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OPTIMALCAP

Active Private limited company (pre-2019)founded 2011active for 15 yearsDeschampheleerstraat 32, 1081 KoekelbergKBO/BCE: BE 0840.027.918
OPTIMALCAP
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Overview

Lifetime

14 annual accounts with figures on one time axis
peak €54,944 (2023)
€23,391▲ 83.9%
lowest -€33,396 (2024)
€2,395▲ €35,791
peak €87,982 (2023)
€54,381▲ 2.1%
€29,237▼ 12.7%
peak 0.1 FTE (2018)
-not published
Board1 name since 2021
1 directorZOURAKHTI Karim
Documentsfilings and deeds
28-08-202628 days late
2025micro format
Gross margin from €12,716 to €23,391Back to profit: €2,395

Key points

from the 2025 annual accounts

Turnover

≈ €110,000 estimated

The micro format states no turnover.

Liquidity

2.25 was 1.39 in 2024

Short-term debts fell from €33,496 to €29,237.

Filings

14 annual accounts since 2012
AprilJune31 JulyOctober201520202025

Three of the last ten came late. The 2019 accounts came latest: 87 days after the end of the period.

Checked score

94
Excellent
Financially stronger than 55% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 48,568 companies (NACE 70, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: 0.1%▲ +0.1 percentage points vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.2%▲ +0.1 percentage points vs 07-2026highest value 09-2026: < 0.1%▼ -0.2 percentage points vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026lowest value 11-2026: < 0.1%● unchanged vs 10-2026lowest value

Financial strength
Strong

90+4equity 65.0% of total assets
84+2short-term debt 35.0% · cash 66.0%
72+22return on assets 2.9%

Score breakdown

lowers risk
Liquidity: current ratio 2.25, cash €55,179
Sector: Activities of head offices; management consultancy activities (NACE 70)
Size: total assets €83,618
Equity €54,381 (65.0% of total assets)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 60% of them on solvency, 76% on liquidity, 36% on profitability and 46% on growth.

The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 10,904 companies had the same profile as OPTIMALCAP has now. Each dot stands for 28 companies, two years later.

95.2%
were still trading
4.0%
stopped another way
0.7%
went bankrupt
  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a profit under 5% of the balance sheet

That fits the bankruptcy probability of OPTIMALCAP itself: < 0.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 10,904 companies, not a prediction for OPTIMALCAP. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €5,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 2.25 (1.39 in 2024), above the usual 1.5. Short-term debt is 35% and cash 66% of total assets. 35% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

5 signals, none raises the risk
Five signals.
lowers riskneutral
lowers risk · Liquidity: current ratio 2.25, cash €55,179
NBB · annual accounts
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
lowers risk · Size: total assets €83,618
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Equity €54,381 (65.0% of total assets)
NBB · annual accounts
neutral · A punctual record breaks
This company filed 5 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
28 days late
2024
31 days early
2023
on the day
2022
3 days early
2021
3 days early
2020
1 day early
2019
87 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 11 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
08-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

ZK
ZOURAKHTI Karim
Director
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0840027918
New establishment in Meise Eeuwfeestlaan 20
First establishment Deschampheleerstraat 32, Koekelberg
Incorporation published on 18-10-2011 · Gazette deed
All 22 events

Comparable companies

same main activity, similar in size and age
Company
OPTIMALCAP Koekelberg €83,618 €23,391 65.0% -
MAS CONSEILS Woluwe-Saint-Pierre €76,263 €23,418 90.8% -
AdVOS Woluwe-Saint-Pierre €96,847 €23,401 74.8% -
GOSUSTAINABLY Brussels €90,506 €27,403 19.5% -
ANGELBURG Brussels €91,591 €21,640 -551.3% -
Op den Oordt International Uccle €70,909 €25,981 58.6% -
REET ELRILES TATE & CO Uccle €82,706 €24,669 73.6% -

These companies have the same main activity as OPTIMALCAP: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €70,900 and €96,800, founded between 2010 and 2014.

Official details

Source: KBO
Status
Active since 04-10-2011Normal situation
Activity
Business and other management consultancyNACE 70200and 4 others
Establishment units
2.203.874.1471081 Koekelberg, since 04-11-2011
2.357.570.3501860 Meise, since 02-01-2023
Financial year end
31 December
Peppol
Reachable since 16-01-2026
Company details

Annual accounts 2025

€23,391▲ 83.9%
€2,395
€54,381▲ 2.1%
€83,618▼ 3.6%
Filing
Filed on 28-08-2026
Financials

Insights on OPTIMALCAP

OPTIMALCAP files the micro format. That format states no turnover. The gross margin rose from €6,910 in 2012 to €23,391 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 28-08-2026, 28 days late
€23,391
▲ 83.9%
€993
▲ €14,844
€2,395
▲ €35,791
€36,613
▲ 179%
65.0%
▲ 3.6 percentage points
2.25
▲ 0.86

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €110,000. Estimated: probably between €52,000 and €220,000.

