Equity
OFFERMANN LANGUAGES paid out €13,842 in dividends. That is 1,214% of the 2025 profit.
OFFERMANN LANGUAGES paid out €13,842 in dividends. That is 1,214% of the 2025 profit.
Short-term debts rose from €5,167 to €17,119.
The 2016 accounts came 8 days late. The other nine of the last ten were filed on time.
The dashed line is the sector median: 0.2% across 5,430 companies (NACE 74, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 74, micro). It does better than 46% of them on solvency, 30% on liquidity, 27% on profitability and 14% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-09-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 10,904 companies had the same profile as OFFERMANN LANGUAGES has now. Each dot stands for 28 companies, two years later.
That fits the bankruptcy probability of OFFERMANN LANGUAGES itself: 0.1% within 12 months.
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 10,904 companies, not a prediction for OFFERMANN LANGUAGES. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is ample, with a current ratio of 1.79 (6.07 in 2024), above the usual 1.5. Short-term debt is 55.9% and cash 19.8% of total assets. However, 55.9% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 7 accounts on average 16 days before the deadline. In the sector (NACE 74), the median for financial year 2024 was 3 days before the deadline, and 38% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| OFFERMANN LANGUAGES Eupen | €30,631 | €2,085 | 44.1% | - |
| MIGSEL Zonhoven | €36,464 | €3,389 | 87.2% | - |
| PILAWSKI TRANSLATIONS, REWRITING & CONSULTING Uccle | €33,117 | €2,608 | 81.2% | - |
| IMPACT TRADUCTION Liège | €36,963 | €3,592 | 87.5% | - |
| SARIAA Liège | €35,522 | -€1,265 | 95.8% | - |
| CREATRAD Verlaine | €34,897 | -€2,604 | 84.5% | - |
| EXACTO SENSU Braine-l'Alleud | €22,346 | €1,930 | 81.6% | - |
These companies have the same main activity as OFFERMANN LANGUAGES: translation services (NACE 74301). They are comparable in size and age: total assets between €22,300 and €37,000, founded between 2001 and 2013.
OFFERMANN LANGUAGES files the micro format. That format states no turnover. The gross margin fell from €36,166 in 2009 to €2,085 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €13,000. Estimated: probably between €6,200 and €24,000.
Higher than 44% of 4,354 companies in 2025.
Higher than 48% of 4,186 companies in 2025.
Higher than 37% of 4,216 companies in 2025.
Net result: middle half · Equity: middle half · Balance sheet total: bottom quarter · Working capital: middle half
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Balance sheet: assets | ||||||||||||||||||
20/58 |
30,631 | 31,382 | 31,806 | 31,343 | 66,507 | 57,367 | 57,419 | 51,466 | 65,452 | 66,970 | 64,562 | 56,133 | 39,606 | 41,393 | 38,811 | 63,022 | 48,368 | |
21/28 |
- | - | - | - | - | - | - | 6,588 | 13,176 | 18,855 | 25,314 | 10,538 | 14,951 | 20,143 | 5,706 | 10,826 | 16,388 | |
