Losses
-€92,148 in two years
The 2024 and 2025 financial years closed with a loss. 2024 was the heaviest.
STRUYE
Lifetime
19 annual accounts with figures on one time axispeak €183,961 (2013)
€85,466▼ 2.7%
lowest -€86,779 (2016)
-€29,318▲ €33,513
peak €295,257 (2024)
€265,939▼ 9.9%
€159,088▼ 9.3%
peak 2.6 FTE (2020)
-not published
Board2 names since 2006
2 directorsStruye Nathalie and 1 other
Documentsfilings and deeds
13-10-202674 days late
2025micro format
Loss of €29,318
Key points
from the 2025 annual accountsChecked score
69
Healthy
Financially stronger than 51% of micro companies in accommodation (NACE 55)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 2,522 companies (NACE 55, micro).
About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.4%lowest value
01-2025: 0.4%● unchanged vs 12-2024lowest value
02-2025: 0.4%● unchanged vs 01-2025
03-2025: 0.4%● unchanged vs 02-2025
04-2025: 0.4%● unchanged vs 03-2025
05-2025: 0.5%▲ +0.1 percentage points vs 04-2025
06-2025: 0.4%▼ -0.1 percentage points vs 05-2025
07-2025: 0.5%▲ +0.1 percentage points vs 06-2025
08-2025: 0.7%▲ +0.2 percentage points vs 07-2025
09-2025: 0.9%▲ +0.2 percentage points vs 08-2025
10-2025: 0.5%▼ -0.4 percentage points vs 09-2025
11-2025: 0.5%● unchanged vs 10-2025
12-2025: 0.5%● unchanged vs 11-2025
01-2026: 0.5%● unchanged vs 12-2025
02-2026: 0.5%● unchanged vs 01-2026
03-2026: 0.5%● unchanged vs 02-2026
04-2026: 0.5%● unchanged vs 03-2026
05-2026: 0.5%● unchanged vs 04-2026
06-2026: 0.5%● unchanged vs 05-2026
07-2026: 0.6%▲ +0.1 percentage points vs 06-2026
08-2026: 0.8%▲ +0.2 percentage points vs 07-2026
09-2026: 0.9%▲ +0.1 percentage points vs 08-2026highest value
10-2026: 0.7%▼ -0.2 percentage points vs 09-2026
11-2026: 0.7%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Last filed accounts filed 74 days late; 2 of the last 3 accounts late
Loss of €29,318, the second in a row (financial year 2025)
lowers risk
Founded in 2006
Equity €265,939 (62.6% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 55, micro). It does better than 79% of them on solvency, 49% on liquidity, 47% on profitability and 31% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 12,322 companies had the same profile as STRUYE has now. Each dot stands for 31 companies, two years later.
90.3%
were still trading
8.6%
stopped another way
0.7%
went bankrupt
Another 0.5% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of STRUYE itself: 0.7% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 12,322 companies, not a prediction for STRUYE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €18,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.44 (0.49 in 2024), below 1. Short-term debt is 36.9% and cash 11.9% of total assets. 37.4% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€29,318
raises risk · 2025 accounts filed 74 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-10-2026, 74 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
74 days late
2024
33 days late
2023
on the day
2022
on the day
2021
11 days early
2020
2 days early
2019
35 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 8 days after the deadline. In the sector (NACE 55), the median for financial year 2024 was 1 day before the deadline, and 45% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 1 August (4 of the last 5 accounts filed within 32 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
SN
Struye Nathalie
Director, since 04-10-2006
SP
Struye Philippe
Director, since 04-10-2006
- Jules Struyedeed of 30-12-2024
- Reinhilde Claesdeed of 30-12-2024
- Nathalie Struyedeed of 30-12-2024
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0884259126
Capital increase of €911,107.87 to €929,707.87
4,898 new shares · Capital after the increase: €929,707.87 · Contributions: Nathalie Struye (€200,000); Philippe Struye (€200,000) · General meeting of 17-12-2024 · Gazette deed
Purpose change · Amendment of the articles · Legal-form change · Resignations & appointments
“De groot- en/of kleinhandel in,de aan- en verkoop,de in- en uitvoer,het ontwerpen en de fabricage van,de…” (deed in Dutch) · Board composition: STRUYE Nathalie Jacqueline Emile Jules (director (not named in the articles)) · Board composition: STRUYE Philippe Marie-Louise Wilfried Emile (director (not named in the articles)) · General meeting of 07-12-2023 · Gazette deed
New establishment in Boom
Domus Suites, Bassinstraat 17
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| STRUYE Boom | €425,027 | €85,466 | 62.6% | - |
| URGA Merksplas | €430,168 | €69,639 | 39.7% | - |
| HOTELCONCEPT Watermael-Boitsfort | €438,797 | €72,753 | 40.8% | - |
| PROCESS DESIGN CENTER Wuustwezel | €364,794 | €63,030 | 78.3% | - |
| VALY CONSULT Stavelot | €341,904 | €94,165 | 39.9% | - |
| INDIRECT BUSINESS Huy | €537,333 | €87,623 | -87.4% | - |
| KUYPERS FILIP & CO Maasmechelen | €344,624 | €95,467 | 83.8% | - |
These companies have the same main activity as STRUYE: holiday cottages, homes and apartments (NACE 55203). They are comparable in size and age: total assets between €342,000 and €537,000, founded between 2000 and 2007.
Official details
Source: KBO- Status
- Active since 13-10-2006Normal situation
- Activity
- Holiday cottages, homes and apartmentsNACE 55203and 2 others
- Joint committee
- 302Hotels and catering · annual accounts 2025
- Establishment units
- 2.156.981.8722850 Boom, since 13-10-2006
- 2.300.893.5472850 Boom, since 06-03-2020
- Financial year end
- 31 December
- Peppol
- Reachable since 29-12-2025
Annual accounts 2025
- ≈ €260,000estimated
- €425,027▼ 9.7%
- Employeeson 31-12-2025
- 2=
- Filing
- Filed on 13-10-2026
Insights on STRUYE
STRUYE files the micro format. That format states no turnover. The gross margin rose from €3,089 in 2007 to €85,466 in 2025.
The balance sheet grew most from 2017 to 2019 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about STRUYE
- What is the company number of STRUYE?
- The company number of STRUYE is 0884.259.126. The VAT number is the same number with BE in front: BE 0884.259.126.
- Where is STRUYE based?
- The registered office is at Antwerpsestraat 15, 2850 Boom.Company details
- What does STRUYE do?
- According to the KBO register, the main activity is holiday cottages, homes and apartments (NACE 55203).
- What is the legal form of STRUYE?
- STRUYE is a private limited company (BV).
- When was STRUYE founded?
- STRUYE was founded on 13-10-2006.
- Is STRUYE still active?
- Yes, STRUYE is an active enterprise in the KBO register.
- How many employees does STRUYE have?
- STRUYE had an average of 1.9 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does STRUYE fall under?
- In its 2025 annual accounts, STRUYE states joint committee 302 (Hotels and catering).
- What is the turnover of STRUYE?
- The turnover in financial year 2025 is ≈ €260,000. This figure is estimated from the gross margin of €85,466 and 2,667 comparable companies of the same size. It probably lies between €170,000 and €450,000. It is a rough estimate.
- Is STRUYE profitable?
- In financial year 2025, STRUYE made a loss of €29,318.
- Where can I find the annual accounts of STRUYE?
- STRUYE filed 19 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of STRUYE due?
- STRUYE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.