OPTIMAAL
ActiveSummary
OPTIMAAL has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-32k) and a net result of €-28k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 7058 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-73
Solvency0▼-6
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Age of the figures
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €-32k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
23 d early
2023
31 d early
2022
18 d early
2021
28 d early
2020
17 d early
2019
1 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-32k▼ 663%
2024 · €-4k
2019: €19khighest in 7 years
2020: €4k▼ -80.4% vs 2019
2021: €4k▼ -3.1% vs 2020
2022: €-9k▼ -347% vs 2021
2023: €-5k▲ +43.3% vs 2022
2024: €-4k▲ +16.4% vs 2023
2025: €-32k▼ -663% vs 2024lowest in 7 years
2019 → 2025
Total assets
€4k▼ 81.9%
2024 · €22k
2019: €36khighest in 7 years
2020: €25k▼ -32.1% vs 2019
2021: €28k▲ +15.4% vs 2020
2022: €10k▼ -64.1% vs 2021
2023: €24k▲ +139% vs 2022
2024: €22k▼ -9.6% vs 2023
2025: €4k▼ -81.9% vs 2024lowest in 7 years
2019 → 2025
Net result
€-28k
2024 · €818
2019: €-11k
2020: €-15k▼ -41.3% vs 2019
2021: €-112▲ +99.3% vs 2020
2022: €-12k▼ -10923% vs 2021
2023: €4k▲ +131% vs 2022highest in 7 years
2024: €818▼ -78.6% vs 2023
2025: €-28k▼ -3488% vs 2024lowest in 7 years
2019 → 2025
Working capital
€-32k▼ 398%
2024 · €-6k
2019: €-4khighest in 7 years
2020: €-10k▼ -165% vs 2019
2021: €-4k▲ +58.3% vs 2020
2022: €-16k▼ -297% vs 2021
2023: €-15k▲ +8.7% vs 2022
2024: €-6k▲ +56.7% vs 2023
2025: €-32k▼ -398% vs 2024lowest in 7 years
2019 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€4k-€-9k€-5k▲ 43.3%€-4k▲ 16.4%€-32k▼ 663%
2021: €4khighest in 5 years
2022: €-9k▼ -347% vs 2021
2023: €-5k▲ +43.3% vs 2022
2024: €-4k▲ +16.4% vs 2023
2025: €-32k▼ -663% vs 2024lowest in 5 years
Operating result€860-€-12k€4k€1k▼ 69.6%€-26k
2021: €860
2022: €-12k▼ -1492% vs 2021
2023: €4k▲ +135% vs 2022highest in 5 years
2024: €1k▼ -69.6% vs 2023
2025: €-26k▼ -2178% vs 2024lowest in 5 years
Net result€-112-€-12k▼ 10,923%€4k€818▼ 78.6%€-28k
2021: €-112
2022: €-12k▼ -10923% vs 2021
2023: €4k▲ +131% vs 2022highest in 5 years
2024: €818▼ -78.6% vs 2023
2025: €-28k▼ -3488% vs 2024lowest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €26k after €1k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4k
Fixed assets
€251 ▼ 89.0%
Current assets
€4k ▼ 81.1%
Key figures and ratios
EBITDA
€-25k▼
2024 · €4k
Cash flow
€-26k▼
2024 · €3k
Interest coverage
-19.96▼
2024 · 6.04
Debt
€36k▲
2024 · €26k
Debt ≤ 1 year
€36k▲
2024 · €26k
Income taxes
€144
Ratios withheld: a balance sheet total of €4k is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€22k€4k▼
Fixed assets21/28€2k€251▼
Tangible fixed assets22/27€2k€251▼
Plant, machinery and equipment23€2k€116▼
Leasing and similar rights25€271€135▼
Financial fixed assets28€250-
Current assets29/58€20k€4k▼
Amounts receivable within one year40/41€19k€3k▼
Trade receivables40€8k€1k▼
Other amounts receivable41€11k€2k▼
Cash at bank and in hand54/58€700€855▲
Equity and liabilities
Total equity and liabilities10/49€22k€4k▼
Equity10/15€-4k€-32k▼
Contributions10/11€19k€19k=
Reserves13€40k€40k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€38k€38k=
Profit (loss) carried forward14€-62k€-90k▼
Amounts payable17/49€26k€36k▲
Amounts payable within one year42/48€26k€36k▲
Financial debts43€919€2k▲
Credit institutions430/8€919€2k▲
Trade debts44€4k€6k▲
Suppliers440/4€4k€6k▲
Taxes, remuneration and social security45€6k€3k▼
Taxes450/3€6k€3k▼
Other amounts payable47/48€15k€26k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€2k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€10k
Other operating charges640/8€2k€2k▲
Gross operating margin9900€6k€-12k▼
Operating profit (loss)9901€1k€-26k▼
Financial income75/76B€188€3▼
Recurring financial income75€188€3▼
Financial charges65/66B€637€1k▲
Recurring financial charges65€637€1k▲
Profit (loss) for the period before taxes9903€818€-28k▼
Income taxes67/77-€144
Profit (loss) for the period9904€818€-28k▼
Profit (loss) for the period to be appropriated9905€818€-28k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-62k€-90k▼
Profit (loss) brought forward from the previous period14P€-63k€-62k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €8k | €6k | €5k | €3k | €2k | ▼ 31.0% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | - | €10k | - |
| Other operating charges640/8 | - | €1k | €714 | €2k | €2k | ▲ 4.8% |
| Gross operating margin9900 | €11k | €-5k | €9k | €6k | €-12k | ▼ 296% |
| Operating profit (loss)9901 | €860 | €-12k | €4k | €1k | €-26k | ▼ 2,178% |
