OPTIMIZ-E
ActiveOPTIMIZ-E has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €25k and a net result of €245. Equity is shrinking by ~2.6% per year across the filed fiscal years. Its solvency ranks better than 80% of 3478 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability39▼-61
Solvency100▲+5
Growth52=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 4.58 against 3.25 in 2024; short-term debt: 19.8% and cash: 15.6% of total assets), and 19.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Sector 74
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
80.2%
Return on assets
0.8%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €25k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
18 d late
2024
18 d late
2023
57 d late
2022
420 d late
2021
194 d late
2020
31 d late
2019
134 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€25k▲ 1.0%
2024 · €25k
2019: €20k
2020: €28k
2021: €31k
2022: €28k
2023: €14k
2024: €25k
2019 → 2025
Total assets
€31k▼ 12.1%
2024 · €35k
2019: €33k
2020: €41k
2021: €40k
2022: €38k
2023: €33k
2024: €35k
2019 → 2025
Net result
€245▼ 97.7%
2024 · €11k
2019: €14k
2020: €8k
2021: €2k
2022: €557
2023: €-14k
2024: €11k
2019 → 2025
Working capital
€22k▼ 8.3%
2024 · €24k
2019: €20k
2020: €26k
2021: €29k
2022: €27k
2023: €14k
2024: €24k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€31k-€28k▼ 9.0%€14k▼ 50.3%€25k▲ 78.0%€25k▲ 1.0%
Operating result€3k-€666▼ 78.0%€-14k€11k€-295
Net result€2k-€557▼ 74.6%€-14k€11k€245▼ 97.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €295 after €11k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €31k
Fixed assets
€3k▲ 308%
Current assets
€28k▼ 18.8%
Equity and liabilities €31k
Equity
€25k▲ 1.0%
Debt
€6k▼ 42.4%
The debt ratio falls from 30.2% to 19.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€371▼
2024 · €12k
Cash flow
€911▼
2024 · €11k
Solvency
80.2%▲
2024 · 69.8%
Current ratio
4.58▲
2024 · 3.25
Quick ratio
4.58▲
2024 · 3.25
Debt / equity
0.25▼
2024 · 0.43
ROE
1.0%▼
2024 · 43.8%
ROA
0.8%▼
2024 · 30.6%
Interest coverage
-0.69▼
2024 · 50.95
Debt
€6k▼
2024 · €11k
Debt ≤ 1 year
€6k▼
2024 · €11k
Staff costs
€25▼
2024 · €566
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€35k€31k▼
Fixed assets21/28€724€3k▲
Tangible fixed assets22/27€681€3k▲
Furniture and vehicles24€681€3k▲
Financial fixed assets28€43€43=
Current assets29/58€35k€28k▼
Amounts receivable within one year40/41€30k€23k▼
Trade receivables40€24k€22k▼
Other amounts receivable41€5k€46▼
Cash at bank and in hand54/58€4k€5k▲
Deferred charges and accrued income490/1€1k€694▼
Equity and liabilities
Total equity and liabilities10/49€35k€31k▼
Equity10/15€25k€25k▲
Contributions10/11€6k€6k=
Profit (loss) carried forward14€18k€19k▲
Amounts payable17/49€11k€6k▼
Amounts payable within one year42/48€11k€6k▼
Trade debts44€2k€876▼
Suppliers440/4€2k€876▼
Taxes, remuneration and social security45€3k€83▼
Taxes450/3€3k€83▼
Remuneration and social security454/9€244-
Other amounts payable47/48€5k€5k▲
Income statement
Code20242025
Remuneration, social security and pensions62€566€25▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€648€666▲
Other operating charges640/8€2k€3k▲
Gross operating margin9900€14k€3k▼
Operating profit (loss)9901€11k€-295▼
Financial income75/76B-€1
Recurring financial income75-€1
Financial charges65/66B€237€-539▼
Recurring financial charges65€237€-539▼
Profit (loss) for the period before taxes9903€11k€245▼
Income taxes67/77€371-
Profit (loss) for the period9904€11k€245▼
Profit (loss) for the period to be appropriated9905€11k€245▼
Appropriation of the result
Profit (loss) to be appropriated9906€18k€19k▲
Profit (loss) brought forward from the previous period14P€8k€18k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 18 days late
2025
18-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 18 days late
2024
31-12
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
26-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 57 days late
23-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 420 days late
2023
31-12
Financial
Weakest financial yearnet €-14k ▼2619%
Net result drops to €-14k, the lowest in the series; recovery starts the following year.
10-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 194 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
12-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 134 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Watermaal-Bosvoorde · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Léopold Wienerlaan 1/31170 Watermaal-BosvoordeGround area
326 m²
Building footprint
200 m²
Volume, LiDAR
2,518 m³
Parcel 21017D0368/00P015, Brussels · tallest building 16.8 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
OPTIMIZ-E
since 20182.282.491.459
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21017D0368/00P015 | Brussels | 326 m² | 1 · 200 m² | 16.8 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 6,295 companies in sector 74120 we hold annual accounts for 1,011. 877 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-12-2018
Fiscal year end31-12
Activities, NACEBEL
74103Other professional, scientific and technical activities
74120Graphic design and visual communication
46190Agents in non-specialised wholesale trade
47120Other non-specialised retail sale
47910Retail trade
62010Computer programming, consultancy and related activities
62020IT consultancy
62100Computer programming
62200Computer consultancy and computer facilities management
73110Advertising agencies
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryWebsite:www.optimiz-e.com