2% across 5,430 companies (NACE 74, micro).

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.8% 01-2025: 0.8%● unchanged vs 12-2024 02-2025: 0.8%● unchanged vs 01-2025 03-2025: 0.9%▲ +0.1 percentage points vs 02-2025 04-2025: 0.9%● unchanged vs 03-2025 05-2025: 0.9%● unchanged vs 04-2025 06-2025: 0.9%● unchanged vs 05-2025 07-2025: 0.9%● unchanged vs 06-2025 08-2025: 1.2%▲ +0.3 percentage points vs 07-2025highest value 09-2025: 0.4%▼ -0.8 percentage points vs 08-2025 10-2025: 0.4%● unchanged vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.4%● unchanged vs 06-2026 08-2026: 0.7%▲ +0.3 percentage points vs 07-2026 09-2026: 0.2%▼ -0.5 percentage points vs 08-2026lowest value 10-2026: 0.2%● unchanged vs 09-2026lowest value 11-2026: 0.2%● unchanged vs 10-2026lowest value

Financial strength
Strong

100+5equity 80.2% of total assets
63+12short-term debt 19.8% · cash 15.6%
39-61return on assets 0.8%

Score breakdown

raises risk
Last filed accounts filed 18 days late; 1 of the last 3 accounts late
Size: total assets €31,031
lowers risk
Sector: Other professional, scientific and technical activities (NACE 74)
Equity €24,896 (80.2% of total assets)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 74, micro). It does better than 88% of them on solvency, 54% on liquidity, 25% on profitability and 44% on growth.

The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 5,047 companies had the same profile as OPTIMIZ-E has now. Each dot stands for 13 companies, two years later.

94.0%
were still trading
3.8%
stopped another way
2.2%
went bankrupt
  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a profit under 5% of the balance sheet

The bankruptcy probability of OPTIMIZ-E itself is lower: 0.2% within 12 months. It rests on far more data about OPTIMIZ-E than the profile alone.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 5,047 companies, not a prediction for OPTIMIZ-E. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €2,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 4.58 (3.25 in 2024), above the usual 1.5. Short-term debt is 19.8% and cash 15.6% of total assets. 19.8% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
lowers risk · Sector: Other professional, scientific and technical activities (NACE 74)
KBO
raises risk · Last filed accounts filed 18 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · Size: total assets €31,031
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Equity €24,896 (80.2% of total assets)
NBB · annual accounts
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year €24,896
raises risk · 2025 accounts filed 18 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 7 filings
Deviation from the deadline
2025
18 days late
2024
18 days late
2023
57 days late
2022
420 days late
2021
194 days late
2020
31 days late
2019
134 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 125 days after the deadline. In the sector (NACE 74), the median for financial year 2024 was 3 days before the deadline, and 38% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 September (4 of the last 5 accounts filed within 136 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
08-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

DJ
DE JONGHE Matthieu
Director
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0715508919
1 director appointed, 1 manager resigning, 1 reappointment Resignation: DE JONGHE Mathieu Maurice Jacques (manager) · Reappointment: DE JONGHE Mathieu Maurice Jacques (director) · Appointment: GERBINO Laura (alternate director) · General meeting of 18-12-2023 · Gazette deed
Registered office moved from Woluwe-Saint-Pierre to Watermael-Boitsfort New registered office: Avenue Leopold Wiener 1/3, Bt2 1170 Watermael-Boitsfort · Previous registered office: Avenue Jules de Trooz 41 à 1150 Woluwe-saint-Pierre · Mathieu De Jonghe holds 95 shares · General meeting of 02-01-2019 · Gazette deed
Incorporation published on 07-12-2018 · Gazette deed
All 14 events

Comparable companies

same main activity, similar in size and age
Company
OPTIMIZ-E Watermael-Boitsfort €31,031 €3,482 80.2% -
HELENE IS BEAUTIFUL Schaerbeek €27,508 €4,876 66.8% -
BLEU DANS VERT Sint-Gillis (bij-Brussel) €36,387 €5,944 92.5% -
GEORGES PETKIDIS Wavre €36,119 €4,699 83.9% -
VIRUS.PLUS Liège €40,070 €4,456 43.9% -
LITTLE MISS VICTORIA Asse €35,644 €5,270 59.2% -
WellCOM Verviers €35,340 €3,612 -0.8% -

These companies have the same main activity as OPTIMIZ-E: graphic design and visual communication (NACE 74120). They are comparable in size and age: total assets between €27,500 and €40,100, founded between 2017 and 2021.

