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Stella Properties

Active
Private limited companyfounded 20251 yr activeBaron Albert d'Huartlaan 120C, 1950 Kraainem, BelgiumKBO/BCE: BE 1019.427.240
Summary

Stella Properties has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3,103 and a net result of €103. Its solvency ranks better than 34% of 9294 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Checked score

Score 2025
Axes
Profitability36
Solvency41
Growth-
Track record67
Bankruptcy probability, 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%
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Signals

Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
14 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 30 January 2025, Stella Properties was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, abbreviated schema

Equity
€3,103
Total assets
€20,002
Net result
€103
Working capital
€1,706

Turnover and EBIT margin not published: the abbreviated schema does not require them.

Balance-sheet composition
Assets €20,002
Fixed assets €1,548
Current assets €18,455
Equity and liabilities €20,002
Equity €3,103
Debt €16,899
Debt finances 84.5% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€4,070
Cash flow
€141
Current ratio
1.10
Debt to equity
5.45
ROE
3.3%
ROA
0.5%
Interest coverage
1.95
Debt ≤ 1 year
€16,749
Income taxes
€1,846

Peer companies

Historical observation

Of the 294 companies that looked in July 2024 the way this one looks now, 2.4% went bankrupt within 24 months and 96% are still going.

  • Micro
  • under 2 years old
  • solvency 10 to 30%
  • a profit under 5% of the balance sheet
2.4% went bankrupt
2.0% stopped otherwise
96% still going

For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 294 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 34 lines
Balance sheet Code2025
Assets
Total assets20/58€20,002
Fixed assets21/28€1,548
Tangible fixed assets22/27€1,323
Furniture and vehicles24€1,323
Financial fixed assets28€225
Current assets29/58€18,455
Amounts receivable within one year40/41€8,105
Trade receivables40€6,497
Other amounts receivable41€1,608
Cash at bank and in hand54/58€3,200
Deferred charges and accrued income490/1€7,150
Equity and liabilities
Total equity and liabilities10/49€20,002
Equity10/15€3,103
Contributions10/11€3,000
Profit (loss) carried forward14€103
Amounts payable17/49€16,899
Amounts payable within one year42/48€16,749
Trade debts44€3,633
Suppliers440/4€3,633
Taxes, remuneration and social security45€13,115
Taxes450/3€13,115
Other amounts payable47/48€0
Accrued charges and deferred income492/3€150
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€38
Other operating charges640/8€390
Gross operating margin9900€4,460
Operating profit (loss)9901€4,032
Financial charges65/66B€2,083
Recurring financial charges65€2,083
Profit (loss) for the period before taxes9903€1,949
Income taxes67/77€1,846
Profit (loss) for the period9904€103
Profit (loss) for the period to be appropriated9905€103
Appropriation of the result
Profit (loss) to be appropriated9906€103

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€38
Other operating charges640/8€390
Gross operating margin9900€4,460
Operating profit (loss)9901€4,032
Financial charges65/66B€2,083
Recurring financial charges65€2,083
Profit (loss) for the period before taxes9903€1,949
Income taxes67/77€1,846
Profit (loss) for the period9904€103
Profit (loss) for the period to be appropriated9905€103
Line2025
Assets
Total assets20/58€20,002
Fixed assets21/28€1,548
Tangible fixed assets22/27€1,323
Furniture and vehicles24€1,323
Financial fixed assets28€225
Current assets29/58€18,455
Amounts receivable within one year40/41€8,105
Trade receivables40€6,497
Other amounts receivable41€1,608
Cash at bank and in hand54/58€3,200
Deferred charges and accrued income490/1€7,150
Equity and liabilities
Total equity and liabilities10/49€20,002
Equity10/15€3,103
Contributions10/11€3,000
Profit (loss) carried forward14€103
Amounts payable17/49€16,899
Amounts payable within one year42/48€16,749
Trade debts44€3,633
Suppliers440/4€3,633
Taxes, remuneration and social security45€13,115
Taxes450/3€13,115
Other amounts payable47/48€0
Accrued charges and deferred income492/3€150
Line2025
Profit (loss) for the period9904€103
+ Depreciation and write-downs630€38
Operating cash flow (approximation)€141

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
17-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kraainem · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
192 m²
Building footprint
93 m²
Volume, LiDAR
1,048 m³
Parcel 22002C0042/02X003, Flanders · tallest building 13.0 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Stella Propertties
Baron Albert d'Huartlaan 120C, 1950 KraainemBuying and selling of own real estate
since 20252.372.399.373
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
22002C0042/02X003 Flanders 192 m² 1 · 93 m² 13.0 m · 4 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 11,756 companies in sector 68310 we hold annual accounts for 6,907. 1,543 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded30-01-2025
Fiscal year end31-12
Activities, NACEBEL 2025
68310Real estate agency activities
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
74130Interior design
81220Other building cleaning and industrial cleaning
Contact
E-mail sebabernard@hotmail.com
Phone +32470275180
E-invoicing
Reachable via Peppol
Peppol ID 0208:1019427240
Also 9925:BE1019427240
Registered 25-11-2025

Register as of 26 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.