OPTIMISA
ActiveSummary
The computed 12-month bankruptcy probability of OPTIMISA is 2.0% (moderate). The 2024 annual accounts show equity of €43k and a net result of €-22k. Equity is shrinking by ~11.8% per year across the filed fiscal years. Its solvency ranks better than 95% of 8966 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability0=
Solvency100=
Growth52=
Track record94
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 21.88 against 17.32 in 2023; short-term debt: 4% and cash: 85.6% of total assets), and 4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
96%
Return on assets
-48.4%
Age of the figures
21 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
21222324
2021 to 2024 · latest year €-22k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-07-2025, 14 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
14 d early
2023
8 d early
2022
34 d early
2021
39 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€43k▼ 33.5%
2023 · €65k
2021: €41klowest in 4 years
2022: €79k▲ +95.2% vs 2021highest in 4 years
2023: €65k▼ -17.5% vs 2022
2024: €43k▼ -33.5% vs 2023
2021 → 2024
Total assets
€45k▼ 34.0%
2023 · €69k
2021: €53k
2022: €99k▲ +85.8% vs 2021highest in 4 years
2023: €69k▼ -30.5% vs 2022
2024: €45k▼ -34.0% vs 2023lowest in 4 years
2021 → 2024
Net result
€-22k▼ 58.3%
2023 · €-14k
2021: €38k
2022: €39k▲ +2.9% vs 2021highest in 4 years
2023: €-14k▼ -136% vs 2022
2024: €-22k▼ -58.3% vs 2023lowest in 4 years
2021 → 2024
Working capital
€38k▼ 29.2%
2023 · €53k
2021: €41k
2022: €60k▲ +49.1% vs 2021highest in 4 years
2023: €53k▼ -12.2% vs 2022
2024: €38k▼ -29.2% vs 2023lowest in 4 years
2021 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Equity€41k-€79k▲ 95.2%€65k▼ 17.5%€43k▼ 33.5%
2021: €41klowest in 4 years
2022: €79k▲ +95.2% vs 2021highest in 4 years
2023: €65k▼ -17.5% vs 2022
2024: €43k▼ -33.5% vs 2023
Operating result€47k-€54k▲ 14.0%€-13k€-22k▼ 59.9%
2021: €47k
2022: €54k▲ +14.0% vs 2021highest in 4 years
2023: €-13k▼ -125% vs 2022
2024: €-22k▼ -59.9% vs 2023lowest in 4 years
Net result€38k-€39k▲ 2.9%€-14k€-22k▼ 58.3%
2021: €38k
2022: €39k▲ +2.9% vs 2021highest in 4 years
2023: €-14k▼ -136% vs 2022
2024: €-22k▼ -58.3% vs 2023lowest in 4 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €22k in 2024 against €13k in 2023; the loss grows and 2024 has the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €45k
Fixed assets
€6k ▼ 52.2%
Current assets
€39k ▼ 30.1%
Equity and liabilities €45k
Equity
€43k ▼ 33.5%
Debt
€2k ▼ 44.6%
Debt's share of the balance-sheet total falls from 4.7% to 4.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-15k▼
2023 · €-7k
Cash flow
€-15k▼
2023 · €-7k
Current ratio
21.88▲
2023 · 17.32
Debt to equity
0.04▼
2023 · 0.05
ROE
-50.4%▼
2023 · -21.2%
ROA
-48.4%▼
2023 · -20.2%
Interest coverage
-93.80▼
2023 · -43.38
Debt ≤ 1 year
€2k▼
2023 · €3k
Income taxes
€188▼
2023 · €192
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 34 lines
Balance sheet
Code20232024
Assets
Total assets20/58€69k€45k▼
Fixed assets21/28€12k€6k▼
Tangible fixed assets22/27€12k€6k▼
Furniture and vehicles24€12k€6k▼
Current assets29/58€56k€39k▼
Amounts receivable within one year40/41€901€586▼
Other amounts receivable41€901€586▼
Cash at bank and in hand54/58€55k€39k▼
Deferred charges and accrued income490/1-€43
Equity and liabilities
Total equity and liabilities10/49€69k€45k▼
Equity10/15€65k€43k▼
Contributions10/11€3k€3k=
Reserves13€39k€39k=
Distributable reserves133€39k€39k=
Profit (loss) carried forward14€24k€2k▼
Amounts payable17/49€3k€2k▼
Amounts payable within one year42/48€3k€2k▼
Trade debts44€1k€862▼
Suppliers440/4€1k€862▼
Taxes, remuneration and social security45€2k€688▼
Taxes450/3€2k€688▼
Other amounts payable47/48€52€250▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€6k=
Other operating charges640/8€221€580▲
Gross operating margin9900€-7k€-15k▼
Operating profit (loss)9901€-13k€-22k▼
Financial charges65/66B€162€161▼
Recurring financial charges65€162€161▼
Profit (loss) for the period before taxes9903€-14k€-22k▼
Income taxes67/77€192€188▼
Profit (loss) for the period9904€-14k€-22k▼
Profit (loss) for the period to be appropriated9905€-14k€-22k▼
Appropriation of the result
Profit (loss) to be appropriated9906€24k€2k▼