| Financial income75/76B | - | €148 | €2 | €188 | €3 | ▼ 98.6% |
| Recurring financial income75 | €1 | €148 | €2 | €188 | €3 | ▼ 98.6% |
| Financial charges65/66B | - | €442 | €353 | €637 | €1k | ▲ 93.1% |
| Recurring financial charges65 | €855 | €442 | €353 | €637 | €1k | ▲ 93.1% |
| Profit (loss) for the period before taxes9903 | €5 | €-12k | €4k | €818 | €-28k | ▼ 3,470% |
| Income taxes67/77 | €118 | €117 | - | - | €144 | - |
| Profit (loss) for the period9904 | €-112 | €-12k | €4k | €818 | €-28k | ▼ 3,488% |
| Profit (loss) for the period to be appropriated9905 | €-112 | €-12k | €4k | €818 | €-28k | ▼ 3,488% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €28k | €10k | €24k | €22k | €4k | ▼ 81.9% |
| Fixed assets21/28 | €8k | €8k | €10k | €2k | €251 | ▼ 89.0% |
| Tangible fixed assets22/27 | €7k | €7k | €10k | €2k | €251 | ▼ 87.6% |
| Plant, machinery and equipment23 | - | €7k | €4k | €2k | €116 | ▼ 93.4% |
| Furniture and vehicles24 | - | - | €5k | - | - | - |
| Leasing and similar rights25 | - | €542 | €406 | €271 | €135 | ▼ 50.0% |
| Financial fixed assets28 | €250 | €250 | €250 | €250 | - | - |
| Current assets29/58 | €21k | €3k | €15k | €20k | €4k | ▼ 81.1% |
| Amounts receivable within one year40/41 | €1k | €2k | €15k | €19k | €3k | ▼ 84.9% |
| Trade receivables40 | - | €374 | €15k | €8k | €1k | ▼ 84.6% |
| Other amounts receivable41 | - | €2k | - | €11k | €2k | ▼ 85.0% |
| Cash at bank and in hand54/58 | €19k | €414 | €3 | €700 | €855 | ▲ 22.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €28k | €10k | €24k | €22k | €4k | ▼ 81.9% |
| Equity10/15 | €4k | €-9k | €-5k | €-4k | €-32k | ▼ 663% |
| Contributions10/11 | - | €19k | €19k | €19k | €19k | = |
| Reserves13 | €40k | €40k | €40k | €40k | €40k | = |
| Non-distributable reserves130/1 | - | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | - | €2k | €2k | €2k | €2k | = |
| Distributable reserves133 | - | €38k | €38k | €38k | €38k | = |
| Profit (loss) carried forward14 | €-55k | €-67k | €-63k | €-62k | €-90k | ▼ 44.4% |
| Amounts payable17/49 | €25k | €19k | €29k | €26k | €36k | ▲ 36.5% |
| Amounts payable within one year42/48 | €25k | €19k | €29k | €26k | €36k | ▲ 36.5% |
| Financial debts43 | - | - | €1k | €919 | €2k | ▲ 93.0% |
| Credit institutions430/8 | - | - | €1k | €919 | €2k | ▲ 93.0% |
| Trade debts44 | €2k | €3k | €10k | €4k | €6k | ▲ 30.8% |
| Suppliers440/4 | - | €3k | €10k | €4k | €6k | ▲ 30.8% |
| Taxes, remuneration and social security45 | - | - | €2k | €6k | €3k | ▼ 56.2% |
| Taxes450/3 | - | - | €2k | €6k | €3k | ▼ 56.2% |
| Other amounts payable47/48 | - | €16k | €16k | €15k | €26k | ▲ 71.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-112 | €-12k | €4k | €818 | €-28k | ▼ 3,488% |
| + Depreciation and write-downs630 | €8k | €6k | €5k | €3k | €2k | ▼ 31.0% |
| Operating cash flow (approximation) | €8k | €-6k | €8k | €3k | €-26k | ▼ 863% |
| Investment in fixed assets (approximation) | - | €-6k | €-7k | €5k | €250 | ▼ 95.1% |
| Change in cash | - | €-19k | €-411 | €697 | €156 | ▼ 77.7% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Weakest financial yearnet €-28k
Net result drops to €-28k, the lowest in the series.
08-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
31-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Back to profitnet €4k
Net result €4k after 4 loss-making years.
13-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
03-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
14-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
10-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
30-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
30-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Temse · 1 establishment unit since 2007
Ground area
1,377 m²
Building footprint
112 m²
Volume, LiDAR
643 m³
Parcel 46026A0657/00E000, Flanders · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Optimaal
since 20072.164.966.952
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46026A0657/00E000 | Flanders | 1,377 m² | 1 · 112 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 53 EUR awarded · 53 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 53 EUR | 53 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 9,862 companies in sector 73110 we hold annual accounts for 3,753. 1,249 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded26-07-2007
Fiscal year end30-06
Activities, NACEBEL 2025
73110Advertising agencies
73200Market research and public opinion polling
Scores and ratios are computed by Checked and are not a credit decision.