OFFITEL
ActiveSummary
OFFITEL has been active since 1996 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €897,507 and a net result of -€4,786. Equity is growing by about 7.6% per year across the filed financial years. Its solvency ranks better than 37% of 831 sector peers (NACE 73, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Overview
- Staff
- 12.9 FTE
- Equity
- €897,507
- Loss
- -€4,786
- HOLDING MEMODirector · permanent representative Michael DE DECKER
- PAPILIODirector · permanent representative Ruth DE DECKER
Why 81raises riskLiquidity: current ratio 1.43, cash €92,102, halvedSize: 12.9 FTE, total assets €3.0mlowers riskFounded in 1996Figures for financial year 2025 (filed 22-07-2026)Show the evidence
Checked score
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 73, small): better than 35% on solvency, 10% on liquidity, 19% on profitability and 32% on growth.
The bankruptcy probability was computed on 17-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Show the recommended maximum and see how the verdict changes with amount, term and advance.
Signals
This company filed its last 7 accounts on average 48 days before the deadline; the sector median (NACE 73) for financial year 2024 is 6 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · full…
- Permanent representative: Michael DE DECKERPower of attorney
- Weakest financial yearnet -€4,786
Financials · financial year 2025, full format
2021 to 2025, 5 financial years 2019 to 2025, 8 financial years
The operating result has fallen two years in a row; 2025 is 90% below 2024 and is the lowest result in the available series.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Average staff in full-time equivalents (FTE).
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 73, Advertising, market research and public relations activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Peer companies
Historical observationOf the 2,507 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96.4% are still going.
- Small
- 20 years or older
- solvency 10 to 30%
- a small loss
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,472 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,507 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2019 | 2020 | 2021 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €0 | - | - | - | - | - |
| Remuneration, social security and pensions62 | - | - | - | €0.4m | €0.8m | €0.7m | €0.7m | €0.5m | ▼ 23.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €0.1m | €0.1m | €0.06m | €0.01m | €0.02m | €0.02m | €0.01m | €0.01m | ▼ 26.1% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | €0 | - | - | -€0.01m | €0 | - |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | - | - | - | - | -€0.02m | €0 | - | - | - |
| Other operating charges640/8 | - | - | - | €0.008m | €0.01m | €0.01m | €0.05m | €0.004m | ▼ 91.7% |
| Non-recurring operating charges66A | - | - | - | €0 | - | €0.004m | €0 | - | - |
| Gross operating margin9900 | €1.9m | €0.9m | €1.5m | €0.6m | €0.9m | €1.1m | €0.9m | €0.6m | ▼ 39.4% |
| Operating profit (loss)9901 | €0.8m | €0.3m | €0.5m | €0.2m | €0.1m | €0.3m | €0.2m | €0.02m | ▼ 89.5% |
| Financial income75/76B | - | - | - | - | - | €294 | €226 | €0.001m | ▲ 434% |
| Recurring financial income75 | €0.001m | €8 | €0 | - | - | €294 | €226 | €0.001m | ▲ 434% |
| Financial charges65/66B | - | - | - | €0.004m | €0.007m | €0.01m | €0.02m | €0.02m | ▲ 2.3% |
| Recurring financial charges65 | €0.04m | €0.03m | €0.04m | €0.004m | €0.007m | €0.01m | €0.02m | €0.02m | ▲ 2.3% |
| Profit (loss) for the period before taxes9903 | €0.7m | €0.3m | €0.5m | €0.2m | €0.1m | €0.3m | €0.2m | €390 | ▼ 99.8% |
