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ON-Z

Active
Private limited companyfounded 2024active for 2 yearsLange Schipstraat 90, 2800 Mechelen, BelgiumKBO/BCE: BE 1015.284.647

From the official registers: KBO 2 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

ON-Z has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €16,756 and a net result of €439. Its solvency ranks better than 75% of 17,119 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Official details

KBO
Status
Active since 18-10-2024 Normal situation
Activity
Real estate agency activities NACE 68310and 5 others
Establishment unit
2.365.986.089 2800 Mechelen, since 18-10-2024
Financial year end
31 December
Peppol
Reachable since 12-11-2024

Financial position

88 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Annual accounts 2025
Gross margin
€3,454
▼ 83.2%
Turnover
≈ €15,000
estimated
Profit
€439
▼ 97.3%
Equity
€16,756
▲ 2.7%
Total assets
€26,230
▼ 6.8%
Filed on 29-06-2026, 32 days before the deadlineat the National Bank
Score breakdownraises risk1 change of registered office in 24 monthslowers riskSector: Real estate activities (NACE 68)Liquidity: current ratio 2.20, cash €14,627Figures for financial year 2025 (filed on 29-06-2026)Show the evidence

Checked score

Score 2025
88 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 63% of micro companies in real estate (NACE 68)
Financial strength · tick: 2024
Strong
Solvency 89+6
equity 63.9% of total assets
Liquidity 84+4
short-term debt 36.1% · cash 55.8%
Profitability 40-60
return on assets 1.7%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,628 companies, NACE 68, micro)
Last 24 months 11-2025: 0.1% 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026lowest value 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.2%▲ +0.1 percentage points vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.1%▼ -0.1 percentage points vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.3%▲ +0.2 percentage points vs 08-2026 10-2026: 0.3%● unchanged vs 09-2026highest value
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.2 (2.3 in 2024), above the usual 1.5. Short-term debt is 36.1% and cash 55.8% of total assets. 36.1% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 74% of them on solvency, 88% on liquidity, 36% on profitability and 54% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Sector: Real estate activities (NACE 68)
KBO
lowers risk · Liquidity: current ratio 2.20, cash €14,627
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Figures for financial year 2025 (filed on 29-06-2026)
NBB · annual accounts
raises risk · Young company
Founded in 2024, 2 years ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 years
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
32 days early
2024
31 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 2 accounts on average 32 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2024.
KBO publications

Comparable companies

These companies have the same main activity as ON-Z: real estate agency activities (NACE 68310). They are comparable in size and age: total assets between €18,900 and €24,300, founded between 2024 and 2025.

CompanyTotal assetsGross margin
ON-Z Mechelen€26,230€3,454
GMK Services Turnhout€23,901€3,933
Baas & Herpels Kortrijk€24,320€3,296
MIVELA Antwerpen€21,252€5,478
ATS28 Beersel€18,922€3,205
Stella Properties Kraainem€20,002€4,460
BELIVE La Louvière€20,468€4,836
Full comparison

Documents

Annual accounts at the NBB

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about ON-Z

What is the company number of ON-Z?
The company number of ON-Z is 1015.284.647. The VAT number is the same number with BE in front: BE 1015.284.647.
Where is ON-Z based?
The registered office is at Lange Schipstraat 90, 2800 Mechelen.Company details
What does ON-Z do?
According to the KBO register, the main activity is real estate agency activities (NACE 68310).
What is the legal form of ON-Z?
The legal form of ON-Z is Private limited company (BV).
When was ON-Z founded?
ON-Z was founded on 18-10-2024.
Is ON-Z still active?
Yes, ON-Z is an active enterprise in the KBO register.
What is the turnover of ON-Z?
The turnover in financial year 2025 is ≈ €15,000. This figure is estimated from the gross margin of €3,454 and 37 comparable companies (NACE 68310). It probably lies between €5,000 and €25,000. It is a rough estimate.Financials
Is ON-Z profitable?
In financial year 2025, ON-Z made a profit of €439.
Where can I find the annual accounts of ON-Z?
ON-Z filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of ON-Z due?
ON-Z must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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