ONE ON ONE
ActiveONE ON ONE has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €324k and a net result of €150k. Equity is growing by ~94.4% per year across the filed fiscal years. Its solvency ranks better than 33% of 8969 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability88▲+14
Solvency59▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days acceptable
Liquidity ample (current ratio 2.24 against 1.96 in 2023; short-term debt: 12.4% and cash: 16.8% of total assets), but 66.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-06-2025, 38 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
38 d early
2023
37 d early
2022
42 d early
2021
41 d early
2020
40 d early
2019
39 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€324k▲ 82.0%
2023 · €178k
2019: €12k
2020: €20k
2021: €107k
2022: €154k
2023: €178k
2019 → 2024
Total assets
€960k▲ 75.7%
2023 · €546k
2019: €43k
2020: €85k
2021: €459k
2022: €528k
2023: €546k
2019 → 2024
Net result
€150k▲ 521%
2023 · €24k
2019: €5k
2020: €8k
2021: €87k
2022: €47k
2023: €24k
2019 → 2024
Working capital
€148k▲ 52.6%
2023 · €97k
2019: €1k
2020: €-4k
2021: €51k
2022: €73k
2023: €97k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€20k-€107k▲ 444%€154k▲ 43.9%€178k▲ 15.6%€324k▲ 82.0%
Operating result€14k-€114k▲ 747%€72k▼ 37.5%€53k▼ 26.6%€240k▲ 357%
Net result€8k-€87k▲ 989%€47k▼ 46.2%€24k▼ 48.7%€150k▲ 521%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 357% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €960k
Fixed assets
€693k▲ 98.6%
Current assets
€267k▲ 35.2%
Equity and liabilities €960k
Equity
€324k▲ 82.0%
Debt
€636k▲ 72.6%
The debt ratio falls from 67.4% to 66.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€339k▲
2023 · €101k
Cash flow
€248k▲
2023 · €72k
Solvency
33.8%▲
2023 · 32.6%
Current ratio
2.24▲
2023 · 1.96
Quick ratio
2.24▲
2023 · 1.96
Debt / equity
1.96▼
2023 · 2.07
ROE
46.2%▲
2023 · 13.5%
ROA
15.6%▲
2023 · 4.4%
Interest coverage
24.94▲
2023 · 10.18
Debt
€636k▲
2023 · €368k
Debt ≤ 1 year
€119k▲
2023 · €101k
Debt > 1 year
€516k▲
2023 · €268k
Income taxes
€78k▲
2023 · €18k
Staff costs
€256k▲
2023 · €245k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€546k€960k▲
Fixed assets21/28€349k€693k▲
Intangible fixed assets21€14k€3k▼
Tangible fixed assets22/27€333k€686k▲
Land and buildings22€297k€566k▲
Plant, machinery and equipment23€4k€5k▲
Furniture and vehicles24€25k€72k▲
Other tangible fixed assets26€8k€42k▲
Financial fixed assets28€2k€5k▲
Current assets29/58€198k€267k▲
Amounts receivable within one year40/41€82k€104k▲
Trade receivables40€81k€104k▲
Other amounts receivable41€505-
Cash at bank and in hand54/58€85k€162k▲
Deferred charges and accrued income490/1€31k€1k▼
Equity and liabilities
Total equity and liabilities10/49€546k€960k▲
Equity10/15€178k€324k▲
Contributions10/11€6k€6k=
Reserves13€172k€318k▲
Distributable reserves133€172k€318k▲
Amounts payable17/49€368k€636k▲
Amounts payable after more than one year17€268k€516k▲
Financial debts170/4€268k€516k▲
Amounts payable within one year42/48€101k€119k▲
Current portion of amounts payable after more than one year42€25k€12k▼
Financial debts43€21k-
Credit institutions430/8€21k-
Trade debts44€14k€10k▼
Suppliers440/4€14k€10k▼
Taxes, remuneration and social security45€38k€81k▲
Taxes450/3€13k€56k▲
Remuneration and social security454/9€24k€25k▲
Other amounts payable47/48€2k€15k▲
Income statement
Code20232024
Remuneration, social security and pensions62€245k€256k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€48k€99k▲
Other operating charges640/8€2k€9k▲
Gross operating margin9900€348k€604k▲
Operating profit (loss)9901€53k€240k▲
Financial income75/76B€0€1k▲
Recurring financial income75€0€1k▲
Financial charges65/66B€10k€14k▲
Recurring financial charges65€10k€14k▲
Profit (loss) for the period before taxes9903€43k€227k▲
Income taxes67/77€18k€78k▲
Profit (loss) for the period9904€24k€150k▲
Profit (loss) for the period to be appropriated9905€24k€150k▲
Appropriation of the result
Profit (loss) to be appropriated9906€24k€150k▲
Transfer from equity791/2-€4k
Transfer to equity691/2€24k€150k▲
To other reserves6921€24k€150k▲
Profit to be distributed694/7-€4k
Return on contributions (dividend)694-€4k
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2019net €150k ▲521%
Operating result €240k, net result €150k, both a record.
31-12
Financial
Equity above €200kEq €324k ▲82%
6 profitable years in a row build equity to €324k.
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
19-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €150kEq €154k ▲43.9%
4 profitable years in a row build equity to €154k.
20-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity doublescurrent ratio 1.85
Current ratio from 0.92 to 1.85.
31-12
Financial
Equity above €100kEq €107k ▲444%
3 profitable years in a row build equity to €107k.
21-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
22-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schilde · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schalmei 442970 SchildeGround area
4,752 m²
Building footprint
306 m²
Volume, LiDAR
1,979 m³
Parcel 11041B0083/00H000, Flanders · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ONE ON ONE
since 20182.274.336.927
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11041B0083/00H000 | Flanders | 4,752 m² | 1 · 306 m² | 10.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 6 entries · 5,819 EUR awarded · 5,819 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 1,222 EUR | 1,222 EUR |
| 2024 | 1 | 527 EUR | 527 EUR |
| 2023 | 1 | 0 EUR | 2,730 EUR |
| 2022 | 2 | 4,070 EUR | 1,340 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Werkbaarheidscheque (stopgezet)
Vlaams opleidingsverlof (VOV)
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Of 13,425 companies in sector 73300 we hold annual accounts for 6,901. 4,730 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-03-2018
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
78100Employment placement agencies
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.