Official details

Source: KBO
Status
Active since 05-12-2018Normal situation
Activity
Graphic design and visual communicationNACE 74120and 5 others
Establishment unit
2.282.491.4591170 Watermael-Boitsfort, since 05-12-2018
Financial year end
31 December
Peppol
Reachable since 09-02-2026
Company details

Annual accounts 2025

€3,482▼ 75.9%
€245▼ 97.7%
€24,896▲ 1.0%
€31,031▼ 12.1%
Filing
Filed on 18-08-2026
Financials

Insights on OPTIMIZ-E

OPTIMIZ-E files the micro format. That format states no turnover. The gross margin fell from €18,908 in 2019 to €3,482 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 18-08-2026, 18 days late
€3,482
▼ 75.9%
-€295
▼ €11,703
€245
▼ 97.7%
€21,942
▼ 8.3%
80.2%
▲ 10.4 percentage points
4.58
▲ 1.33

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €22,000. Estimated: probably between €11,000 and €40,000.

Balance sheet

balance sheet total €31,031 on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

Compare with sector

80.2%

Higher than 81% of 4,357 companies in 2025.

4.58

Higher than 79% of 4,189 companies in 2025.

0.8%

Higher than 29% of 4,219 companies in 2025.

OPTIMIZ-E Middle half of the sector 80% of the sector Micro accounts in other professional activities (NACE 74)

Net result: middle half · Equity: middle half · Balance sheet total: bottom quarter · Working capital: middle half

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend2025202420232022202120202019
Balance sheet: assets
20/58 31,03135,30533,47037,87740,33941,22633,034
21/28 2,954724434101,6392,86843
22/27 2,911681-3661,5952,825-
24 2,911681-3661,5952,825-
28 43434343434343
29/58 28,07834,58133,42637,46738,70038,35832,991
40/41 22,54529,55128,45822,7134,68110,7837,437
40 22,49824,06227,02817,2452,80710,7837,437
41 465,4891,4305,4691,874--
54/58 4,8393,9373,90114,64131,86727,22525,554
490/1 6941,0921,0671132,152350-
Balance sheet: equity and liabilities
10/49 31,03135,30533,47037,87740,33941,22633,034
10/15 24,89624,65113,85027,87430,63428,44020,271
10/11 6,2006,2006,2006,2006,2006,2006,200
10 ---6,2006,200--
100 ---18,60018,60018,60018,600
101 ---12,40012,40012,40012,400
11 --6,200----
1100/10 --6,200----
14 18,69618,4517,65021,67424,43422,24014,071
17/49 6,13510,65419,61910,0039,70512,78612,763
42/48 6,13510,65419,61910,0039,70512,78612,763
44 8762,4591,5101,138-527272
440/4 8762,4591,5101,138-527272
45 833,1957,4495,5485,2134,8494,308
450/3 832,9515,7875,5485,2133,4322,894
454/9 -2441,662--1,4171,414
47/48 5,1765,00010,6603,3174,4927,4108,183
Income statement
9900 3,48214,455-11,5242,2425,03111,83118,908
62 25566--230--
630 6666483661,2291,229863992
640/8 3,0851,8321,722348546197-
9901 -29511,409-13,6126663,02610,77117,916
75/76B 1--78--20
75 1--78--20
65/66B -539237411-38711226260
65 -539237411-38711226260
9903 24511,172-14,0241,1312,91410,50917,876
67/77 -371-5747202,3403,805
9904 24510,801-14,0245572,1948,16914,071
9905 24510,801-14,0245572,1948,16914,071
Appropriation of the result
9906 18,69618,4517,65024,99124,43422,24014,071
14P 18,4517,65021,67424,43422,240--
694/7 ---3,317---
695 ---3,317---
Document PDFPDFPDFPDFPDFPDFPDF

The notes to these accounts have 7 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 18-08-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank

2025 annual accounts filed 18 days after the deadline. Filed on 18 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00403514.

