OPTIK SCHÜTZ
ActiveOPTIK SCHÜTZ has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €226k and a net result of €10k. Equity is growing by ~9.2% per year across the filed fiscal years. Its solvency ranks better than 63% of 8275 sector peers (fiscal year 2020). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
94
/ 100
Excellent▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability22▲+4
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity ample (current ratio 6.0 against 6.41 in 2024), and 23.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
76.1%
Return on assets
3.4%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 22-01-2026, 9 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
9 d early
2024
9 d early
2023
1 d early
2022
8 d early
2021
7 d early
2020
22 d early
2019
21 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close16-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, unclassified schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€10k▲ 29.0%
2024 · €8k
2019: €4k
2020: €15k
2021: €41k
2022: €11k
2023: €20k
2024: €8k
2019 → 2025
Working capital
€197k▲ 1.8%
2024 · €193k
2019: €125k
2020: €144k
2021: €195k
2022: €208k
2023: €196k
2024: €193k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€178k-€189k▲ 6.0%€208k▲ 10.5%€216k▲ 3.7%€226k▲ 4.6%
Operating result€60k-€17k▼ 71.7%€34k▲ 97.7%€15k▼ 54.9%€18k▲ 20.1%
Net result€41k-€11k▼ 74.4%€20k▲ 86.1%€8k▼ 60.8%€10k▲ 29.0%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 20% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €297k
Fixed assets
€61k▼ 12.0%
Current assets
€236k▲ 3.1%
Equity and liabilities €297k
Equity
€226k▲ 4.6%
Debt
€71k▼ 13.6%
The debt ratio falls from 27.5% to 23.9%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€27k▲
2024 · €24k
Cash flow
€18k▲
2024 · €16k
Solvency
76.1%▲
2024 · 72.5%
Current ratio
6.00▼
2024 · 6.41
Quick ratio
1.95▲
2024 · 1.92
Debt / equity
0.31▼
2024 · 0.38
ROE
4.4%▲
2024 · 3.6%
ROA
3.4%▲
2024 · 2.6%
Interest coverage
5.79▲
2024 · 4.92
Debt
€71k▼
2024 · €82k
Debt ≤ 1 year
€39k▲
2024 · €36k
Debt > 1 year
€32k▼
2024 · €46k
Income taxes
€5k▲
2024 · €4k
Staff costs
€29k▼
2024 · €30k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€298k€297k▼
Fixed assets21/28€70k€61k▼
Tangible fixed assets22/27€70k€61k▼
Land and buildings22€50k€47k▼
Plant, machinery and equipment23€20k€15k▼
Current assets29/58€229k€236k▲
Amounts receivable after more than one year29€15k€15k=
Other amounts receivable291€15k€15k=
Stocks and contracts in progress3€160k€159k▼
Stocks30/36€160k€159k▼
Amounts receivable within one year40/41€8k€3k▼
Trade receivables40€6k€2k▼
Other amounts receivable41€2k€816▼
Cash at bank and in hand54/58€42k€57k▲
Deferred charges and accrued income490/1€3k€1k▼
Equity and liabilities
Total equity and liabilities10/49€298k€297k▼
Equity10/15€216k€226k▲
Contributions10/11€55k€55k=
Reserves13€79k€89k▲
Distributable reserves133€79k€89k▲
Profit (loss) carried forward14€82k€82k=
Amounts payable17/49€82k€71k▼
Amounts payable after more than one year17€46k€32k▼
Financial debts170/4€46k€32k▼
Amounts payable within one year42/48€36k€39k▲
Current portion of amounts payable after more than one year42€14k€15k▲
Trade debts44€5k€7k▲
Suppliers440/4€5k€7k▲
Taxes, remuneration and social security45€16k€17k▲
Taxes450/3€11k€11k▼
Remuneration and social security454/9€5k€7k▲
Other amounts payable47/48€220€13▼
Income statement
Code20242025
Remuneration, social security and pensions62€30k€29k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€8k▼
Other operating charges640/8€3k€2k▼
Gross operating margin9900€57k€58k▲
Operating profit (loss)9901€15k€18k▲
Financial income75/76B€1k€1k▲
Recurring financial income75€1k€1k▲
Financial charges65/66B€5k€5k▼
Recurring financial charges65€5k€5k▼
Profit (loss) for the period before taxes9903€12k€15k▲
Income taxes67/77€4k€5k▲
Profit (loss) for the period9904€8k€10k▲
Profit (loss) for the period to be appropriated9905€8k€10k▲
Appropriation of the result
Profit (loss) to be appropriated9906€90k€92k▲
Profit (loss) brought forward from the previous period14P€82k€82k▲
Transfer to equity691/2€8k€10k▲
To other reserves6921€8k€10k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-01
NBB filing
Annual accounts filed
fiscal year 2025 · unclassified schema
2025
22-01
NBB filing
Annual accounts filed
fiscal year 2024 · unclassified schema
2024
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · unclassified schema
2023
30-06
Financial
Equity above €200kEq €208k ▲10.5%
5 profitable years in a row build equity to €208k.
23-01
NBB filing
Annual accounts filed
fiscal year 2022 · unclassified schema
2022
24-01
NBB filing
Annual accounts filed
fiscal year 2021 · unclassified schema
2021
30-06
Financial
Highest result since 2019net €41k ▲177%
Operating result €60k, net result €41k, both a record.
30-06
Financial
Equity above €150kEq €178k ▲30.3%
3 profitable years in a row build equity to €178k.
09-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
10-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
15-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
21-12
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
23-12
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bütgenbach · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Marktplatz 24750 Bütgenbach1 establishment unit
OPTIK SCHÜTZ PgmbH
since 20072.158.805.472
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OPTIEK HANNES - VRANCKX
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VISUALIS
BE 1007.651.440
Namur · Eq €228k
Of 1,725 companies in sector 47742 we hold annual accounts for 1,136. 932 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-12-2006
Fiscal year end30-06
Activities, NACEBEL
47742Retail sale of prescription glasses, lenses and sunglasses
47782Retail trade
52485
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filings
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.