| Transfer from deferred taxes780 | - | - | - | €0 | €0.07m | €0 | - | - | - |
| Income taxes67/77 | €0.001m | €0.01m | €0.1m | €0.05m | €0.1m | €0.06m | €0.05m | €0.005m | ▼ 89.4% |
| Profit (loss) for the period9904 | €0.6m | €0.3m | €0.4m | €0.1m | €0.1m | €0.2m | €0.1m | -€0.005m | - |
| Transfer from tax-exempt reserves789 | - | - | - | €0 | €0.3m | €0 | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €0.3m | €0.3m | €0.6m | €0.1m | €0.3m | €0.2m | €0.1m | -€0.005m | - |
| Line | 2019 | 2020 | 2021 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €2.9m | €2.6m | €2.1m | €2.0m | €2.9m | €3.0m | €3.3m | €3.0m | ▼ 9.8% |
| Fixed assets21/28 | €0.3m | €0.5m | €0.05m | €0.05m | €0.04m | €0.05m | €0.05m | €0.05m | ▼ 7.8% |
| Intangible fixed assets21 | - | - | - | - | €0.009m | €0.007m | €0.005m | €0.002m | ▼ 48.3% |
| Tangible fixed assets22/27 | €0.3m | €0.5m | €0.05m | €0.05m | €0.03m | €0.04m | €0.04m | €0.04m | ▼ 3.8% |
| Land and buildings22 | - | - | - | - | - | - | €0.009m | €0.007m | ▼ 23.2% |
| Plant, machinery and equipment23 | - | - | - | €0.03m | €0.02m | €0.03m | €0.02m | €0.02m | ▼ 14.4% |
| Furniture and vehicles24 | - | - | - | €0.02m | €0.01m | €0.01m | €0.01m | €0.02m | ▲ 23.3% |
| Financial fixed assets28 | €375 | €0.001m | €0.001m | €0.001m | €0.001m | €0.001m | €0.001m | €0.001m | = |
| Current assets29/58 | €2.6m | €2.1m | €2.1m | €2.0m | €2.9m | €2.9m | €3.3m | €3.0m | ▼ 9.9% |
| Amounts receivable within one year40/41 | €2.2m | €1.9m | €1.8m | €1.6m | €2.6m | €2.9m | €3.1m | €2.8m | ▼ 7.2% |
| Trade receivables40 | - | - | - | €0.5m | €0.5m | €0.8m | €0.9m | €1.0m | ▲ 9.0% |
| Other amounts receivable41 | - | - | - | €1.1m | €2.0m | €2.1m | €2.1m | €1.8m | ▼ 14.1% |
| Cash at bank and in hand54/58 | €0.3m | €0.2m | €0.3m | €0.4m | €0.3m | €0.07m | €0.2m | €0.09m | ▼ 52.9% |
| Deferred charges and accrued income490/1 | - | - | - | €0.01m | €0.03m | €0.006m | €0.02m | €0.02m | ▲ 2.5% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €2.9m | €2.6m | €2.1m | €2.0m | €2.9m | €3.0m | €3.3m | €3.0m | ▼ 9.8% |
| Equity10/15 | €0.6m | €0.6m | €0.7m | €0.8m | €0.6m | €0.8m | €0.9m | €0.9m | ▼ 0.5% |
| Contributions10/11 | €0.06m | €0.06m | €0.06m | €0.06m | €0.06m | €0.06m | €0.06m | €0.06m | = |
| Capital10 | - | - | - | €0.06m | €0.06m | €0.06m | €0.06m | €0.06m | = |
| Issued capital100 | - | - | - | €0.06m | €0.06m | €0.06m | €0.06m | €0.06m | = |
| Reserves13 | €0.6m | €0.6m | €0.4m | €0.4m | €0.2m | €0.2m | €0.2m | €0.2m | = |
| Non-distributable reserves130/1 | - | - | - | €0.006m | €0.006m | €0.006m | €0.006m | €0.006m | = |
| Legal reserve130 | - | - | - | €0.006m | €0.006m | €0.006m | €0.006m | €0.006m | = |
| Tax-exempt reserves132 | - | - | - | €0.3m | €0.004m | €0.004m | €0.004m | €0.004m | = |
| Distributable reserves133 | - | - | - | €0.2m | €0.2m | €0.2m | €0.2m | €0.2m | = |
| Profit (loss) carried forward14 | -€0.03m | -€0.05m | €0.2m | €0.3m | €0.4m | €0.5m | €0.7m | €0.7m | ▼ 0.7% |
| Provisions and deferred taxes16 | €0.2m | €0.1m | €0.09m | €0.09m | €0 | - | - | - | - |
| Provisions for liabilities and charges160/5 | - | - | - | €0.02m | €0 | - | - | - | - |
| Environmental obligations163 | - | - | - | €0.02m | - | - | - | - | - |
| Other liabilities and charges164/5 | - | - | - | - | €0 | - | - | - | - |
| Deferred taxes168 | - | - | - | €0.07m | €0 | - | - | - | - |
| Amounts payable17/49 | €2.1m | €1.9m | €1.3m | €1.1m | €2.3m | €2.2m | €2.4m | €2.1m | ▼ 13.3% |
| Amounts payable after more than one year17 | €0.8m | €1.0m | €0.2m | €0.1m | €0.07m | €0.05m | €0.04m | €0.03m | ▼ 18.3% |