Balance sheet

balance sheet total €83,618 on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

Compare with sector

65.0%

Higher than 60% of 39,342 companies in 2025.

2.25

Higher than 53% of 38,027 companies in 2025.

2.9%

Higher than 26% of 38,499 companies in 2025.

OPTIMALCAP Middle half of the sector 80% of the sector Micro accounts in head offices and management consultancy (NACE 70)

Net result: bottom quarter · Equity: middle half · Balance sheet total: middle half · Working capital: middle half

Staff

Staff costs divided by the average number of full-time equivalents.

people who joined people who left

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend20252024202320222021202020192018201720162015201420132012
Balance sheet: assets
20/58 83,61886,782224,875130,27090,86278,553126,286144,305109,55278,89457,23737,68532,12036,776
21/28 17,76840,16666,14287,84465,18169,90180,25096,051104,60136,000-186373-
21 8,50016,20023,90031,60039,30047,00054,70062,40062,100-----
22/27 5,20919,90738,18354,84424,48121,50124,15032,90141,80136,000-186373-
23 ---745971,120-----186373-
24 75510,65324,12935,9162313811504,9019,801-----
26 4,4549,25414,05418,85423,65320,00024,00028,00032,00036,000----
28 4,0594,0594,0591,4001,4001,4001,400750700-----
29/58 65,85046,616158,73342,42625,6818,65246,03648,2544,95142,89457,23737,49931,74736,776
40/41 10,6712,0251,06942,250-5,562-29,040-14,6382,1531,72429,95630,913
40 ---12,000-5,562-29,040-12,000--14,181-
41 10,6712,0251,06930,250-----2,6382,1531,72415,77530,913
54/58 55,17944,542157,61512725,6813,09046,03619,2144,95128,25655,08435,0211,7915,863
490/1 -494949-------754--
Balance sheet: equity and liabilities
10/49 83,61886,782224,875130,27090,86278,553126,286144,305109,55278,89457,23737,68532,12036,776
10/15 54,38153,28687,98268,13564,73849,31739,89438,48824,63426,40819,96917,38114,88314,545
10/11 12,40012,40012,40012,40012,40012,40012,40012,40012,40012,40012,40012,40012,40012,400
100 ------18,60018,60018,60018,60018,60018,60018,60018,600
101 ------6,2006,2006,2006,2006,2006,2006,2006,200
13 44,42544,42544,42523,27818,5811,8601,8601,8601,8601,8601,8601,860748715
130/1 1,8601,8601,8601,8601,8601,860--------
130 ------1,8601,8601,8601,8601,8601,860748715
1311 1,8601,8601,8601,8601,8601,860--------
133 42,56542,56542,56521,41816,721---------
14 -5,044-7,43925,95725,95725,95725,95715,23412,52810,37412,1485,7093,1211,7351,430
15 2,6003,9005,2006,5007,8009,10010,40011,700------
17/49 29,23733,496136,89362,13526,12429,23686,392105,81784,91852,48637,26820,30417,23722,231
42/48 29,23733,496136,89362,13526,12429,23686,392105,81784,91852,48637,26820,30417,23722,231
44 5,35430,996113,27530,1401206,68560,15549,49644,52945,83525,5385111,23711,000
440/4 5,35430,996113,27530,1401206,68560,15549,49644,52945,83525,5385111,23711,000
46 ---12,000----------
45 23,8832,50014,6187,9954,9343,7473,34716,43515,4783,9942,0002,5005,0006,231
450/3 23,8832,5007,1157,1424,9343,7473,3476,4355,4783,9942,0002,5005,0006,231
454/9 --7,503853---10,00010,000-----
47/48 --9,00012,00021,07018,80422,89039,88624,9112,6579,73017,7531,0005,000
Income statement
9900 23,39112,71654,94426,57549,79723,85620,21018,65118,18812,1103,6433,2227576,910
62 -------1,393------
630 22,39825,97525,95016,75512,72012,37116,75116,60015,8004,000186187187950
640/8 -5921,0513,0586786626961,0631,4105058989277175
66A --22-----------
9901 993-13,85127,9216,76236,39910,8232,763-4059787,6053,3682,9462935,785
75/76B 1,5991,3001,3001,7631,3001,6381,3003,631---17211,406
75 1,5991,3001,3001,7631,3001,6381,3001,300---17211,406
76B -------2,331------
65/66B 19728546585842739349776363828018418516846
65 19728546585842739349776363828018418516846
9903 2,395-12,83628,7567,66737,27212,0683,5662,4633407,3253,1842,7628467,145
67/77 -20,5607,6092,9705,5511,3458603092,115886596264507-
9904 2,395-33,39621,1474,69731,72110,7232,7062,154-1,7756,4392,5882,4983397,145
9905 2,395-33,39621,1474,69731,72110,7232,7062,154-1,7756,4392,5882,4983397,145
Appropriation of the result
9906 -5,044-7,43947,10430,65457,67825,95715,23412,52810,37412,1485,7094,2331,7697,145
14P -7,43925,95725,95725,95725,957---------
691/2 --21,1474,69716,721------1,11234715
6920 -----------1,11234715
6921 --21,1474,69716,721---------
694/7 ----15,000--------5,000
695 ----15,000--------5,000
Social balance sheet
9087 -------0.1------
Hours worked1013 -------36------
Document PDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDF

The notes to these accounts have 9 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 28-08-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank

2025 annual accounts filed 28 days after the deadline. Filed on 28 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00443126.

Financial year Type Filed Reference Document
31-12-2025 micro format 28-08-2026 2026-00443126 PDF
31-12-2024 micro format 30-06-2025 2025-00238763 PDF
31-12-2023 micro format 31-07-2024 2024-00309910 PDF
31-12-2022 micro format 28-07-2023 2023-00284516 PDF
31-12-2021 micro format 28-07-2022 2022-20233966 PDF
31-12-2020 micro format 30-07-2021 2021-43400339 PDF
31-12-2019 micro format 26-10-2020 2020-63800369 PDF
31-12-2018 micro format 22-08-2019 2019-51700367 PDF
31-12-2017 micro format 30-07-2018 2018-39900296 PDF
31-12-2016 micro format 31-07-2017 2017-39500298 PDF
31-12-2015 full format 26-08-2016 2016-53900465 PDF
31-12-2014 full format 29-08-2015 2015-56600445 PDF
31-12-2013 full format 29-08-2014 2014-56600057 PDF
31-12-2012 full format 30-08-2013 2013-57100004 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend20252024202320222021202020192018201720162015201420132012
23,39112,12453,87123,51749,11923,19419,51416,19516,77811,6053,5543,1334806,735
24,793-7,42147,09721,45244,44123,09419,45718,75414,02510,4392,7742,6855268,095
0-14,24839,4188,0002,0229508,05084,40140,00000560950
10,637-113,073157,488-25,55422,591-42,94626,82214,263-23,305-26,82820,06333,230-4,072-
36,61313,12021,840-19,709-443-20,584-40,356-57,563-79,967-9,59219,96917,19514,51014,545
65.0%61.4%39.1%52.3%71.2%62.8%31.6%26.7%22.5%33.5%34.9%46.1%46.3%39.6%
2.251.391.160.680.980.300.530.460.060.821.541.851.841.65
0.540.631.560.910.400.592.172.753.451.991.871.171.161.53
4.4%-62.7%24.0%6.9%49.0%21.7%6.8%5.6%-7.2%24.4%13.0%14.4%2.3%49.1%
2.9%-38.5%9.4%3.6%34.9%13.7%2.1%1.5%-1.6%8.2%4.5%6.6%1.1%19.4%
over 10042.54over 10027.41over 100---------

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired
Item20252024202320222021
Tangible fixed assets--€1,589€39,418€8,000
Financial fixed assets--€2,659--
€22,398€25,975€25,950€16,755€12,720

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Insights on OPTIMALCAP

The operating result for 2025 is a profit of €993, after a loss of €13,851 in 2024.

Debt's share of the balance-sheet total falls from 38.6% to 35.0%. Equity is higher and debt is lower.

Board & ownership

Board

1 director
ZOURAKHTI Karim
Director
listed in the 2023 annual accounts, filed on 31-07-2024

Office holders in the KBO →

Mandates through the years

1 name, the dashed line is today
ZOURAKHTI Karim
Director
Boardmandate already running before its first mention
Mandates as a list
  • ZOURAKHTI Karim
    • Director, since before 31-12-2021

See the board, name and registered office on a given date →

Control

See the annual accounts at the National Bank and the publications in the Belgian Official Gazette.