Financial year Type Filed Reference Document
31-12-2025 micro format 18-08-2026 2026-00403514 PDF
31-12-2024 micro format 18-08-2025 2025-00380211 PDF
31-12-2023 micro format 26-09-2024 2024-00472654 PDF
31-12-2022 micro format 23-09-2024 2024-00468013 PDF
31-12-2021 micro format 10-02-2023 2023-00026122 PDF
31-12-2020 micro format 31-08-2021 2021-61300539 PDF
31-12-2019 micro format 12-12-2020 2020-75300244 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend2025202420232022202120202019
37112,057-13,2461,8954,25511,63418,908
91111,449-13,6571,7863,4239,03215,063
3,8881,3290003,6881,035
90236-10,741-17,2254,6411,672-
21,94223,92713,80727,46428,99525,57220,228
80.2%69.8%41.4%73.6%75.9%69.0%61.4%
4.583.251.703.753.993.002.58
0.250.431.420.360.320.450.63
1.0%43.8%-101.3%2.0%7.2%28.7%69.4%
0.8%30.6%-41.9%1.5%5.4%19.8%42.6%
-0.6950.95-32.21-4.9038.06--

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired
Item20252024202320222021
Tangible fixed assets€3,888€1,329---
€666€648€366€1,229€1,229

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Insights on OPTIMIZ-E

The operating result for 2025 is a loss of €295, after a profit of €11,409 in 2024.

Debt's share of the balance-sheet total falls from 30.2% to 19.8%. Equity is higher and debt is lower.

Board & ownership

Board

1 director, last change in 2023
DE JONGHE Matthieu
Director
listed in the 2025 annual accounts, filed on 18-08-2026
Signing authorityThe articles say who may bind the company, for example by signing a contract.
Each director alone
deed of 27-12-2023

Office holders in the KBO →

Mandates through the years

3 names, the dashed line is today
DE JONGHE Matthieu
Director
DE JONGHE Mathieu Maurice Jacques
Director (not named in the articles)
GERBINO Laura
Alternate director
BoardEarliermandate already running before its first mentionend not dated
Mandates as a list
  • DE JONGHE Matthieu
    • Director, since before 31-12-2024
  • DE JONGHE Mathieu Maurice Jacques
    • Manager, from 05-12-2018 to 27-12-2023
    • Director (not named in the articles), from before 27-12-2023, no longer listed in the 2025 annual accounts
  • GERBINO Laura
    • Alternate director, appointed by deed of 27-12-2023, no longer listed in the 2025 annual accounts

See the board, name and registered office on a given date →

Control

See the annual accounts at the National Bank and the publications in the Belgian Official Gazette.

Capital

Contribution
€6,200
Source
2025 annual accounts

Articles of association

deed of 27-12-2023 (in French)
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
First Thursday of June at 18:00

Network & group

No group

OPTIMIZ-E has no parent and no holdings in its annual accounts. DE JONGHE Matthieu is the only director. OPTIMIZ-E shares no director with another company.

At the same address

Léopold Wienerlaan 13, 1170 Watermael-Boitsfort · 2 other companies
Ben Saad, Tahar (sole trader)
establishment since 16-03-2015
 founded in 2015
0600.904.211
MICRO-ECOLE D'INFORMATIQUE
registered office since 21-12-1989
 founded in 1989
0441.280.912

