Turnover
≈ €21,000 estimated
The micro format states no turnover.
BELIVE
Lifetime
1 annual account with figurespeak €4,836 (2025)
€4,836
peak €1,174 (2025)
€1,174
peak €3,174 (2025)
€3,174
€17,293
Board1 name since 2025
1 directorPACE Mirco
Documentsfilings and deeds
01-07-202630 days before the deadline
2025micro format
Incorporation 04-041 establishment registeredFirst year with figures
Key points
from the 2025 annual accountsDebts
€17,293 84% of the balance sheet
Suppliers 17%Taxes and wages 13%Other 70%
Starting capital
€2,000 2,000 shares
Checked score
81
Excellent
Financially stronger than 41% of micro companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,627 companies (NACE 68, micro).
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
05-2026: 0.6%
06-2026: 0.7%▲ +0.1 percentage points vs 05-2026
07-2026: 0.7%● unchanged vs 06-2026highest value
08-2026: 0.4%▼ -0.3 percentage points vs 07-2026lowest value
09-2026: 0.4%● unchanged vs 08-2026
10-2026: 0.5%▲ +0.1 percentage points vs 09-2026
11-2026: 0.5%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Founded in 2025
Equity €3,174 (15.5% of total assets)
lowers risk
Sector: Real estate activities (NACE 68)
Figures for financial year 2025 (filed on 01-07-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 36% of them on solvency, 15% on liquidity and 71% on profitability.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,390 companies had the same profile as BELIVE has now. Each dot stands for 6 companies, two years later.
96.6%
were still trading
2.0%
stopped another way
1.2%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of BELIVE itself: 0.5% within 12 months.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,390 companies, not a prediction for BELIVE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
30 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1021830860
Incorporation
Founding capital of €2,000, 2,000 shares · Founder: PACE Mirco (comparant) · Appointment: PACE Mirco (director) · published on 04-04-2025 · Gazette deed
First establishment
Rue Wauters J. (S-B) 20, La Louvière
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| BELIVE La Louvière | €20,468 | €4,836 | 15.5% | - |
| Stella Properties Kraainem | €20,002 | €4,460 | 15.5% | - |
| MIVELA Antwerp | €21,252 | €5,478 | 62.7% | - |
| DIERICK IMMO Etterbeek | €14,669 | €4,657 | 48.8% | - |
| ATS28 Beersel | €18,922 | €3,205 | 21.5% | - |
| Baas & Herpels Kortrijk | €24,320 | €3,296 | 14.4% | - |
| Geoffrey Vernimmen Lievegem | €21,464 | €7,786 | 21.8% | - |
These companies have the same main activity as BELIVE: real estate agency activities (NACE 68310). They are comparable in size and age: total assets between €14,700 and €24,300, founded between 2024 and 2025.
Official details
Source: KBO- Status
- Active since 02-04-2025Normal situation
- Activity
- Real estate agency activitiesNACE 68310and 4 others
- Establishment unit
- 2.372.298.7127110 La Louvière, since 02-04-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 30-04-2026
Annual accounts 2025
- €20,468
- Filing
- Filed on 01-07-2026, 30 days before the end of the filing period
Insights on BELIVE
BELIVE has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3,174 and a net result of €1,174.
Its solvency ranks better than 38% of 17,199 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about BELIVE
- What is the company number of BELIVE?
- The company number of BELIVE is 1021.830.860. The VAT number is the same number with BE in front: BE 1021.830.860.
- Where is BELIVE based?
- The registered office is at Rue Wauters J. (S-B) 20, 7110 La Louvière.Company details
- What does BELIVE do?
- According to the KBO register, the main activity is real estate agency activities (NACE 68310).
- What is the legal form of BELIVE?
- BELIVE is a private limited company (BV).
- When was BELIVE founded?
- BELIVE was founded on 02-04-2025.
- Is BELIVE still active?
- Yes, BELIVE is an active enterprise in the KBO register.
- What is the turnover of BELIVE?
- The turnover in financial year 2025 is ≈ €21,000. This figure is estimated from the gross margin of €4,836 and 37 comparable companies (NACE 68310). It probably lies between €7,000 and €36,000. It is a rough estimate.Financials
- Is BELIVE profitable?
- In financial year 2025, BELIVE made a profit of €1,174.
- Where can I find the annual accounts of BELIVE?
- BELIVE filed 1 annual account with the National Bank of Belgium, for financial year 2025.
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark Estimate what this company is worth.Value indication
See how customers, suppliers and banks see your own company and what to improve first.