OPTICAL SERVICES
ActiveOPTICAL SERVICES has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €122k and a net result of €23k. Equity is growing by ~6.1% per year across the filed fiscal years. Its solvency ranks better than 64% of 26062 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
94
/ 100
Excellent▲ +20 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability94▲+91
Solvency87▲+18
Growth52=
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 1.63 against 1.32 in 2023), but 50.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-08-2025, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
27 d late
2023
7 d early
2022
30 d late
2021
68 d late
2020
31 d late
2019
119 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€122k▲ 23.2%
2023 · €99k
2018: €89k
2019: €82k
2020: €67k
2021: €72k
2022: €98k
2023: €99k
2018 → 2024
Total assets
€246k▼ 0.5%
2023 · €247k
2018: €294k
2019: €281k
2020: €257k
2021: €250k
2022: €254k
2023: €247k
2018 → 2024
Net result
€23k▲ 4,092%
2023 · €547
2018: €81k
2019: €74k
2020: €59k
2021: €4k
2022: €24k
2023: €547
2018 → 2024
Working capital
€30k▲ 68.0%
2023 · €18k
2018: €34k
2019: €3k
2020: €-840
2021: €5k
2022: €17k
2023: €18k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€67k-€72k▲ 6.1%€98k▲ 37.3%€99k▲ 0.6%€122k▲ 23.2%
Operating result€-11k-€16k€40k▲ 158%€9k▼ 77.4%€40k▲ 335%
Net result€59k-€4k▼ 93.1%€24k▲ 496%€547▼ 97.8%€23k▲ 4,092%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 335% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €246k
Fixed assets
€169k▼ 2.8%
Current assets
€77k▲ 5.1%
Equity and liabilities €246k
Equity
€122k▲ 23.2%
Debt
€124k▼ 16.3%
The debt ratio falls from 60.0% to 50.5%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€53k▲
2023 · €26k
Cash flow
€36k▲
2023 · €17k
Solvency
49.5%▲
2023 · 40.0%
Current ratio
1.63▲
2023 · 1.32
Quick ratio
1.63▲
2023 · 1.32
Debt / equity
1.02▼
2023 · 1.50
ROE
18.8%▲
2023 · 0.6%
ROA
9.3%▲
2023 · 0.2%
Interest coverage
5.50▲
2023 · 4.02
Debt
€124k▼
2023 · €148k
Debt ≤ 1 year
€47k▼
2023 · €55k
Debt > 1 year
€77k▼
2023 · €93k
Income taxes
€7k▲
2023 · €2k
Staff costs
€80k▼
2023 · €90k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€247k€246k▼
Fixed assets21/28€174k€169k▼
Tangible fixed assets22/27€174k€169k▼
Land and buildings22€156k€150k▼
Plant, machinery and equipment23€1k€5k▲
Furniture and vehicles24€15k€14k▼
Other tangible fixed assets26€2k-
Current assets29/58€73k€77k▲
Amounts receivable within one year40/41€20k€23k▲
Trade receivables40€19k€19k▼
Other amounts receivable41€801€4k▲
Cash at bank and in hand54/58€54k€54k▲
Equity and liabilities
Total equity and liabilities10/49€247k€246k▼
Equity10/15€99k€122k▲
Contributions10/11€6k€6k=
Capital10€6k€6k=
Issued capital100€19k€19k=
Uncalled capital101€12k€12k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Profit (loss) carried forward14€91k€114k▲
Amounts payable17/49€148k€124k▼
Amounts payable after more than one year17€93k€77k▼
Financial debts170/4€93k€77k▼
Amounts payable within one year42/48€55k€47k▼
Current portion of amounts payable after more than one year42€15k€16k▲
Trade debts44€1k€5k▲
Suppliers440/4€1k€5k▲
Taxes, remuneration and social security45€39k€27k▼
Taxes450/3€23k€22k▼
Remuneration and social security454/9€16k€4k▼
Income statement
Code20232024
Remuneration, social security and pensions62€90k€80k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€13k▼
Other operating charges640/8€520€2k▲
Gross operating margin9900€116k€134k▲
Operating profit (loss)9901€9k€40k▲
Financial income75/76B-€413
Recurring financial income75-€413
Financial charges65/66B€6k€10k▲
Recurring financial charges65€6k€10k▲
Profit (loss) for the period before taxes9903€3k€30k▲
Income taxes67/77€2k€7k▲
Profit (loss) for the period9904€547€23k▲
Profit (loss) for the period to be appropriated9905€547€23k▲
Appropriation of the result
Profit (loss) to be appropriated9906€91k€114k▲
Profit (loss) brought forward from the previous period14P€90k€91k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
31-12
Financial
Equity above €100kEq €122k ▲23.2%
7 profitable years in a row build equity to €122k.
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €547 ▼97.8%
Net result drops to €547, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
07-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 68 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
27-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 119 days late
2019
13-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 44 days late
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
2016
12-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
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RUTH OPTIEK
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JEURICON
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Of 1,724 companies in sector 47742 we hold annual accounts for 1,124. 987 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded11-12-2006
Fiscal year end31-12
Activities, NACEBEL
47742Retail sale of prescription glasses, lenses and sunglasses
47782Retail trade
52485
32500Manufacture of medical and dental instruments and supplies
33401
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 07-09-2026. Scores and ratios are computed by Checked and are not a credit decision.