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BELIVE

Active
Private limited companyfounded 20251 yr activeRue Wauters J.(S-B) 20, 7110 La Louvière, BelgiumKBO/BCE: BE 1021.830.860
Summary

BELIVE has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3,174 and a net result of €1,174. Its solvency ranks better than 38% of 14220 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Checked score

Score 2025
Axes
Profitability76
Solvency41
Growth-
Track record67
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
30 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

BELIVE was incorporated on 2 April 2025 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€3,174
Total assets
€20,468
Net result
€1,174
Working capital
-€1,685

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €19,631
Fixed assets €4,023
Current assets €15,608
Equity and liabilities €20,468
Equity €3,174
Debt €17,293
Debt finances 84.5% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€2,529
Cash flow
€2,300
Current ratio
0.90
Debt to equity
5.45
ROE
37.0%
ROA
5.7%
Interest coverage
86.08
Debt ≤ 1 year
€17,293
Income taxes
€204
Staff costs
€1,551

Peer companies

Historical observation

Of the 2,390 companies that looked in July 2024 the way this one looks now, 1.0% went bankrupt within 24 months and 97% are still going.

  • Micro
  • under 2 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
1.0% went bankrupt
1.9% stopped otherwise
97% still going

A further 0.4% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,390 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 35 lines
Balance sheet Code2025
Assets
Total assets20/58€20,468
Formation expenses20€837
Fixed assets21/28€4,023
Intangible fixed assets21€4,023
Current assets29/58€15,608
Amounts receivable within one year40/41€12,309
Trade receivables40€12,309
Cash at bank and in hand54/58€2,405
Deferred charges and accrued income490/1€894
Equity and liabilities
Total equity and liabilities10/49€20,468
Equity10/15€3,174
Contributions10/11€2,000
Profit (loss) carried forward14€1,174
Amounts payable17/49€17,293
Amounts payable within one year42/48€17,293
Trade debts44€2,899
Suppliers440/4€2,899
Taxes, remuneration and social security45€2,293
Taxes450/3€1,254
Remuneration and social security454/9€1,038
Other amounts payable47/48€12,101
Income statement Code2025
Remuneration, social security and pensions62€1,551
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,126
Other operating charges640/8€756
Gross operating margin9900€4,836
Operating profit (loss)9901€1,403
Financial income75/76B€4
Recurring financial income75€4
Financial charges65/66B€29
Recurring financial charges65€29
Profit (loss) for the period before taxes9903€1,378
Income taxes67/77€204
Profit (loss) for the period9904€1,174
Profit (loss) for the period to be appropriated9905€1,174
Appropriation of the result
Profit (loss) to be appropriated9906€1,174

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Remuneration, social security and pensions62€1,551
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,126
Other operating charges640/8€756
Gross operating margin9900€4,836
Operating profit (loss)9901€1,403
Financial income75/76B€4
Recurring financial income75€4
Financial charges65/66B€29
Recurring financial charges65€29
Profit (loss) for the period before taxes9903€1,378
Income taxes67/77€204
Profit (loss) for the period9904€1,174
Profit (loss) for the period to be appropriated9905€1,174
Line2025
Assets
Total assets20/58€20,468
Formation expenses20€837
Fixed assets21/28€4,023
Intangible fixed assets21€4,023
Current assets29/58€15,608
Amounts receivable within one year40/41€12,309
Trade receivables40€12,309
Cash at bank and in hand54/58€2,405
Deferred charges and accrued income490/1€894
Equity and liabilities
Total equity and liabilities10/49€20,468
Equity10/15€3,174
Contributions10/11€2,000
Profit (loss) carried forward14€1,174
Amounts payable17/49€17,293
Amounts payable within one year42/48€17,293
Trade debts44€2,899
Suppliers440/4€2,899
Taxes, remuneration and social security45€2,293
Taxes450/3€1,254
Remuneration and social security454/9€1,038
Other amounts payable47/48€12,101
Line2025
Profit (loss) for the period9904€1,174
+ Depreciation and write-downs630€1,126
Operating cash flow (approximation)€2,300

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
01-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, La Louvière · 1 establishment unit since 2025
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue Wauters J.(S-B) 207110 La Louvière
1 establishment unit
BELIVE
Rue Wauters J.(S-B) 20, 7110 La LouvièreReal estate agency activities
since 20252.372.298.712

Similar companies · same sector, comparable size

Of 11,756 companies in sector 68310 we hold annual accounts for 6,907. 1,568 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded02-04-2025
Fiscal year end31-12
Activities, NACEBEL 2025
68310Real estate agency activities
49320Non-scheduled passenger transport by road
49330On-demand passenger transport by chauffeured vehicle
68110Buying and selling of own real estate
68322Real estate appraisal on a fee or contract basis
E-invoicing
Reachable via Peppol
Peppol ID 0208:1021830860
Also 9925:BE1021830860
Registered 30-04-2026

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.