SBUILT
ActiveSBUILT has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €139k and a net result of €95k. Its solvency ranks better than 74% of 9369 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
100
/ 100
Excellent▲ +15 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78
Stability82
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days only on tighter terms
Liquidity ample (current ratio 4.15 against 3.97 in 2024), and 23.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
76.9%
Return on assets
52.6%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
32 d early
2024
30 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€139k▲ 210%
2024 · €45k
2024: €45k
2024 → 2025
Total assets
€181k▲ 205%
2024 · €59k
2024: €59k
2024 → 2025
Net result
€95k▲ 138%
2024 · €40k
2024: €40k
2024 → 2025
Working capital
€131k▲ 208%
2024 · €43k
2024: €43k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€45k-€139k▲ 210%
Operating result€50k-€121k▲ 143%
Net result€40k-€95k▲ 138%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 143% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €180k
Fixed assets
€7k
Current assets
€173k
Equity and liabilities €181k
Equity
€139k▲ 210%
Debt
€42k▲ 191%
The debt ratio falls from 24.2% to 23.1%: equity grows faster than debt.
Key figures and ratios
EBITDA
€124k▲
2024 · €50k
Cash flow
€97k▲
2024 · €40k
Solvency
76.9%▲
2024 · 75.8%
Current ratio
4.15▲
2024 · 3.97
Quick ratio
4.15▲
2024 · 3.97
Debt / equity
0.30▼
2024 · 0.32
ROE
68.3%▼
2024 · 88.9%
ROA
52.6%▼
2024 · 67.4%
Interest coverage
559.01
Debt
€42k▲
2024 · €14k
Debt ≤ 1 year
€42k▲
2024 · €14k
Income taxes
€26k▲
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€59k€181k▲
Formation expenses20€2k€1k▼
Fixed assets21/28-€7k
Tangible fixed assets22/27-€7k
Plant, machinery and equipment23-€4k
Furniture and vehicles24-€3k
Financial fixed assets28-€96
Current assets29/58€57k€173k▲
Amounts receivable within one year40/41€36k€46k▲
Trade receivables40€35k€46k▲
Other amounts receivable41€1k-
Cash at bank and in hand54/58€21k€121k▲
Deferred charges and accrued income490/1-€6k
Equity and liabilities
Total equity and liabilities10/49€59k€181k▲
Equity10/15€45k€139k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€40k€134k▲
Amounts payable17/49€14k€42k▲
Amounts payable within one year42/48€14k€42k▲
Trade debts44€1k€3k▲
Suppliers440/4€1k€3k▲
Taxes, remuneration and social security45€13k€35k▲
Taxes450/3€13k€35k▲
Other amounts payable47/48€446€4k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€75€2k▲
Other operating charges640/8€387€66▼
Gross operating margin9900€50k€124k▲
Operating profit (loss)9901€50k€121k▲
Financial charges65/66B-€221
Recurring financial charges65-€221
Profit (loss) for the period before taxes9903€50k€121k▲
Income taxes67/77€10k€26k▲
Profit (loss) for the period9904€40k€95k▲
Profit (loss) for the period to be appropriated9905€40k€95k▲
Appropriation of the result
Profit (loss) to be appropriated9906€40k€135k▲
Profit (loss) brought forward from the previous period14P-€40k
Profit to be distributed694/7-€833
Return on contributions (dividend)694-€833
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €100kEq €139k ▲210%
2 profitable years in a row build equity to €139k.
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rebecq · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Ham 421430 RebecqGround area
3,864 m²
Building footprint
238 m²
Volume, LiDAR
1,031 m³
Parcel 25007A0144/00G000, Wallonia · tallest building 6.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue de Ham 42, 1430 Rebecq
since 20242.367.127.622
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25007A0144/00G000 | Wallonia | 3,864 m² | 1 · 238 m² | 6.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Uw Interieur
BE 0764.417.210
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DOMINIQUE BUYSSCHAERT
BE 0439.799.483
Overijse · Eq €138k
Vonque
BE 0465.247.236
Enghien · Eq €140k
WILLEM BENOIT INTERIEURARCHITECT
BE 0681.454.989
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LH.AA
BE 0765.254.180
Vorst · Eq €138k
Of 3,910 companies in sector 71112 we hold annual accounts for 1,290. 1,024 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-12-2024
Fiscal year end31-12
Activities, NACEBEL
71112Activities of interior architects
41001General construction of residential buildings
68201Renting and operating of own or leased residential real estate, excluding social housing
70200Business and other management consultancy
70220Business consulting
74909Other professional, scientific and technical activities
74999Other professional, scientific and technical activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.