BONNESIRE OPTICIENS
ActiveBONNESIRE OPTICIENS has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €122k and a net result of €34k. Equity remains stable across the filed fiscal years (±2.1% per year). Its solvency ranks better than 35% of 10242 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+100
Solvency25▲+14
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity short (current ratio 0.44 against 0.41 in 2024), and 75.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
24.6%
Return on assets
6.8%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-08-2026, 11 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
11 d late
2024
1 d early
2023
26 d late
2022
on the day
2021
29 d late
2020
1 d early
2019
12 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€34k
2024 · €-54k
2018: €-8k
2019: €36k
2020: €23k
2021: €22k
2022: €31k
2023: €-56k
2024: €-54k
2018 → 2025
Working capital
€-193k▲ 11.1%
2024 · €-217k
2018: €-177k
2019: €-160k
2020: €-157k
2021: €-146k
2022: €-125k
2023: €-177k
2024: €-217k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€166k-€198k▲ 18.7%€142k▼ 28.2%€88k▼ 38.1%€122k▲ 38.6%
Operating result€32k-€39k▲ 25.0%€-50k€-45k▲ 10.5%€42k
Net result€22k-€31k▲ 44.1%€-56k€-54k▲ 3.2%€34k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €42k after a loss of €45k in 2024, the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €495k
Fixed assets
€344k▼ 7.3%
Current assets
€151k▲ 1.3%
Equity and liabilities €495k
Equity
€122k▲ 38.6%
Debt
€374k▼ 13.7%
The debt ratio falls from 83.1% to 75.4%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€79k▲
2024 · €14k
Cash flow
€70k▲
2024 · €5k
Solvency
24.6%▲
2024 · 16.9%
Current ratio
0.44▲
2024 · 0.41
Quick ratio
0.26▲
2024 · 0.21
Debt / equity
3.07▼
2024 · 4.93
ROE
27.9%▲
2024 · -61.5%
ROA
6.8%▲
2024 · -10.4%
Interest coverage
7.84▲
2024 · 1.31
Debt
€374k▼
2024 · €433k
Debt ≤ 1 year
€344k▼
2024 · €366k
Debt > 1 year
€30k▼
2024 · €66k
Income taxes
€95▲
2024 · €54
Staff costs
€254k▼
2024 · €267k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€521k€495k▼
Fixed assets21/28€372k€344k▼
Tangible fixed assets22/27€365k€339k▼
Land and buildings22€295k€284k▼
Plant, machinery and equipment23€25k€13k▼
Furniture and vehicles24€14k€17k▲
Other tangible fixed assets26€31k€25k▼
Financial fixed assets28€7k€5k▼
Current assets29/58€149k€151k▲
Stocks and contracts in progress3€72k€60k▼
Stocks30/36€72k€60k▼
Amounts receivable within one year40/41€57k€53k▼
Trade receivables40€41k€37k▼
Other amounts receivable41€16k€16k▼
Current investments50/53€4k€5k▲
Cash at bank and in hand54/58€13k€27k▲
Deferred charges and accrued income490/1€4k€7k▲
Equity and liabilities
Total equity and liabilities10/49€521k€495k▼
Equity10/15€88k€122k▲
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€80k€114k▲
Amounts payable17/49€433k€374k▼
Amounts payable after more than one year17€66k€30k▼
Financial debts170/4€66k€30k▼
Amounts payable within one year42/48€366k€344k▼
Current portion of amounts payable after more than one year42€42k€36k▼
Financial debts43€35k€8k▼
Credit institutions430/8€35k€8k▼
Trade debts44€147k€124k▼
Suppliers440/4€147k€124k▼
Advances received on contracts in progress46€217-
Taxes, remuneration and social security45€47k€61k▲
Taxes450/3€5k€14k▲
Remuneration and social security454/9€43k€47k▲
Other amounts payable47/48€95k€114k▲
Accrued charges and deferred income492/3€750-
Income statement
Code20242025
Remuneration, social security and pensions62€267k€254k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€59k€37k▼
Other operating charges640/8€7k€5k▼
Gross operating margin9900€288k€338k▲
Operating profit (loss)9901€-45k€42k▲
Financial income75/76B€2k€2k▼
Recurring financial income75€2k€2k▼
Financial charges65/66B€11k€10k▼
Recurring financial charges65€11k€10k▼
Profit (loss) for the period before taxes9903€-54k€34k▲
Income taxes67/77€54€95▲
Profit (loss) for the period9904€-54k€34k▲
Profit (loss) for the period to be appropriated9905€-54k€34k▲
Appropriation of the result
Profit (loss) to be appropriated9906€80k€114k▲
Profit (loss) brought forward from the previous period14P€134k€80k▼
Social balance
Average headcount (FTE)90875.26.5▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 11 days late
2025
31-12
Financial
Back to profitnet €34k
Net result €34k after 2 loss-making years.
31-12
Financial
Equity above €100kEq €122k ▲38.6%
Equity rises from €88k to €122k.
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 26 days late
2023
31-12
Financial
Weakest financial yearnet €-56k ▼279%
Net result drops to €-56k, the lowest in the series; recovery starts the following year.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 29 days late
2021
31-12
Financial
Equity above €150kEq €166k ▲14.9%
3 profitable years in a row build equity to €166k.
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
12-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 12 days late
2019
31-12
Financial
Back to profitnet €36k
Net result €36k after one loss-making year.
31-12
Financial
Equity above €100kEq €121k ▲42.7%
Equity rises from €85k to €121k.
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
06-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 6 days late
2017
10-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 10 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aywaille · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Place Joseph Thiry 384920 AywailleGround area
153 m²
Building footprint
36 m²
Volume, LiDAR
259 m³
Parcel 62009B0014/00R000, Wallonia · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Place Joseph Thiry 38, 4920 Aywaille
since 20152.238.340.623
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62009B0014/00R000 | Wallonia | 152 m² | 1 · 36 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
OPTICAL SERVICES
BE 0885.560.708
Wemmel · Eq €122k
CARDON OPTICS
BE 0441.611.405
Aalst · Eq €122k
COMPTOIR CENTRAL D'OPTIQUE
BE 0423.789.634
Seraing · Eq €121k
RUTH OPTIEK
BE 0859.584.009
Halle · Eq €122k
JEURICON
BE 0470.941.433
Diepenbeek · Eq €122k
Of 1,725 companies in sector 47742 we hold annual accounts for 1,136. 991 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-12-2014
Fiscal year end31-12
Activities, NACEBEL
47742Retail sale of prescription glasses, lenses and sunglasses
47782Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.