CHIMAPLUS
ActiveCHIMAPLUS has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-189) and a net result of €-28k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 13% of 10345 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
44
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Negative equity caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability53▼-13
Solvency25▼-10
Growth32▼-46
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.48 against 1.3 in 2024; short-term debt: 19.7% and cash: 5.6% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-0.1%
Return on assets
-9.8%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-189
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-08-2026, 12 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
12 d late
2024
28 d early
2023
44 d early
2022
52 d early
2021
19 d early
2020
93 d early
2019
49 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€-189
2024 · €28k
2018: €6k
2019: €-4k
2020: €8k
2021: €18k
2022: €7k
2023: €27k
2024: €28k
2018 → 2025
Total assets
€286k▲ 2.4%
2024 · €279k
2018: €206k
2019: €168k
2020: €192k
2021: €289k
2022: €324k
2023: €308k
2024: €279k
2018 → 2025
Net result
€-28k
2024 · €567
2018: €-22k
2019: €-10k
2020: €12k
2021: €10k
2022: €-11k
2023: €20k
2024: €567
2018 → 2025
Working capital
€-30k
2024 · €14k
2018: €-12k
2019: €-30k
2020: €37k
2021: €9k
2022: €30k
2023: €37k
2024: €14k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€18k-€7k▼ 60.5%€27k▲ 281%€28k▲ 2.1%€-189
Operating result€16k-€-4k€28k€11k▼ 60.7%€-19k
Net result€10k-€-11k€20k€567▼ 97.2%€-28k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €19k after €11k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €286k
Fixed assets
€259k▲ 19.8%
Current assets
€27k▼ 57.2%
Key figures and ratios
EBITDA
€49k▲
2024 · €45k
Cash flow
€40k▲
2024 · €35k
Solvency
-0.1%▼
2024 · 9.9%
Current ratio
0.48▼
2024 · 1.30
Quick ratio
0.47▼
2024 · 1.29
ROA
-9.8%▼
2024 · 0.2%
Interest coverage
5.61▼
2024 · 5.67
Debt
€210k▼
2024 · €252k
Debt ≤ 1 year
€56k▲
2024 · €48k
Debt > 1 year
€153k▼
2024 · €203k
Equity ratios withheld: equity of €-189 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€279k€286k▲
Fixed assets21/28€217k€259k▲
Tangible fixed assets22/27€217k€259k▲
Land and buildings22€198k€250k▲
Furniture and vehicles24€19k€10k▼
Current assets29/58€63k€27k▼
Stocks and contracts in progress3€388€431▲
Stocks30/36€388€431▲
Amounts receivable within one year40/41€23k€10k▼
Trade receivables40€22k€10k▼
Other amounts receivable41€1k-
Cash at bank and in hand54/58€39k€16k▼
Deferred charges and accrued income490/1€628€88▼
Equity and liabilities
Total equity and liabilities10/49€279k€286k▲
Equity10/15€28k€-189▼
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€28€28=
Non-distributable reserves130/1€28€28=
Legal reserve130€28€28=
Profit (loss) carried forward14€-34k€-62k▼
Provisions and deferred taxes16-€77k
Provisions for liabilities and charges160/5-€77k
Other liabilities and charges164/5-€77k
Amounts payable17/49€252k€210k▼
Amounts payable after more than one year17€203k€153k▼
Financial debts170/4€139k€89k▼
Other amounts payable178/9€65k€65k▼
Amounts payable within one year42/48€48k€56k▲
Current portion of amounts payable after more than one year42€48k€50k▲
Trade debts44€193€1k▲
Suppliers440/4€193€1k▲
Taxes, remuneration and social security45-€5k
Taxes450/3-€5k
Income statement
Code20242025
Non-recurring operating income76A€1k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€34k€68k▲
Other operating charges640/8€4k€20k▲
Gross operating margin9900€49k€68k▲
Operating profit (loss)9901€11k€-19k▼
Financial income75/76B€282€118▼
Recurring financial income75€282€118▼
Financial charges65/66B€8k€9k▲
Recurring financial charges65€8k€9k▲
Profit (loss) for the period before taxes9903€3k€-28k▼
Income taxes67/77€3k-
Profit (loss) for the period9904€567€-28k▼
Profit (loss) for the period to be appropriated9905€567€-28k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-34k€-62k▼
Profit (loss) brought forward from the previous period14P€-35k€-34k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 12 days late
2025
31-12
Financial
Weakest financial yearnet €-28k ▼5022%
Net result drops to €-28k, the lowest in the series.
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
17-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €20k
Net result €20k after one loss-making year.
09-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
12-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €12k
Net result €12k after 2 loss-making years.
31-12
Financial
Liquidity times 6current ratio 2.78
Current ratio from 0.43 to 2.78; short-term debt falls from €53k to €21k.
12-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
20-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
14-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
26-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ciney · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Saint Gilles 35590 CineyGround area
1,023 m²
Building footprint
266 m²
Volume, LiDAR
415 m³
2 parcels, Wallonia · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
123 €
since 20082.168.830.423
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91030B0274/00C003 | Wallonia | 951 m² | 1 · 196 m² | - |
| 56016D0425/00C002 | Wallonia | 72 m² | 1 · 70 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
EYE.D OPTICAL
BE 0471.902.624
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ADVANCED MEASURING INSTRUMENTS
BE 0765.437.094
Laarne · Eq €28k
AU PTIT BEN
BE 0676.814.530
Ecaussinnes · Eq €28k
LIEN OPTICS
BE 0774.441.961
Haaltert · Eq €28k
LUNARTE
BE 1019.419.421
Antwerpen · Eq €28k
Of 1,730 companies in sector 47742 we hold annual accounts for 1,138. 795 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded06-02-2008
Fiscal year end31-12
Activities, NACEBEL
47742Retail sale of prescription glasses, lenses and sunglasses
47782Retail trade
46494Wholesale of non-electrical household articles
46900Non-specialised wholesale trade
47512Retail sale of household textiles and bedding
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.