OPTIMALCAP
ActiveOPTIMALCAP has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €54k and a net result of €2k. Equity is growing by ~5.8% per year across the filed fiscal years. Its solvency ranks better than 59% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▲+22
Solvency90▲+4
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 2.25 against 1.39 in 2024; short-term debt: 35% and cash: 66% of total assets), and 35% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
65%
Return on assets
2.9%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 5 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
31 d early
2023
on the day
2022
3 d early
2021
3 d early
2020
1 d early
2019
87 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€54k▲ 2.1%
2024 · €53k
2018: €38k
2019: €40k
2020: €49k
2021: €65k
2022: €68k
2023: €88k
2024: €53k
2018 → 2025
Total assets
€84k▼ 3.6%
2024 · €87k
2018: €144k
2019: €126k
2020: €79k
2021: €91k
2022: €130k
2023: €225k
2024: €87k
2018 → 2025
Net result
€2k
2024 · €-33k
2018: €2k
2019: €3k
2020: €11k
2021: €32k
2022: €5k
2023: €21k
2024: €-33k
2018 → 2025
Working capital
€37k▲ 179%
2024 · €13k
2018: €-58k
2019: €-40k
2020: €-21k
2021: €-443
2022: €-20k
2023: €22k
2024: €13k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€65k-€68k▲ 5.2%€88k▲ 29.1%€53k▼ 39.4%€54k▲ 2.1%
Operating result€36k-€7k▼ 81.4%€28k▲ 313%€-14k€993
Net result€32k-€5k▼ 85.2%€21k▲ 350%€-33k€2k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €993 after a loss of €14k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €84k
Fixed assets
€18k▼ 55.8%
Current assets
€66k▲ 41.3%
Equity and liabilities €84k
Equity
€54k▲ 2.1%
Debt
€29k▼ 12.7%
The debt ratio falls from 38.6% to 35.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€23k▲
2024 · €12k
Cash flow
€25k▲
2024 · €-7k
Solvency
65.0%▲
2024 · 61.4%
Current ratio
2.25▲
2024 · 1.39
Quick ratio
2.25▲
2024 · 1.39
Debt / equity
0.54▼
2024 · 0.63
ROE
4.4%▲
2024 · -62.7%
ROA
2.9%▲
2024 · -38.5%
Interest coverage
118.74▲
2024 · 42.54
Debt
€29k▼
2024 · €33k
Debt ≤ 1 year
€29k▼
2024 · €33k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€87k€84k▼
Fixed assets21/28€40k€18k▼
Intangible fixed assets21€16k€9k▼
Tangible fixed assets22/27€20k€5k▼
Furniture and vehicles24€11k€755▼
Other tangible fixed assets26€9k€4k▼
Financial fixed assets28€4k€4k=
Current assets29/58€47k€66k▲
Amounts receivable within one year40/41€2k€11k▲
Other amounts receivable41€2k€11k▲
Cash at bank and in hand54/58€45k€55k▲
Deferred charges and accrued income490/1€49-
Equity and liabilities
Total equity and liabilities10/49€87k€84k▼
Equity10/15€53k€54k▲
Contributions10/11€12k€12k=
Reserves13€44k€44k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€43k€43k=
Profit (loss) carried forward14€-7k€-5k▲
Investment grants15€4k€3k▼
Amounts payable17/49€33k€29k▼
Amounts payable within one year42/48€33k€29k▼
Trade debts44€31k€5k▼
Suppliers440/4€31k€5k▼
Taxes, remuneration and social security45€3k€24k▲
Taxes450/3€3k€24k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€22k▼
Other operating charges640/8€592-
Gross operating margin9900€13k€23k▲
Operating profit (loss)9901€-14k€993▲
Financial income75/76B€1k€2k▲
Recurring financial income75€1k€2k▲
Financial charges65/66B€285€197▼
Recurring financial charges65€285€197▼
Profit (loss) for the period before taxes9903€-13k€2k▲
Income taxes67/77€21k-
Profit (loss) for the period9904€-33k€2k▲
Profit (loss) for the period to be appropriated9905€-33k€2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-7k€-5k▲
Profit (loss) brought forward from the previous period14P€26k€-7k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-33k ▼258%
Net result drops to €-33k, the lowest in the series; recovery starts the following year.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €32k ▲196%
Operating result €36k, net result €32k, both a record.
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
26-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 87 days late
2019
22-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 22 days late
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Koekelberg · 2 establishment units since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Deschampheleerstraat 321081 KoekelbergGround area
617 m²
Building footprint
248 m²
Volume, LiDAR
1,928 m³
2 parcels, Brussels, Flanders · tallest building 18.2 m, ±5 floors. Linked by address, not a title deed.
2 establishment units
OPTIMALCAP
since 20112.203.874.147
OPTIMALCAP
since 20232.357.570.350
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23050F0290/00X028 | Flanders | 475 m² | 1 · 126 m² | 8.6 m · 1 fl. |
| 21492B0371/00F004 | Brussels | 142 m² | 1 · 122 m² | 18.2 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Liutik
BE 0670.443.016
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VFT Global
BE 1009.470.090
Antwerpen · Eq €54k
CAJO C.T.C.
BE 0869.950.834
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METABUILDING
BE 1003.213.986
Brussel · Eq €54k
Credit World
BE 0741.956.562
Merelbeke-Melle · Eq €54k
Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 38,508 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded04-10-2011
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
46190Agents in non-specialised wholesale trade
62900Other information technology and computer services
66300Activities auxiliary to financial services and insurance activities
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.