OPEN MINDIT
ActiveOPEN MINDIT is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €711k and a net result of €84k. Equity is growing by ~23.2% per year across the filed fiscal years. Its solvency ranks better than 58% of 9866 sector peers (fiscal year 2024). The company has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Two signals. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
29 d late
2023
30 d late
2022
60 d late
2021
31 d late
2020
31 d late
2019
61 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€711k▲ 13.4%
2023 · €627k
2018: €220k
2019: €270k
2020: €312k
2021: €412k
2022: €549k
2023: €627k
2018 → 2024
Net result
€84k▼ 26.9%
2023 · €115k
2018: €56k
2019: €49k
2020: €43k
2021: €149k
2022: €165k
2023: €115k
2018 → 2024
Total assets
€1.12M▲ 33.8%
2023 · €839k
2018: €715k
2019: €718k
2020: €708k
2021: €752k
2022: €827k
2023: €839k
2018 → 2024
Solvency
63.3%▼ 11.4pp
2023 · 74.7%
2018: 30.8%
2019: 37.6%
2020: 44.1%
2021: 54.9%
2022: 66.5%
2023: 74.7%
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€312k-€412k▲ 32.0%€549k▲ 33.2%€627k▲ 14.2%€711k▲ 13.4%
Operating result€69k-€223k▲ 225%€241k▲ 7.7%€168k▼ 30.3%€119k▼ 28.8%
Net result€43k-€149k▲ 250%€165k▲ 10.7%€115k▼ 30.3%€84k▼ 26.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 29% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.12M
Fixed assets
€870k▲ 54.7%
Current assets
€253k▼ 8.6%
Equity and liabilities €1.12M
Equity
€711k▲ 13.4%
Debt
€412k▲ 94.2%
The debt ratio rises from 25.3% to 36.7%: debt grows faster than equity.
Key figures and ratios
Solvency
63.3%▼
2023 · 74.7%
ROE
11.8%▼
2023 · 18.3%
ROA
7.5%▼
2023 · 13.7%
Debt
€412k▲
2023 · €212k
Debt ≤ 1 year
€66k▼
2023 · €86k
Debt > 1 year
€344k▲
2023 · €125k
Income taxes
€35k▼
2023 · €49k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€839k€1.12M▲
Fixed assets21/28€563k€870k▲
Tangible fixed assets22/27€563k€870k▲
Land and buildings22€410k€723k▲
Furniture and vehicles24€2k€4k▲
Other tangible fixed assets26€151k€143k▼
Current assets29/58€277k€253k▼
Amounts receivable within one year40/41€173k€209k▲
Trade receivables40€56k€47k▼
Other amounts receivable41€117k€162k▲
Cash at bank and in hand54/58€97k€33k▼
Deferred charges and accrued income490/1€7k€11k▲
Equity and liabilities
Total equity and liabilities10/49€839k€1.12M▲
Equity10/15€627k€711k▲
Contributions10/11€6k€6k=
Reserves13€621k€705k▲
Distributable reserves133€621k€705k▲
Amounts payable17/49€212k€412k▲
Amounts payable after more than one year17€125k€344k▲
Financial debts170/4€125k€344k▲
Amounts payable within one year42/48€86k€66k▼
Current portion of amounts payable after more than one year42€51k€47k▼
Trade debts44€7k€2k▼
Suppliers440/4€7k€2k▼
Taxes, remuneration and social security45€28k€17k▼
Taxes450/3€28k€17k▼
Accrued charges and deferred income492/3€846€1k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€42k€48k▲
Other operating charges640/8€6k€3k▼
Non-recurring operating charges66A€6k-
Gross operating margin9900€222k€171k▼
Operating profit (loss)9901€168k€119k▼
Financial income75/76B€5k€9k▲
Recurring financial income75€5k€9k▲
Financial charges65/66B€10k€10k▲
Recurring financial charges65€10k€10k▲
Profit (loss) for the period before taxes9903€164k€119k▼
Income taxes67/77€49k€35k▼
Profit (loss) for the period9904€115k€84k▼
Profit (loss) for the period to be appropriated9905€115k€84k▼
Appropriation of the result
Profit (loss) to be appropriated9906€115k€84k▼
Transfer from equity791/2€37k-
Transfer to equity691/2€115k€84k▼
To other reserves6921€115k€84k▼
Profit to be distributed694/7€37k-
Return on contributions (dividend)694€37k-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
2022
31-12
Financial
Highest result since 2018net €165k ▲10.7%
Operating result €241k, net result €165k, both a record.
31-12
Financial
Equity above €500kEq €549k ▲33.2%
5 profitable years in a row build equity to €549k.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Weakest financial yearnet €43k ▼13.8%
Net result drops to €43k, the lowest in the series; recovery starts the following year.
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 61 days late
2019
29-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 60 days late
2018
21-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 52 days late
2017
22-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 53 days late
2016
27-09
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 58 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2022
Hera Braga Palmen
CurrentDirector · since 03-06-2022
03-06-2022
Appointed as Director
Location & real-estate footprint
Registered office, Leopoldsburg · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lindenstraat 183970 LeopoldsburgGround area
2,301 m²
Building footprint
437 m²
Volume, LiDAR
2,479 m³
Parcel 71034A1124/00A000, Flanders · tallest building 9.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Open Mindit
since 20092.175.684.363
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71034A1124/00A000 | Flanders | 2,301 m² | 1 · 437 m² | 9.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MARNI GROUP
BE 0748.664.113
Verviers · Eq €711k
Notariële bestuursvennootschap Karin Poelemans
BE 0894.715.825
Zandhoven · Eq €711k
JnL Invest
BE 0835.039.742
Anderlecht · Eq €711k
IMMO JAEKEN
BE 0536.573.019
Oudsbergen · Eq €711k
EQUERCUS
BE 0873.921.302
Lokeren · Eq €711k
Of 24,641 companies in sector 64210 we hold annual accounts for 19,691. 13,269 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-01-2009
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.