Capital

Contribution
€12,400
Source
2025 annual accounts

Network & group

No group

OPTIMALCAP has no parent and no holdings in its annual accounts. ZOURAKHTI Karim is the only director. OPTIMALCAP shares no director with another company.

At the same address

Deschampheleerstraat 32, 1081 Koekelberg · 1 other company
Zourakhti, Redouane (sole trader)
establishment since 09-09-2019
 founded in 2019
0732.832.228

Timeline

Timeline

22 events since 2011

Deadline for the 2026 accounts: 31-07-2027

2026
Annual accounts 2025 filed NBBmicro format · 28 days late
Registered in the Peppol Directory Reachable for e-invoices through 0208:0840027918
2025
Back to profit net €2,395 The net result is €2,395, after one loss-making year.
Annual accounts 2024 filed PDFmicro format · 31 days before the deadline
2024
Weakest financial year net -€33,396 The net result drops to -€33,396, the lowest from 2012 to 2025. It recovers the following year.
Annual accounts 2023 filed PDFmicro format · on the deadline day
2023
Annual accounts 2022 filed PDFmicro format · 3 days before the deadline
New establishment in Meise Eeuwfeestlaan 20
2022
Annual accounts 2021 filed PDFmicro format · 3 days before the deadline
2021
Highest result from 2012 to 2025 net €31,721 ▲196% The operating result of €36,399 and the net result of €31,721 are both a record.
Annual accounts 2020 filed PDFmicro format · 1 day before the deadline
2020
Annual accounts 2019 filed PDFmicro format · 87 days late
2019
Annual accounts 2018 filed PDFmicro format · 22 days late
2018
Back to profit net €2,154 The net result is €2,154, after one loss-making year.
Annual accounts 2017 filed PDFmicro format · 1 day before the deadline
2017
Annual accounts 2016 filed PDFmicro format · on the deadline day
2016
Annual accounts 2015 filed PDFfull format · 26 days late
2015
Annual accounts 2014 filed PDFfull format · 29 days late
2014
Annual accounts 2013 filed PDFfull format · 29 days late
2013
Annual accounts 2012 filed PDFfull format · 30 days late
2011
First establishment Deschampheleerstraat 32, Koekelberg
Incorporation PDFpublished on 18-10-2011

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

OPTIMALCAP was incorporated on 4 October 2011.1 Total assets fell from €144,305 in 2018 to €83,618 in 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2018 and 2025

Company details

Identity

Enterprise number
0840.027.918
VAT number
BE 0840.027.918
Peppol ID
0208:0840027918
Other Peppol ID
9925:BE0840027918
Legal form
Private limited company (pre-2019)
Status
Active, normal situation
Founded
04-10-2011
Financial year
ends on 31 December
Peppol
Reachable since 16-01-2026Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
OPTIMALCAP in French
Entity type
Legal entity

Activities

NACEBEL 2025
70200 Business and other management consultancy main activity
46190 Agents in non-specialised wholesale trade
62900 Other information technology and computer services
66300 Activities auxiliary to financial services and insurance activities
68203 Renting and operating of own or leased non-residential real estate, excluding land
Codes under NACEBEL 2008
70220 Business consulting main activity
46190 Wholesale trade
62090 Computer programming, consultancy and related activities
66300 Activities auxiliary to financial services and insurance activities
68203 Real estate rental

Registered office and establishments

2 establishments
Establishment Since Unit number
Deschampheleerstraat 32 registered office 1081 Koekelberg 04-11-2011 2.203.874.147
Eeuwfeestlaan 20 1860 Meise 02-01-2023 2.357.570.350

Buildings and parcels at the addresses

Ground area
617 m²
Buildings
248 m²
Volume, LiDAR
1,928 m³
Tallest building
18.2 m
Buildings to scale, each on its own parcel
126 m², 8.6 m 122 m², 18.2 m 126 m², 8.6 m 122 m², 18.2 m

Location

registered office establishment All 2 establishment units on the map
2 companies at this address See who is registered here

Parcels

Flanders 1 (50%) Brussels 1 (50%)
Cadastral parcelRegionArea Buildings Height / floors
23050F0290/00X028Flanders475 m² 1 · 126 m² 8.6 m · 1
21492B0371/00F004Brussels142 m² 1 · 122 m² 18.2 m · 5

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