Okyo
ActiveOkyo has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €141k and a net result of €24k. Equity is growing by ~3.8% per year across the filed fiscal years. Its solvency ranks better than 26% of 3448 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability86▲+86
Solvency18▲+5
Growth52=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity short (current ratio 0.73 against 0.66 in 2024), and 80.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
19.5%
Return on assets
3.3%
Age of the figures
14 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 26-03-2026, 54 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
54 d late
2024
28 d late
2023
41 d late
2022
4 d early
2021
33 d early
2020
5 d early
2019
28 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close13-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€141k▲ 20.7%
2024 · €117k
2019: €97k
2020: €166k
2021: €169k
2022: €198k
2023: €198k
2024: €117k
2019 → 2025
Total assets
€723k▼ 13.1%
2024 · €832k
2019: €438k
2020: €673k
2021: €627k
2022: €626k
2023: €758k
2024: €832k
2019 → 2025
Net result
€24k
2024 · €-81k
2019: €78k
2020: €76k
2021: €3k
2022: €36k
2023: €-501
2024: €-81k
2019 → 2025
Working capital
€-94k▲ 35.5%
2024 · €-146k
2019: €82k
2020: €318k
2021: €211k
2022: €102k
2023: €216k
2024: €-146k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€169k-€198k▲ 17.3%€198k▼ 0.3%€117k▼ 41.1%€141k▲ 20.7%
Operating result€16k-€61k▲ 291%€14k▼ 76.2%€-68k€31k
Net result€3k-€36k▲ 938%€-501€-81k▼ 15,981%€24k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €31k after a loss of €68k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €723k
Fixed assets
€472k▼ 13.9%
Current assets
€251k▼ 11.6%
Equity and liabilities €723k
Equity
€141k▲ 20.7%
Provisions
€10k▼ 8.3%
Debt
€573k▼ 18.8%
The debt ratio falls from 84.7% to 79.2%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€81k▲
2024 · €-37k
Cash flow
€74k▲
2024 · €-50k
Solvency
19.5%▲
2024 · 14.0%
Current ratio
0.73▲
2024 · 0.66
Quick ratio
0.73▲
2024 · 0.66
Debt / equity
4.07▼
2024 · 6.05
ROE
17.2%▲
2024 · -69.1%
ROA
3.3%▲
2024 · -9.7%
Interest coverage
6.39▲
2024 · -2.48
Debt
€573k▼
2024 · €705k
Debt ≤ 1 year
€346k▼
2024 · €431k
Debt > 1 year
€217k▼
2024 · €274k
Income taxes
€928▲
2024 · €0
Staff costs
€149k▲
2024 · €113k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€832k€723k▼
Fixed assets21/28€548k€472k▼
Intangible fixed assets21€150k€131k▼
Tangible fixed assets22/27€395k€337k▼
Land and buildings22€337k€317k▼
Plant, machinery and equipment23€375€74▼
Furniture and vehicles24€58k€20k▼
Financial fixed assets28€3k€3k=
Current assets29/58€284k€251k▼
Amounts receivable within one year40/41€24k€169k▲
Trade receivables40€24k€31k▲
Other amounts receivable41-€138k
Cash at bank and in hand54/58€249k€58k▼
Deferred charges and accrued income490/1€11k€24k▲
Equity and liabilities
Total equity and liabilities10/49€832k€723k▼
Equity10/15€117k€141k▲
Contributions10/11€19k€19k=
Reserves13€177k€122k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€25k€23k▼
Distributable reserves133€150k€97k▼
Profit (loss) carried forward14€-79k-
Provisions and deferred taxes16€11k€10k▼
Deferred taxes168€11k€10k▼
Amounts payable17/49€705k€573k▼
Amounts payable after more than one year17€274k€217k▼
Financial debts170/4€274k€217k▼
Amounts payable within one year42/48€431k€346k▼
Current portion of amounts payable after more than one year42€88k€75k▼
Financial debts43-€50k
Credit institutions430/8-€50k
Trade debts44€95k€15k▼
Suppliers440/4€95k€15k▼
Advances received on contracts in progress46€181k€136k▼
Taxes, remuneration and social security45€63k€70k▲
Taxes450/3€33k€38k▲
Remuneration and social security454/9€30k€32k▲
Other amounts payable47/48€3k-
Accrued charges and deferred income492/3-€10k
Income statement
Code20242025
Non-recurring operating income76A-€11k
Remuneration, social security and pensions62€113k€149k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€31k€50k▲
Other operating charges640/8€3k€14k▲
Non-recurring operating charges66A-€693
Gross operating margin9900€79k€245k▲
Operating profit (loss)9901€-68k€31k▲
Financial income75/76B€1k€6k▲
Recurring financial income75€1k€6k▲
Financial charges65/66B€15k€13k▼
Recurring financial charges65€15k€13k▼
Profit (loss) for the period before taxes9903€-81k€24k▲
Transfer from deferred taxes780€881€881=
Income taxes67/77€0€928▲
Profit (loss) for the period9904€-81k€24k▲
Transfer from tax-exempt reserves789€2k€2k=
Profit (loss) for the period to be appropriated9905€-78k€26k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-79k€-53k▲
Profit (loss) brought forward from the previous period14P€-717€-79k▼
Transfer from equity791/2-€53k
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 54 days late
2025
30-06
Financial
Back to profitnet €24k
Net result €24k after 2 loss-making years.
28-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
30-06
Financial
Weakest financial yearnet €-81k
Net result drops to €-81k, the lowest in the series; recovery starts the following year.
12-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 41 days late
2023
27-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
29-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
26-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Equity above €150kEq €166k ▲71.6%
2 profitable years in a row build equity to €166k.
03-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
31-12
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
08-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
20-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beringen · 2 establishment units since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Olmsesteenweg 283583 BeringenGround area
2,808 m²
Building footprint
728 m²
Volume, LiDAR
9,192 m³
2 parcels, Flanders · tallest building 20.3 m, ±5 floors. Linked by address, not a title deed.
2 establishment units
Okyo
since 20112.199.540.524
Okyo
since 20212.320.972.151
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71004A0525/00R003 | Flanders | 1,481 m² | 1 · 541 m² | 20.3 m · 5 fl. |
| 71049A0333/00Z002 | Flanders | 1,327 m² | 1 · 186 m² | 15.6 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 117 EUR awarded · 117 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 117 EUR | 117 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
Vonque
BE 0465.247.236
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KOIA
BE 0818.511.932
Beerse · Eq €141k
3A-Architectes
BE 0848.714.168
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Build-ID
BE 0633.918.754
Gent · Eq €142k
SBUILT
BE 1017.223.261
Rebecq · Eq €139k
Of 3,911 companies in sector 71112 we hold annual accounts for 1,290. 1,022 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded27-05-2011
Fiscal year end30-06
Activities, NACEBEL
71112Activities of interior architects
74104Other professional, scientific and technical activities
74130Interior design
47820Retail sale of motor vehicle parts and accessories
77110Renting and leasing of cars and light motor vehicles
85510Sports and recreation education
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.