OPTIEK COLSON
ActiveOPTIEK COLSON has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €236k and a net result of €38k. Equity is growing by ~8.2% per year across the filed fiscal years. Its solvency ranks better than 95% of 18237 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
90
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability88▲+2
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity ample (current ratio 19.76 against 18.64 in 2024; short-term debt: 4.9% and cash: 82.2% of total assets), and 4.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
95.1%
Return on assets
15.2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
17 d late
2024
21 d late
2023
12 d late
2022
59 d late
2021
30 d late
2020
109 d late
2019
105 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€236k▲ 9.6%
2024 · €215k
2018: €130k
2019: €145k
2020: €177k
2021: €170k
2022: €191k
2023: €209k
2024: €215k
2018 → 2025
Total assets
€248k▲ 9.2%
2024 · €227k
2018: €139k
2019: €156k
2020: €191k
2021: €182k
2022: €207k
2023: €219k
2024: €227k
2018 → 2025
Net result
€38k▲ 17.9%
2024 · €32k
2018: €24k
2019: €15k
2020: €40k
2021: €34k
2022: €38k
2023: €31k
2024: €32k
2018 → 2025
Working capital
€229k▲ 8.6%
2024 · €211k
2018: €112k
2019: €136k
2020: €170k
2021: €165k
2022: €186k
2023: €206k
2024: €211k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€170k-€191k▲ 11.8%€209k▲ 9.5%€215k▲ 3.1%€236k▲ 9.6%
Operating result€49k-€56k▲ 14.3%€45k▼ 19.0%€47k▲ 4.4%€54k▲ 14.1%
Net result€34k-€38k▲ 14.1%€31k▼ 18.5%€32k▲ 2.4%€38k▲ 17.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 14% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €248k
Fixed assets
€6k▲ 59.3%
Current assets
€241k▲ 8.3%
Equity and liabilities €248k
Equity
€236k▲ 9.6%
Debt
€12k▲ 2.2%
The debt ratio falls from 5.3% to 4.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€56k▲
2024 · €49k
Cash flow
€40k▲
2024 · €33k
Solvency
95.1%▲
2024 · 94.7%
Current ratio
19.76▲
2024 · 18.64
Quick ratio
17.31▲
2024 · 16.21
Debt / equity
0.05▼
2024 · 0.06
ROE
15.9%▲
2024 · 14.8%
ROA
15.2%▲
2024 · 14.1%
Interest coverage
551.00▲
2024 · 38.31
Debt
€12k▲
2024 · €12k
Debt ≤ 1 year
€12k▲
2024 · €12k
Income taxes
€19k▲
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€227k€248k▲
Fixed assets21/28€4k€6k▲
Tangible fixed assets22/27€4k€6k▲
Land and buildings22€2k€2k▼
Plant, machinery and equipment23€2k€4k▲
Current assets29/58€223k€241k▲
Stocks and contracts in progress3€29k€30k▲
Stocks30/36€29k€30k▲
Amounts receivable within one year40/41€8k€6k▼
Trade receivables40€1k€797▼
Other amounts receivable41€7k€5k▼
Cash at bank and in hand54/58€182k€204k▲
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€227k€248k▲
Equity10/15€215k€236k▲
Contributions10/11€19k€19k=
Reserves13€192k€215k▲
Distributable reserves133€192k€215k▲
Profit (loss) carried forward14€4k€2k▼
Amounts payable17/49€12k€12k▲
Amounts payable within one year42/48€12k€12k▲
Trade debts44€5k€5k▲
Suppliers440/4€5k€5k▲
Taxes, remuneration and social security45€6k€6k▼
Taxes450/3€6k€6k▼
Remuneration and social security454/9€300€326▲
Other amounts payable47/48€1k€1k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8€679€533▼
Gross operating margin9900€50k€57k▲
Operating profit (loss)9901€47k€54k▲
Financial income75/76B€2k€3k▲
Recurring financial income75€2k€3k▲
Financial charges65/66B€1k€102▼
Recurring financial charges65€1k€102▼
Profit (loss) for the period before taxes9903€48k€57k▲
Income taxes67/77€16k€19k▲
Profit (loss) for the period9904€32k€38k▲
Profit (loss) for the period to be appropriated9905€32k€38k▲
Appropriation of the result
Profit (loss) to be appropriated9906€38k€42k▲
Profit (loss) brought forward from the previous period14P€6k€4k▼
Transfer from equity791/2€24k€15k▼
Transfer to equity691/2€32k€38k▲
To other reserves6921€32k€38k▲
Profit to be distributed694/7€25k€17k▼
Return on contributions (dividend)694€25k€17k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 17 days late
2025
21-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 21 days late
2024
12-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 12 days late
2023
31-12
Financial
Equity above €200kEq €209k ▲9.5%
6 profitable years in a row build equity to €209k.
28-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 59 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
17-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 109 days late
2020
31-12
Financial
Highest result since 2018net €40k ▲164%
Operating result €57k, net result €40k, both a record.
31-12
Financial
Equity above €150kEq €177k ▲22%
3 profitable years in a row build equity to €177k.
13-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 105 days late
2019
31-12
Financial
Weakest financial yearnet €15k ▼35.8%
Net result drops to €15k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
01-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 1 day late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maasmechelen · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Joseph Smeetslaan(M) 1143630 MaasmechelenGround area
1,150 m²
Building footprint
178 m²
Volume, LiDAR
1,057 m³
Parcel 73048C0530/00H004, Flanders · tallest building 10.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Optiek Colson
since 20092.185.201.251
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73048C0530/00H004 | Flanders | 1,150 m² | 1 · 178 m² | 10.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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BERT RUTTEN OPTIEK
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OPTIEK JORY
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OPTIC 2012
BE 0436.602.938
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Optiek Aerden
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Of 1,730 companies in sector 47742 we hold annual accounts for 1,138. 930 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-12-2009
Fiscal year end31-12
Activities, NACEBEL
47742Retail sale of prescription glasses, lenses and sunglasses
47782Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.