22/27 |
- | - | - | - | - | - | - | 6,588 | 13,176 | 18,855 | 25,314 | 10,538 | 14,951 | 20,143 | 5,706 | 10,826 | 16,388 | |
24 |
- | - | - | - | - | - | - | 6,588 | 13,176 | 18,855 | 25,314 | 10,538 | 14,951 | 20,143 | 5,706 | 10,826 | 16,388 | |
29/58 |
30,631 | 31,382 | 31,806 | 31,343 | 66,507 | 57,367 | 57,419 | 44,878 | 52,277 | 48,115 | 39,248 | 45,595 | 24,655 | 21,250 | 33,105 | 52,196 | 31,980 | |
29 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 16,107 | |
290 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 16,107 | |
40/41 |
24,340 | 28,500 | 24,131 | 18,459 | 44,537 | 48,959 | 41,635 | 30,288 | 25,055 | 29,372 | 17,899 | 34,162 | 17,763 | 12,286 | 30,146 | 20,984 | - | |
40 |
20,164 | 27,834 | 21,210 | 15,686 | 14,591 | 17,005 | 19,365 | 11,216 | 11,556 | 11,428 | 7,107 | 7,315 | 17,232 | 12,286 | 5,439 | 17,693 | - | |
41 |
4,176 | 666 | 2,921 | 2,773 | 29,946 | 31,954 | 22,269 | 19,072 | 13,499 | 17,944 | 10,791 | 26,847 | 532 | - | 24,708 | 3,291 | - | |
50/53 |
235 | 953 | 3,168 | 9,920 | 15,030 | 7,537 | 11,126 | 13,710 | 23,820 | 14,515 | 18,598 | 10,073 | 5,182 | 8,066 | 1,545 | 25,050 | 12,074 | |
54/58 |
6,056 | 1,929 | 4,507 | 2,963 | 6,940 | 871 | 3,701 | 288 | 2,370 | 3,548 | 2,225 | 733 | 1,085 | 276 | 481 | 5,276 | 3,034 | |
490/1 |
- | - | - | - | - | - | 956 | 592 | 1,032 | 680 | 526 | 626 | 625 | 622 | 932 | 886 | 765 | |
| Balance sheet: equity and liabilities | ||||||||||||||||||
10/49 |
30,631 | 31,382 | 31,806 | 31,343 | 66,507 | 57,367 | 57,419 | 51,466 | 65,452 | 66,970 | 64,562 | 56,133 | 39,606 | 41,393 | 38,811 | 63,022 | 48,368 | |
10/15 |
13,513 | 26,214 | 24,873 | 21,902 | 25,078 | 47,092 | 43,384 | 43,916 | 45,429 | 39,779 | 29,881 | 24,031 | 22,161 | 12,707 | 9,250 | 8,899 | 22,569 | |
10/11 |
6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | |
100 |
- | - | - | - | - | - | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | |
101 |
- | - | - | - | - | - | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | |
13 |
7,313 | 20,014 | 18,673 | 15,702 | 20,923 | 42,937 | 39,229 | 39,229 | 39,229 | 33,579 | 23,681 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | |
130/1 |
- | - | - | 1,860 | 1,860 | 1,860 | - | - | - | - | - | - | - | - | - | - | - | |
130 |
- | - | - | - | - | - | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | |
1311 |
- | - | - | 1,860 | 1,860 | 1,860 | - | - | - | - | - | - | - | - | - | - | - | |
133 |
7,313 | 20,014 | 18,673 | 13,842 | 19,063 | 41,077 | 37,369 | 37,369 | 37,369 | 31,719 | 21,821 | - | - | - | - | - | - | |
14 |
- | - | - | - | -2,045 | -2,045 | -2,045 | -1,513 | - | - | - | 15,971 | 14,101 | 4,647 | 1,190 | 839 | 14,509 | |
17/49 |
17,119 | 5,167 | 6,932 | 9,441 | 41,429 | 10,275 | 14,035 | 7,550 | 20,023 | 27,191 | 34,682 | 32,101 | 17,445 | 28,686 | 29,561 | 54,124 | 25,799 | |
17 |
- | - | - | - | - | - | - | - | - | 5,687 | 11,272 | - | 1,394 | 5,482 | - | - | 4,677 | |
