Turnover
≈ €15,000 estimated
The abbreviated format states no turnover.
Stella Properties
Lifetime
1 annual account with figurespeak €4,460 (2025)
€4,460
peak €103 (2025)
€103
peak €3,103 (2025)
€3,103
€16,899
Board1 name since 2025
1 directorBERNARD Sébastien
Documentsfilings and deeds
17-07-202614 days before the deadline
2025abbreviated format
Incorporation 03-021 establishment registeredFirst year with figures
Key points
from the 2025 annual accountsDebts
€16,899 84% of the balance sheet
Suppliers 22%Taxes and wages 78%
Of this, €16,749 falls due within a year.
Position in the sector
€3,103
Less equity than 82% of companies in real estate. Sector median €300,015 · 11,302 companies.
Checked score
68
Healthy
Financially stronger than 29% of micro companies in real estate (NACE 68)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,627 companies (NACE 68, micro).
About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
02-2026: 0.7%
03-2026: 0.7%● unchanged vs 02-2026
04-2026: 0.7%● unchanged vs 03-2026
05-2026: 0.7%● unchanged vs 04-2026
06-2026: 0.8%▲ +0.1 percentage points vs 05-2026
07-2026: 0.9%▲ +0.1 percentage points vs 06-2026highest value
08-2026: 0.4%▼ -0.5 percentage points vs 07-2026lowest value
09-2026: 0.4%● unchanged vs 08-2026
10-2026: 0.7%▲ +0.3 percentage points vs 09-2026
11-2026: 0.7%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
1 change of registered office in 24 months
Founded in 2025
lowers risk
Sector: Real estate activities (NACE 68)
Liquidity: current ratio 1.10, cash €3,200
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 36% of them on solvency, 19% on liquidity and 31% on profitability.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 294 companies had the same profile as Stella Properties has now. Each dot is one company, two years later.
95.6%
were still trading
2.0%
stopped another way
2.4%
went bankrupt
That fits the bankruptcy probability of Stella Properties itself: 0.7% within 12 months.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 294 companies, not a prediction for Stella Properties. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
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Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
14 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Registered office moved from Tervuren to Kraainem
New registered office: Avenue Baron Albert d'Huart 120C, bte 1 1950 Kraainem · Previous registered office: Tabakbergstraat 17, 3080 Tervuren · General meeting of 25-08-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1019427240
First establishment
Stella Propertties, Baron Albert d'Huartlaan 120C, Kraainem
Incorporation
Founding capital of €3,000, 1,000 shares · Founder: BERNARD Sébastien (comparant) · Appointment: BERNARD Sébastien (director) · published on 03-02-2025 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Stella Properties Kraainem | €20,002 | €4,460 | 15.5% | - |
| BELIVE La Louvière | €20,468 | €4,836 | 15.5% | - |
| ATS28 Beersel | €18,922 | €3,205 | 21.5% | - |
| Tau Vastgoed Aarschot | €15,875 | €7,295 | 18.4% | - |
| DIERICK IMMO Etterbeek | €14,669 | €4,657 | 48.8% | - |
| MIVELA Antwerp | €21,252 | €5,478 | 62.7% | - |
| Baas & Herpels Kortrijk | €24,320 | €3,296 | 14.4% | - |
These companies have the same main activity as Stella Properties: real estate agency activities (NACE 68310). They are comparable in size and age: total assets between €14,700 and €24,300, founded between 2024 and 2025.
Official details
Source: KBO- Status
- Active since 30-01-2025Normal situation
- Activity
- Real estate agency activitiesNACE 68310and 4 others
- Establishment unit
- 2.372.399.3731950 Kraainem, since 01-02-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 25-11-2025
Annual accounts 2025
- €20,002
- Filing
- Filed on 17-07-2026, 14 days before the end of the filing period
Insights on Stella Properties
Stella Properties has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3,103 and a net result of €103.
Its solvency ranks better than 35% of 11,297 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Stella Properties
- What is the company number of Stella Properties?
- The company number of Stella Properties is 1019.427.240. The VAT number is the same number with BE in front: BE 1019.427.240.
- Where is Stella Properties based?
- The registered office is at Baron Albert d'Huartlaan 120C, 1950 Kraainem.Company details
- What does Stella Properties do?
- According to the KBO register, the main activity is real estate agency activities (NACE 68310).
- What is the legal form of Stella Properties?
- Stella Properties is a private limited company (BV).
- When was Stella Properties founded?
- Stella Properties was founded on 30-01-2025.
- Is Stella Properties still active?
- Yes, Stella Properties is an active enterprise in the KBO register.
- What is the turnover of Stella Properties?
- The turnover in financial year 2025 is ≈ €15,000. This figure is estimated from the gross margin of €4,460 and 59 comparable companies (NACE 68310). It probably lies between €7,900 and €33,000. It is a rough estimate.Financials
- Is Stella Properties profitable?
- In financial year 2025, Stella Properties made a profit of €103.
- Where can I find the annual accounts of Stella Properties?
- Stella Properties filed 1 annual account with the National Bank of Belgium, for financial year 2025.
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