AdVOS
ActiveAdVOS has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €72k and a net result of €16k. Equity is growing by ~17.3% per year across the filed fiscal years. Its solvency ranks better than 70% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability89▲+85
Solvency100▲+5
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 3.4 against 2.71 in 2024; short-term debt: 25.2% and cash: 17.6% of total assets), and 25.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
74.8%
Return on assets
16.1%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 07-05-2026, 7 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
7 d late
2024
20 d late
2023
15 d early
2022
30 d early
2021
5 d early
2020
20 d late
2019
9 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€72k▲ 7.6%
2024 · €67k
2018: €40k
2019: €2k
2020: €6k
2021: €41k
2022: €73k
2023: €78k
2024: €67k
2018 → 2025
Total assets
€97k▲ 0.5%
2024 · €96k
2018: €78k
2019: €47k
2020: €55k
2021: €83k
2022: €149k
2023: €148k
2024: €96k
2018 → 2025
Net result
€16k
2024 · €-11k
2018: €15k
2019: €-38k
2020: €4k
2021: €40k
2022: €77k
2023: €56k
2024: €-11k
2018 → 2025
Working capital
€59k▲ 17.9%
2024 · €50k
2018: €18k
2019: €11k
2020: €13k
2021: €32k
2022: €56k
2023: €59k
2024: €50k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€41k-€73k▲ 77.9%€78k▲ 7.9%€67k▼ 14.2%€72k▲ 7.6%
Operating result€45k-€100k▲ 121%€72k▼ 27.7%€-10k€19k
Net result€40k-€77k▲ 90.5%€56k▼ 27.4%€-11k€16k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €19k after a loss of €10k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €97k
Fixed assets
€14k▼ 21.4%
Current assets
€83k▲ 5.3%
Equity and liabilities €97k
Equity
€72k▲ 7.6%
Debt
€24k▼ 16.1%
The debt ratio falls from 30.2% to 25.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€23k▲
2024 · €-5k
Cash flow
€20k▲
2024 · €-6k
Solvency
74.8%▲
2024 · 69.8%
Current ratio
3.40▲
2024 · 2.71
Quick ratio
3.40▲
2024 · 2.71
Debt / equity
0.34▼
2024 · 0.43
ROE
21.6%▲
2024 · -16.5%
ROA
16.1%▲
2024 · -11.5%
Interest coverage
137.14▲
2024 · -5.78
Debt
€24k▼
2024 · €29k
Debt ≤ 1 year
€24k▼
2024 · €29k
Income taxes
€3k▲
2024 · €256
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€96k€97k▲
Fixed assets21/28€18k€14k▼
Tangible fixed assets22/27€16k€12k▼
Plant, machinery and equipment23€1k€459▼
Furniture and vehicles24€8k€5k▼
Other tangible fixed assets26€6k€6k=
Financial fixed assets28€2k€2k▲
Current assets29/58€79k€83k▲
Amounts receivable within one year40/41€66k€65k▼
Trade receivables40€51k€65k▲
Other amounts receivable41€15k€461▼
Cash at bank and in hand54/58€13k€17k▲
Deferred charges and accrued income490/1-€551
Equity and liabilities
Total equity and liabilities10/49€96k€97k▲
Equity10/15€67k€72k▲
Contributions10/11€20k€20k=
Reserves13€54k€52k▼
Distributable reserves133€54k€52k▼
Profit (loss) carried forward14€-7k€462▲
Amounts payable17/49€29k€24k▼
Amounts payable within one year42/48€29k€24k▼
Trade debts44€502€2k▲
Suppliers440/4€502€2k▲
Taxes, remuneration and social security45€1k€4k▲
Taxes450/3€1k€4k▲
Other amounts payable47/48€28k€18k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€4k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-9k-
Other operating charges640/8€2k€616▼
Gross operating margin9900€-12k€23k▲
Operating profit (loss)9901€-10k€19k▲
Financial income75/76B€25€0▼
Recurring financial income75€25€0▼
Financial charges65/66B€894€166▼
Recurring financial charges65€894€166▼
Profit (loss) for the period before taxes9903€-11k€19k▲
Income taxes67/77€256€3k▲
Profit (loss) for the period9904€-11k€16k▲
Profit (loss) for the period to be appropriated9905€-11k€16k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-7k€9k▲
Profit (loss) brought forward from the previous period14P€4k€-7k▼
Transfer from equity791/2-€2k
Profit to be distributed694/7-€11k
Return on contributions (dividend)694-€11k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 7 days late
2025
30-09
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
20-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 20 days late
2024
15-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Highest result since 2018net €77k ▲90.5%
Operating result €100k, net result €77k, both a record.
25-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
20-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 20 days late
2020
30-09
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
21-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Weakest financial yearnet €-38k ▼349%
Net result drops to €-38k, the lowest in the series; recovery starts the following year.
14-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 14 days late
2018
21-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 21 days late
2017
08-05
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 8 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Woluwe · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kaatsspellaan 411150 Sint-Pieters-WoluweGround area
756 m²
Building footprint
204 m²
Volume, LiDAR
1,407 m³
Parcel 21683D0265/00V005, Brussels · tallest building 13.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
AdVOS
since 20122.214.990.743
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21683D0265/00V005 | Brussels | 756 m² | 1 · 204 m² | 13.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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Linago
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MOYLAN COMMUNICATIONS
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 39,785 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-12-2012
Fiscal year end30-09
Activities, NACEBEL
68110Buying and selling of own real estate
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.