170/4 |
- | - | - | - | - | - | - | - | - | 5,687 | 11,272 | - | 1,394 | 5,482 | - | - | 4,677 | |
42/48 |
17,119 | 5,167 | 6,932 | 9,441 | 41,429 | 10,275 | 14,035 | 7,550 | 20,023 | 21,504 | 23,409 | 32,101 | 16,051 | 23,203 | 29,561 | 54,124 | 21,122 | |
42 |
- | - | - | - | - | - | - | - | 5,687 | 6,690 | 6,570 | 1,394 | 4,089 | 3,954 | - | 4,677 | 4,921 | |
43 |
- | - | - | 221 | - | - | - | - | - | - | - | - | - | - | 115 | 584 | 8 | |
430/8 |
- | - | - | 221 | - | - | - | - | - | - | - | - | - | - | 115 | 584 | 8 | |
44 |
2,663 | 3,007 | 4,620 | 1,593 | 1,516 | 4,685 | 2,904 | 1,799 | 4,772 | 4,703 | 5,002 | 10,538 | 4,662 | 5,327 | 4,087 | 3,431 | 6,568 | |
440/4 |
2,663 | 3,007 | 4,620 | 1,593 | 1,516 | 4,685 | 2,904 | 1,799 | 4,772 | 4,703 | 5,002 | 10,538 | 4,662 | 5,327 | 4,087 | 3,431 | 6,568 | |
45 |
1,458 | 2,161 | 2,312 | 2,260 | 9,780 | 5,590 | 3,904 | 3,765 | 9,564 | 10,111 | 11,838 | 12,670 | 7,300 | 4,267 | 15,089 | 17,383 | 6,701 | |
450/3 |
1,458 | 2,161 | 2,312 | 2,260 | 9,780 | 5,590 | 3,904 | 3,765 | 9,564 | 10,111 | 11,838 | 12,670 | 7,300 | 4,267 | 15,089 | 17,383 | - | |
454/9 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 6,701 | |
47/48 |
12,998 | - | - | 5,367 | 30,133 | - | 7,226 | 1,985 | - | - | - | 7,500 | - | 9,655 | 10,270 | 28,050 | 2,923 | |
| Income statement | ||||||||||||||||||
9900 |
2,085 | 2,682 | 4,846 | 3,914 | 14,623 | 5,927 | 1,159 | 7,376 | 18,485 | 28,506 | 20,775 | 25,664 | 22,939 | 12,106 | 30,909 | 39,394 | 36,166 | |
630 |
- | - | - | - | - | - | 366 | 6,588 | 6,778 | 6,460 | 6,673 | 5,604 | 5,192 | 5,777 | 5,691 | 5,562 | 5,957 | |
640/8 |
109 | 103 | 99 | 99 | 99 | 103 | 605 | 655 | 582 | 1,215 | 601 | 447 | 552 | 1,453 | 463 | 454 | 1,034 | |
66A |
- | - | - | - | - | - | - | - | - | - | 1,807 | 760 | - | - | - | - | - | |
9901 |
1,976 | 2,579 | 4,747 | 3,816 | 14,524 | 5,824 | 187 | 133 | 11,125 | 20,832 | 13,501 | 19,613 | 17,195 | 4,877 | 24,755 | 33,378 | 29,175 | |
75/76B |
130 | 98 | 151 | 192 | 429 | 468 | 333 | 387 | 282 | 240 | 682 | 1,103 | 89 | 901 | 1,367 | 124 | 74 | |
75 |
130 | 98 | 151 | 192 | 429 | 468 | 333 | 387 | 282 | 240 | 682 | 1,103 | 89 | 901 | 1,367 | 124 | 74 | |
65/66B |
345 | 493 | 310 | 499 | 170 | 212 | 383 | 331 | 347 | 426 | 343 | 254 | 655 | 535 | 275 | 457 | 269 | |
65 |
345 | 493 | 310 | 499 | 170 | 212 | 162 | 331 | 347 | 426 | 343 | 254 | 655 | 535 | 275 | 457 | 269 | |
66B |
- | - | - | - | - | - | 221 | - | - | - | - | - | - | - | - | - | - | |
9903 |
1,762 | 2,184 | 4,588 | 3,509 | 14,783 | 6,080 | 137 | 189 | 11,060 | 20,646 | 12,033 | 19,702 | 16,630 | 5,242 | 25,847 | 33,046 | 28,979 | |
67/77 |
622 | 843 | 1,617 | 1,035 | 5,077 | 2,373 | 669 | 1,702 | 5,410 | 10,747 | 6,184 | 7,832 | 7,176 | 1,785 | 12,496 | 13,716 | 12,610 | |
9904 |
1,140 | 1,341 | 2,971 | 2,474 | 9,706 | 3,708 | -532 | -1,513 | 5,650 | 9,899 | 5,849 | 11,870 | 9,454 | 3,457 | 13,351 | 19,330 | 16,369 | |
9905 |
