OLYMBIA
ActiveThe annual accounts of OLYMBIA for fiscal year 2025 show a net loss of 74% of the equity at the start of that year. The 2025 annual accounts show equity of €88k and a net result of €-58k. Equity is growing by ~4.5% per year across the filed fiscal years. Its solvency ranks better than 49% of 1287 sector peers (fiscal year 2025). The company has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
48
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability34▼-14
Solvency43▲+2
Growth52=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.38 against 0.35 in 2024; short-term debt: 66.2% and cash: 2.7% of total assets), and 82.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
17.9%
Return on assets
-11.8%
Age of the figures
15 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 55
Relative position
BE, all sectors
reference
Sector 55
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 19-12-2025, 43 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
43 d early
2024
24 d early
2022
28 d late
2021
27 d early
2020
26 d late
2019
25 d late
2018
34 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close16-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€88k▲ 12.4%
2024 · €78k
2019: €68k
2020: €77k
2021: €51k
2022: €69k
2024: €78k
2019 → 2025
Total assets
€491k▼ 1.4%
2024 · €498k
2019: €174k
2020: €160k
2021: €160k
2022: €139k
2024: €498k
2019 → 2025
Net result
€-58k▼ 115%
2024 · €-27k
2019: €3k
2020: €10k
2021: €45k
2022: €17k
2024: €-27k
2019 → 2025
Working capital
€-202k▲ 6.7%
2024 · €-217k
2019: €44k
2020: €59k
2021: €42k
2022: €28k
2024: €-217k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220242025Trend
Equity€77k-€51k▼ 34.0%€69k▲ 34.1%€78k▲ 14.0%€88k▲ 12.4%
Operating result€12k-€23k▲ 86.3%€27k▲ 19.3%€-22k€-51k▼ 136%
Net result€10k-€45k▲ 361%€17k▼ 61.4%€-27k€-58k▼ 115%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €51k in 2025 against €22k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €491k
Fixed assets
€368k▼ 3.6%
Current assets
€123k▲ 5.9%
Equity and liabilities €491k
Equity
€88k▲ 12.4%
Debt
€403k▼ 4.0%
The debt ratio falls from 84.3% to 82.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€19k▼
2024 · €30k
Cash flow
€12k▼
2024 · €25k
Solvency
17.9%▲
2024 · 15.7%
Current ratio
0.38▲
2024 · 0.35
Quick ratio
0.36▲
2024 · 0.33
Debt / equity
4.59▼
2024 · 5.37
ROE
-65.8%▼
2024 · -34.3%
ROA
-11.8%▼
2024 · -5.4%
Interest coverage
3.55▼
2024 · 4.35
Debt
€403k▼
2024 · €419k
Debt ≤ 1 year
€325k▼
2024 · €333k
Debt > 1 year
€74k▼
2024 · €83k
Income taxes
€1k▲
2024 · €-2k
Staff costs
€77k▲
2024 · €72k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€498k€491k▼
Fixed assets21/28€382k€368k▼
Tangible fixed assets22/27€381k€367k▼
Land and buildings22€232k€197k▼
Plant, machinery and equipment23€68k€52k▼
Furniture and vehicles24€81k€118k▲
Financial fixed assets28€820€820=
Current assets29/58€116k€123k▲
Stocks and contracts in progress3€5k€5k=
Stocks30/36€5k€5k=
Amounts receivable within one year40/41€85k€100k▲
Trade receivables40€14k€13k▼
Other amounts receivable41€71k€88k▲
Cash at bank and in hand54/58€26k€13k▼
Deferred charges and accrued income490/1-€4k
Equity and liabilities
Total equity and liabilities10/49€498k€491k▼
Equity10/15€78k€88k▲
Contributions10/11€19k€19k=
Outside capital11€19k€19k=
Other1109/19€19k€19k=
Reserves13€8k€8k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€6k€6k=
Profit (loss) carried forward14€52k€-6k▼
Investment grants15-€68k
Amounts payable17/49€419k€403k▼
Amounts payable after more than one year17€83k€74k▼
Financial debts170/4€83k€74k▼
Amounts payable within one year42/48€333k€325k▼
Current portion of amounts payable after more than one year42€9k€9k▲
Trade debts44€27k€35k▲
Suppliers440/4€27k€35k▲
Taxes, remuneration and social security45€15k€9k▼
Taxes450/3€4k€809▼
Remuneration and social security454/9€10k€8k▼
Other amounts payable47/48€283k€272k▼
Accrued charges and deferred income492/3€4k€4k=
Income statement
Code20242025
Non-recurring operating income76A-€8k
Remuneration, social security and pensions62€72k€77k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€51k€70k▲
Other operating charges640/8€8k€3k▼
Gross operating margin9900€110k€99k▼
Operating profit (loss)9901€-22k€-51k▼
Financial income75/76B-€3
Recurring financial income75-€3
Financial charges65/66B€7k€5k▼
Recurring financial charges65€7k€5k▼
Profit (loss) for the period before taxes9903€-28k€-56k▼
Income taxes67/77€-2k€1k▲
Profit (loss) for the period9904€-27k€-58k▼
Profit (loss) for the period to be appropriated9905€-27k€-58k▼
Appropriation of the result
Profit (loss) to be appropriated9906€52k€-6k▼
Profit (loss) brought forward from the previous period14P€78k€52k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
19-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Weakest financial yearnet €-58k
Net result drops to €-58k, the lowest in the series.
07-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
28-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
04-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Highest result since 2019net €45k ▲361%
Net result €45k, the highest in the series.
26-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
25-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 25 days late
2018
28-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
02-01
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2016
12-12
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2015
16-12
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Florenville · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Neuve,Ste-Cécile 16820 FlorenvilleGround area
943 m²
Building footprint
262 m²
Parcel 85032C0612/00H000, Wallonia. Linked by address, not a title deed.
1 establishment unit
HOSTELLERIE SAINTE-CECILE
since 20042.137.042.929
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 85032C0612/00H000 | Wallonia | 943 m² | 1 · 262 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteFlorenville2.137.042.929
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Of 2,395 companies in sector 55100 we hold annual accounts for 1,516. 1,024 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-04-2004
Fiscal year end30-06
Activities, NACEBEL
55100Hotels and similar accommodation
55101Hotels
55301
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.