Timeline

Timeline

14 events since 2018

Deadline for the 2026 accounts: 31-07-2027

2026
Annual accounts 2025 filed NBBmicro format · 18 days late
Registered in the Peppol Directory Reachable for e-invoices through 0208:0715508919
2025
Annual accounts 2024 filed PDFmicro format · 18 days late
2024
Back to profit net €10,801 The net result is €10,801, after one loss-making year.
Annual accounts 2023 filed PDFmicro format · 57 days late
Annual accounts 2022 filed PDFmicro format · 420 days late
2023
Weakest financial year net -€14,024 The net result drops to -€14,024, the lowest from 2019 to 2025. It recovers the following year.
1 director appointed, 1 manager resigning, 1 reappointmentResignation: DE JONGHE Mathieu Maurice Jacques (manager) · Reappointment: DE JONGHE Mathieu Maurice Jacques (director) · Appointment: GERBINO Laura (alternate director) · General meeting of 18-12-20236 points ▸
  • General meeting, 18-12-2023
  • Purpose change, “Toutes activités de graphisme,d’infographie,d’art,de création,d’illustration,d’animation,de montage vidéo,de production,de cinématographie,de photographie,de…” (deed in French)
  • Director resignation, DE JONGHE Mathieu Maurice Jacques (manager)
  • Director reappointment, DE JONGHE Mathieu Maurice Jacques (director (not named in the articles))
  • Director appointment, GERBINO Laura (alternate director)
  • Registered office clause, Avenue Léopold Wiener 1/3/2, 1170 Watermael-Boitsfort
  • The deed holds 6 more points.

Open the deed in the Belgian Official Gazette

Annual accounts 2021 filed PDFmicro format · 194 days late
2021
Annual accounts 2020 filed PDFmicro format · 31 days late
2020
Annual accounts 2019 filed PDFmicro format · 134 days late
Registered office moved from Woluwe-Saint-Pierre to Watermael-BoitsfortNew registered office: Avenue Leopold Wiener 1/3, Bt2 1170 Watermael-Boitsfort · Previous registered office: Avenue Jules de Trooz 41 à 1150 Woluwe-saint-Pierre · Mathieu De Jonghe holds 95 shares · General meeting of 02-01-20194 points ▸
  • General meeting, 02-01-2019
  • Mathieu De Jonghe holds 95 shares
  • Laura Gerbino holds 5 shares
  • Registered-office move, Avenue Leopold Wiener 1/3, Bt2 1170 Watermael-Boitsfort
  • The deed holds 1 more point.

Open the deed in the Belgian Official Gazette

2018
Incorporation PDFpublished on 07-12-2018
First establishment Léopold Wienerlaan 1/3, Watermael-Boitsfort

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

OPTIMIZ-E was incorporated on 5 December 2018.1 The registered office was moved to Watermael-Boitsfort in 2020.2 Total assets went from €33,034 in 2019 to €31,031 in 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 25-02-2020
  3. 3National Bank, annual accounts 2019 and 2025

Company details

Identity

Enterprise number
0715.508.919
VAT number
BE 0715.508.919
Peppol ID
0208:0715508919
Other Peppol ID
9925:BE0715508919
Legal form
Private limited company
Status
Active, normal situation
Founded
05-12-2018
Financial year
ends on 31 December
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
First Thursday of June at 18:00
deed of 27-12-2023 (in French)
Peppol
Reachable since 09-02-2026Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
OPTIMIZ-E in French
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 27-12-2023 (in French)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Région de Bruxelles-Capitale”
deed of 27-12-2023 (in French)

Activities

NACEBEL 2025
74120 Graphic design and visual communication main activity
46190 Agents in non-specialised wholesale trade
47120 Other non-specialised retail sale
62100 Computer programming
62200 Computer consultancy and computer facilities management
73110 Advertising agencies
Codes under NACEBEL 2008
74103 Other professional, scientific and technical activities main activity
46190 Wholesale trade
47910 Retail trade
62010 Computer programming, consultancy and related activities
62020 IT consultancy
73110 Advertising, market research and public relations activities

Registered office and establishments

1 establishment
Establishment Since Unit number
Léopold Wienerlaan 1/3 registered office 1170 Watermael-Boitsfort 05-12-2018 2.282.491.459
1 former office
  • Avenue Jules de Trooz 41, 1150 Woluwe-saint-Pierre until the deed of 25-02-2020

Buildings and parcels at the address

Ground area
326 m²
Buildings
200 m²
Volume, LiDAR
2,518 m³
Tallest building
16.8 m
Buildings to scale, each on its own parcel
200 m², 16.8 m 200 m², 16.8 m

Location

registered office establishment The establishment unit on the map
2 companies at this address See who is registered here

Parcels

Cadastral parcelArea Buildings Height / floors
21017D0368/00P015326 m² 1 · 200 m² 16.8 m · 4

We would like to set cookies. That happens only with your consent. What we measure