| Financial debts170/4 | - | - | - | €0.1m | €0.07m | €0.05m | €0.04m | €0.03m | ▼ 18.3% |
| Other amounts payable178/9 | - | - | - | €0 | - | - | - | - | - |
| Amounts payable within one year42/48 | €1.3m | €0.9m | €1.1m | €0.9m | €2.2m | €2.2m | €2.4m | €2.1m | ▼ 12.3% |
| Current portion of amounts payable after more than one year42 | - | - | - | €0.1m | €0.2m | €0.08m | €0.008m | €0.008m | ▲ 1.0% |
| Financial debts43 | - | - | - | €0.1m | €0.1m | €0.1m | €0.2m | €0.2m | ▲ 1.3% |
| Credit institutions430/8 | - | - | - | €0.1m | €0.1m | €0.1m | €0.2m | €0.2m | ▲ 1.3% |
| Trade debts44 | €0.5m | €0.3m | €0.3m | €0.3m | €0.3m | €0.4m | €0.6m | €0.6m | ▼ 8.7% |
| Suppliers440/4 | - | - | - | €0.3m | €0.3m | €0.4m | €0.6m | €0.6m | ▼ 8.7% |
| Taxes, remuneration and social security45 | - | - | - | €0.2m | €0.2m | €0.2m | €0.2m | €0.1m | ▼ 30.1% |
| Taxes450/3 | - | - | - | €0.1m | €0.07m | €0.04m | €0.03m | €0.02m | ▼ 52.8% |
| Remuneration and social security454/9 | - | - | - | €0.1m | €0.1m | €0.1m | €0.1m | €0.09m | ▼ 23.3% |
| Other amounts payable47/48 | - | - | - | €0.2m | €1.4m | €1.4m | €1.3m | €1.1m | ▼ 14.5% |
| Accrued charges and deferred income492/3 | - | - | - | €0.008m | €0.005m | €0 | €0.03m | €0.001m | ▼ 94.4% |
| Line | 2019 | 2020 | 2021 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €608,419 | €274,043 | €446,529 | €117,477 | €96,290 | €240,126 | €124,550 | -€4,786 | - |
| + Depreciation and write-downs630 | €98,807 | €102,986 | €62,893 | €11,803 | €22,572 | €17,276 | €14,871 | €10,986 | ▼ 26.1% |
| Operating cash flow (approximation) | €707,225 | €377,030 | €509,421 | €129,280 | €118,862 | €257,402 | €139,421 | €6,199 | ▼ 95.6% |
| Investment in fixed assets (approximation) | - | -€285,282 | €377,611 | - | -€14,671 | -€23,831 | -€18,829 | -€7,114 | ▲ 62.2% |
| Change in cash | - | -€64,714 | €33,733 | - | -€69,354 | -€242,200 | €120,893 | -€103,588 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Latest 10 of 30 filings with the National Bank
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | full format | 22-07-2026 | 2026-00317701 |
| 31-12-2024 | abbreviated format | 22-07-2025 | 2025-00296191 |
| 31-12-2023 | abbreviated format | 22-07-2024 | 2024-00267864 |
| 31-12-2022 | abbreviated format | 20-06-2023 | 2023-00139098 |
| 31-12-2021 | abbreviated format | 21-06-2022 | 2022-20080667 |
| 30-06-2021 | abbreviated format | 20-10-2021 | 2021-72100523 |
| 30-06-2020 | abbreviated format | 29-09-2020 | 2020-56200197 |
| 30-06-2019 | abbreviated format | 25-09-2019 | 2019-65400564 |
| 30-06-2018 | abbreviated format | 30-11-2018 | 2018-73100525 |
| 30-06-2017 | abbreviated format | 31-10-2017 | 2017-68300159 |
Similar companies · same sector, comparable size
Subsidies and aid
Flemish government
2022 to 2025 · 8 entries · €41,569 awarded · €36,668 paid| Year | Entries | Awarded | Paid |
|---|---|---|---|
| 2025 | 2 | €7,320 | €7,348 |
| 2024 | 2 | €12,823 | €8,912 |
| 2023 | 2 | €11,487 | €10,469 |
| 2022 | 2 | €9,939 | €9,939 |
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Board 2
2 not recently confirmed
Day-to-day management 2
Permanent representatives 2
2 not recently confirmed
Mandate history
- Board
- Day-to-day management
- not recently confirmed
- began earlier
| Name | Functions and periods |
|---|---|
| HOLDING MEMO |
|
| PAPILIO |
|
| BVBA LACB |
|
| Investel |
|
| Hadewig WEYEN |
|
| FEYNMAN |
|
| LEEDEC |
|
| BVBA VALUE |
|
| BVBA VOLUMIO |
|
| NV S & ZI |
|
Owners and capital
Owners
No owners or capital events in the accounts and acts we read.
Group and network
Connections & network
2 connected companiesThe connected companies are in the list below.