Profit (loss) brought forward from the previous period14P€38k€24k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €545 | €6k | €6k | = |
| Other operating charges640/8 | - | €904 | €221 | €580 | ▲ 162% |
| Gross operating margin9900 | €47k | €55k | €-7k | €-15k | ▼ 113% |
| Operating profit (loss)9901 | €47k | €54k | €-13k | €-22k | ▼ 59.9% |
| Financial charges65/66B | €30 | €45 | €162 | €161 | ▼ 0.8% |
| Recurring financial charges65 | €30 | €45 | €162 | €161 | ▼ 0.8% |
| Profit (loss) for the period before taxes9903 | €47k | €53k | €-14k | €-22k | ▼ 59.2% |
| Income taxes67/77 | €9k | €15k | €192 | €188 | ▼ 2.2% |
| Profit (loss) for the period9904 | €38k | €39k | €-14k | €-22k | ▼ 58.3% |
| Profit (loss) for the period to be appropriated9905 | €38k | €39k | €-14k | €-22k | ▼ 58.3% |
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €53k | €99k | €69k | €45k | ▼ 34.0% |
| Fixed assets21/28 | - | €19k | €12k | €6k | ▼ 52.2% |
| Tangible fixed assets22/27 | - | €19k | €12k | €6k | ▼ 52.2% |
| Furniture and vehicles24 | - | €19k | €12k | €6k | ▼ 52.2% |
| Current assets29/58 | €53k | €80k | €56k | €39k | ▼ 30.1% |
| Amounts receivable within one year40/41 | €4k | €6k | €901 | €586 | ▼ 35.0% |
| Trade receivables40 | €4k | €6k | - | - | - |
| Other amounts receivable41 | - | - | €901 | €586 | ▼ 35.0% |
| Cash at bank and in hand54/58 | €49k | €74k | €55k | €39k | ▼ 30.0% |
| Deferred charges and accrued income490/1 | - | €204 | - | €43 | - |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €53k | €99k | €69k | €45k | ▼ 34.0% |
| Equity10/15 | €41k | €79k | €65k | €43k | ▼ 33.5% |
| Contributions10/11 | €3k | €3k | €3k | €3k | = |
| Reserves13 | - | €39k | €39k | €39k | = |
| Distributable reserves133 | - | €39k | €39k | €39k | = |
| Profit (loss) carried forward14 | €38k | €38k | €24k | €2k | ▼ 92.3% |
| Amounts payable17/49 | €13k | €20k | €3k | €2k | ▼ 44.6% |
| Amounts payable within one year42/48 | €13k | €20k | €3k | €2k | ▼ 44.6% |
| Trade debts44 | - | €2k | €1k | €862 | ▼ 14.4% |
| Suppliers440/4 | - | €2k | €1k | €862 | ▼ 14.4% |
| Taxes, remuneration and social security45 | €13k | €18k | €2k | €688 | ▼ 68.6% |
| Taxes450/3 | €13k | €18k | €2k | €688 | ▼ 68.6% |
| Other amounts payable47/48 | - | €16 | €52 | €250 | ▲ 380% |
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €38k | €39k | €-14k | €-22k | ▼ 58.3% |
| + Depreciation and write-downs630 | - | €545 | €6k | €6k | = |
| Operating cash flow (approximation) | €38k | €39k | €-7k | €-15k | ▼ 109% |
| Investment in fixed assets (approximation) | - | - | €0 | €0 | - |
| Change in cash | - | €25k | €-18k | €-17k | ▲ 8.2% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-22k
Net result drops to €-22k, the lowest in the series.
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity quadruplescurrent ratio 17.32
Current ratio from 4.10 to 17.32; short-term debt falls from €20k to €3k.
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2021net €39k ▲2.9%
Operating result €54k, net result €39k, both a record.
22-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Neupré · 1 establishment unit since 2021
Ground area
435 m²
Building footprint
96 m²
Volume, LiDAR
481 m³
Parcel 62090B0088/00M000, Wallonia · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
OPTIMISA S.R.L.
since 20212.316.836.387
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62090B0088/00M000 | Wallonia | 435 m² | 1 · 96 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
AHÏMSA
BE 0767.959.688
Sint-Agatha-Berchem · Eq €43,449
i-DEA DEI COMMUNICATION & CONSULTING
BE 0891.561.246
Watermaal-Bosvoorde · Eq €43,440
AQRO
BE 1003.703.738
Héron · Eq €43,496
ATELIER K
BE 0849.641.608
Gent · Eq €43,517
AKG Consult
BE 0824.123.084
Merelbeke-Melle · Eq €43,533
Of 13,417 companies in sector 73300 we hold annual accounts for 6,898. 5,429 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded16-04-2021
Fiscal year end31-12
Activities, NACEBEL 2025
73300Public relations and communication consultancy
63920Other information service activities
70200Business and other management consultancy
74999Other professional, scientific and technical activities
82300Organisation of conventions and trade shows
85599Other education
Scores and ratios are computed by Checked and are not a credit decision.