Oogcontact
ActiveOogcontact has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €93k and a net result of €54k. Equity remains stable across the filed fiscal years (±0% per year). Its solvency ranks better than 53% of 18016 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
94
/ 100
Excellent▲ +18 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency76▲+46
Growth78▲+46
Stability100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 1.72 against 1.22 in 2024), but 61.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
38.3%
Return on assets
22.1%
Age of the figures
14 mo
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €93k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 23-09-2025, 130 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
130 d early
2024
67 d early
2023
65 d early
2022
64 d early
2021
63 d early
2020
62 d early
2019
11 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close14-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€93k▲ 132%
2024 · €40k
2019: €61k
2020: €61k
2021: €61k
2022: €20k
2023: €17k
2024: €40k
2019 → 2025
Total assets
€244k▲ 22.5%
2024 · €199k
2019: €245k
2020: €200k
2021: €196k
2022: €198k
2023: €144k
2024: €199k
2019 → 2025
Net result
€54k▲ 119%
2024 · €25k
2019: €42k
2020: €24k
2021: €63k
2022: €33k
2023: €-4k
2024: €25k
2019 → 2025
Working capital
€85k▲ 220%
2024 · €26k
2019: €53k
2020: €56k
2021: €56k
2022: €17k
2023: €13k
2024: €26k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€61k-€20k▼ 66.7%€17k▼ 19.1%€40k▲ 143%€93k▲ 132%
Operating result€82k-€45k▼ 45.1%€-2k€37k€81k▲ 119%
Net result€63k-€33k▼ 47.2%€-4k€25k€54k▲ 119%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 119% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €244k
Fixed assets
€42k▼ 23.1%
Current assets
€202k▲ 39.7%
Equity and liabilities €244k
Equity
€93k▲ 132%
Debt
€151k▼ 5.2%
The debt ratio falls from 79.8% to 61.7%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€93k▲
2024 · €42k
Cash flow
€66k▲
2024 · €30k
Solvency
38.3%▲
2024 · 20.2%
Current ratio
1.72▲
2024 · 1.22
Quick ratio
1.72▲
2024 · 1.22
Debt / equity
1.61▼
2024 · 3.94
ROE
57.7%▼
2024 · 61.0%
ROA
22.1%▲
2024 · 12.3%
Interest coverage
18.53▼
2024 · 19.48
Debt
€151k▼
2024 · €159k
Debt ≤ 1 year
€117k▼
2024 · €118k
Debt > 1 year
€29k▼
2024 · €39k
Income taxes
€22k▲
2024 · €10k
Staff costs
€135k▼
2024 · €171k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€199k€244k▲
Fixed assets21/28€55k€42k▼
Tangible fixed assets22/27€55k€42k▼
Furniture and vehicles24€4k€3k▼
Leasing and similar rights25€50k€39k▼
Current assets29/58€145k€202k▲
Amounts receivable within one year40/41€28k€25k▼
Trade receivables40€28k€25k▼
Other amounts receivable41€2€2=
Cash at bank and in hand54/58€114k€173k▲
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€199k€244k▲
Equity10/15€40k€93k▲
Contributions10/11€19k€19k=
Reserves13€22k€75k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€22k€75k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€159k€151k▼
Amounts payable after more than one year17€39k€29k▼
Financial debts170/4€39k€29k▼
Amounts payable within one year42/48€118k€117k▼
Current portion of amounts payable after more than one year42€10k€10k▲
Trade debts44€4k€177▼
Suppliers440/4€4k€177▼
Advances received on contracts in progress46€0-
Taxes, remuneration and social security45€30k€41k▲
Taxes450/3€13k€27k▲
Remuneration and social security454/9€17k€14k▼
Other amounts payable47/48€74k€66k▼
Accrued charges and deferred income492/3€1k€4k▲
Income statement
Code20242025
Remuneration, social security and pensions62€171k€135k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€13k▲
Other operating charges640/8€818€925▲
Non-recurring operating charges66A€615€68▼
Gross operating margin9900€215k€230k▲
Operating profit (loss)9901€37k€81k▲
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€2k€5k▲
Recurring financial charges65€2k€5k▲
Profit (loss) for the period before taxes9903€35k€76k▲
Income taxes67/77€10k€22k▲
Profit (loss) for the period9904€25k€54k▲
Profit (loss) for the period to be appropriated9905€25k€54k▲
Appropriation of the result
Profit (loss) to be appropriated9906€21k€54k▲
Profit (loss) brought forward from the previous period14P€-4k€0▲
Transfer to equity691/2€20k€53k▲
To other reserves6921€20k€53k▲
Profit to be distributed694/7€833€833=
Return on contributions (dividend)694€833€833=
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
23-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
25-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Back to profitnet €25k
Net result €25k after one loss-making year.
2023
27-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Weakest financial yearnet €-4k ▼112%
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
2022
28-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
29-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial
Highest result since 2019net €63k ▲167%
Operating result €82k, net result €63k, both a record.
2020
30-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
20-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
28-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
29-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 2 establishment units since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jan-Pieter Minckelersstraat 1383000 LeuvenGround area
8,576 m²
Building footprint
3,733 m²
Volume, LiDAR
32,715 m³
3 parcels, Flanders · tallest building 16.2 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
Oogcontact
since 20152.246.843.959
Oogcontact
since 20152.246.844.553
3 parcels
Flanders
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24062A1021/00T003 | Flanders | 5,123 m² | 1 · 981 m² | 16.2 m · 2 fl. |
| 24033B0263/00K000 | Flanders | 2,819 m² | 1 · 2,234 m² | 12.7 m · 3 fl. |
| 24109B0747/00N000 | Flanders | 634 m² | 1 · 518 m² | 14.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Clear Vision Consult
BE 0679.966.436
Ronse · Eq €93k
BENNANI OPTIK
BE 0839.655.952
Visé · Eq €93k
B.O.P.
BE 0424.920.772
Liège · Eq €93k
VAN CEULEBROECK
BE 0472.789.678
Kruisem · Eq €94k
OPTIEK BONNE
BE 0802.735.376
Destelbergen · Eq €93k
Of 1,725 companies in sector 47742 we hold annual accounts for 1,136. 992 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-10-2015
Fiscal year end30-06
Activities, NACEBEL
47742Retail sale of prescription glasses, lenses and sunglasses
47782Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.