Board mandates elsewhere
1 board mandateHistory
Acts, filings and financial milestones
04-05
Gazette deed
Permanent representative: Michael DE DECKERPower of attorney5 facts ▸
- Board meeting, 01-01-2026
- Permanent representative, Michael DE DECKER (2 times)
- Power of attorney, VGD Accountants en Belastingconsulenten
- Power of attorney, Leen APPELMANS
- Power of attorney, Neelke DE VRIENDT
11-08
Gazette deed
Permanent representative: Christine VASTENAVONDT2 facts ▸
- Board meeting, 28-06-2023
- Permanent representative, Christine VASTENAVONDT
20-12
Gazette deed
Resignation: Hadewig WEYEN (director)Permanent representative: Ruth DE DECKER · Director discharge · Power of attorney6 facts ▸
- General meeting, 30-11-2021
- Director resignation, Hadewig WEYEN (director)
- Director discharge, Hadewig WEYEN
- Power of attorney, VGD Accountants en Belastingconsulenten
- Power of attorney, Karin VAN AUTREVE
- Permanent representative, Ruth DE DECKER
06-09
Gazette deed
Algemene Vergadering - BoekjaarAmendment of the articles · Power of attorney3 facts ▸
- General meeting, 25-08-2021
- Amendment of the articles (4 times)
- Power of attorney, de bestuurder
07-07
Gazette deed
Resignations: AL SERVICE (director) and FEYNMAN (director)Appointments: PAPILIO (director) and HOLDING MEMO (director) · Permanent representatives: Ruth DE DECKER and Michael DE DECKER · Mandate compensation9 facts ▸
- General meeting, 08-06-2021
- Director resignation, AL SERVICE (director)
- Director resignation, FEYNMAN (director)
- Director appointment, PAPILIO (director)
- Mandate compensation, PAPILIO
- Director appointment, HOLDING MEMO (director)
- Mandate compensation, HOLDING MEMO
- Permanent representative, Ruth DE DECKER
- Permanent representative, Michael DE DECKER
Show earlier events
13-04
Gazette deed
Resignation: Holding Memo BV (director)Director discharge · Power of attorney8 facts ▸
- General meeting, 15-03-2021
- Board meeting, 15-03-2021
- Director resignation, Holding Memo BV (director)
- Director resignation, Holding Memo BV (managing director)
- Director discharge, Holding Memo BV
- Director discharge, Christine Vastenavondt
- Power of attorney, Peak Legal BV
- Power of attorney, VGD Accountants en Belastingconsulenten BV (2 times)
17-12
Gazette deed
Registered officeRegistered-office move2 facts ▸
- Board meeting, 30-11-2018
- Registered-office move, Mieënbroekstraat 33, 3600 Genk
13-02
Gazette deed
Resignations: VOLUMIO, VALUE and 2 othersAppointments: HOLDING MEMO, AL SERVICE and MIGA COMPUTERS · Permanent representatives: Christine VASTENAVONDT, Ruth DE DECKER and Michael DE DECKER16 facts ▸
- General meeting, 09-01-2018
- Board meeting, 09-01-2018
- Director resignation, VOLUMIO (director)
- Director resignation, VALUE (director)
- Director resignation, S & ZI (director)
- Director resignation, INVESTEL (director)
- Director appointment, HOLDING MEMO (director)
- Permanent representative, Christine VASTENAVONDT
- Director appointment, AL SERVICE (director)
- Permanent representative, Ruth DE DECKER
- Director appointment, MIGA COMPUTERS (director)
- Permanent representative, Michael DE DECKER
- +4 further facts in this act
16-11
Gazette deed
Reappointments: BVBA VOLUMIO, BVBA VALUE and 3 othersPermanent representatives: Bart JANSEN and Luc VANNITSEN12 facts ▸
- General meeting, 05-09-2016
- Board meeting, 05-09-2016
- Director reappointment, BVBA VOLUMIO (director)
- Director reappointment, BVBA VOLUMIO (managing director)
- Director reappointment, BVBA VOLUMIO (chair of the board)
- Permanent representative, Bart JANSEN (2 times)
- Director reappointment, BVBA VALUE (director)
- Director reappointment, BVBA VALUE (managing director)
- Permanent representative, Luc VANNITSEN (2 times)
- Director reappointment, Hadewig WEYEN (director)
- Director reappointment, NV S & ZI (director)
- Director reappointment, BVBA INVESTEL (director)
28-12
Gazette deed
Reappointments: BVBA LACB, BVBA VALUE and Hadewig WEYENAppointments: BVBA LACB (managing director) and BVBA VALUE (managing director) · Permanent representatives: Bart JANSEN and Luc VANNITSEN10 facts ▸
- General meeting, 06-09-2010
- Board meeting, 06-09-2010
- Director reappointment, BVBA LACB (director)
- Director appointment, BVBA LACB (managing director)
- Director appointment, BVBA LACB (chair of the board)
- Director reappointment, BVBA VALUE (director)
- Director appointment, BVBA VALUE (managing director)
- Director reappointment, Hadewig WEYEN (director)
- Permanent representative, Bart JANSEN
- Permanent representative, Luc VANNITSEN
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 17 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 71304E0488/00D002 | Flanders | 1,486 m² | 1 · 401 m² | 6.8 m · 1 |