1,140 | 1,341 | 2,971 | 2,474 | 9,706 | 3,708 | -532 | -1,513 | 5,650 | 9,899 | 5,849 | 11,870 | 9,454 | 3,457 | 13,351 | 19,330 | 16,369 | |
| Appropriation of the result | ||||||||||||||||||
9906 |
1,140 | 1,341 | 2,971 | 428 | 7,661 | 1,663 | -2,045 | -1,513 | 5,650 | 9,899 | 21,821 | 25,971 | 14,101 | 4,647 | 14,190 | 33,839 | 16,369 | |
14P |
- | - | - | -2,045 | - | - | - | - | - | - | - | - | - | - | - | - | - | |
791/2 |
13,842 | - | - | 5,650 | 31,719 | - | - | - | - | - | - | - | - | - | - | - | - | |
691/2 |
1,140 | 1,341 | 2,971 | 428 | 9,706 | 3,708 | - | - | 5,650 | 9,899 | 21,821 | - | - | - | - | - | 1,860 | |
6920 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 1,860 | |
6921 |
1,140 | 1,341 | 2,971 | 428 | 9,706 | 3,708 | - | - | 5,650 | 9,899 | 21,821 | - | - | - | - | - | - | |
694/7 |
13,842 | - | - | 5,650 | 31,719 | - | - | - | - | - | - | 10,000 | - | - | 13,000 | 33,000 | - | |
694 |
13,842 | - | - | 5,650 | 31,719 | - | - | - | - | - | - | 10,000 | - | - | 13,000 | 33,000 | - | |
| Document | ||||||||||||||||||
The notes to these accounts have 4 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).
Source: Annual accounts 2025 (PDF), filed on 09-04-2026.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 30-09-2025 | micro format | 09-04-2026 | 2026-00079459 | |
| 30-09-2024 | micro format | 24-04-2025 | 2025-00083103 | |
| 30-09-2023 | micro format | 27-03-2024 | 2024-00055629 | |
| 30-09-2022 | micro format | 27-04-2023 | 2023-00068714 | |
| 30-09-2021 | micro format | 31-03-2022 | 2022-09300228 | |
| 30-09-2020 | micro format | 09-04-2021 | 2021-10200354 | |
| 30-09-2019 | micro format | 30-04-2020 | 2020-11400529 | |
| 30-09-2018 | micro format | 05-04-2019 | 2019-09600386 | |
| 30-09-2017 | micro format | 08-03-2018 | 2018-06500224 | |
| 30-09-2016 | full format | 08-05-2017 | 2017-11500571 | |
| 30-09-2015 | full format | 29-03-2016 | 2016-07800114 | |
| 30-09-2014 | full format | 22-04-2015 | 2015-10500550 | |
| 30-09-2013 | full format | 21-03-2014 | 2014-07100287 | |
| 30-09-2012 | full format | 30-04-2013 | 2013-10900293 | |
| 30-09-2011 | full format | 04-04-2012 | 2012-08200334 | |
| 30-09-2010 | full format | 28-01-2011 | 2011-02000568 | |
| 30-09-2009 | full format | 11-03-2010 | 2010-06500101 |
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| - | - | - | - | - | - | 554 | 6,720 | 17,903 | 27,291 | 20,174 | 25,217 | 22,387 | 10,653 | 30,446 | 38,940 | 35,132 | ||
| - | - | - | - | - | - | -166 | 5,075 | 12,428 | 16,358 | 12,523 | 17,474 | 14,646 | 9,234 | 19,042 | 24,891 | 22,326 | ||
| - | - | - | - | - | - | -6,221 | 0 | 1,099 | 0 | 31,107 | 1,191 | 0 | 25,181 | 571 | 0 | 22,345 | ||
| 4,127 | -2,578 | 1,544 | -3,977 | 6,069 | -2,830 | 3,413 | -2,081 | -1,178 | 1,322 | 1,493 | -352 | 809 | -206 | -4,794 | 2,241 | - | ||
| 13,513 | 26,214 | 24,873 | 21,902 | 25,078 | 47,092 | 43,384 | 37,328 | 32,253 | 26,612 | 15,839 | 13,494 | 8,604 | -1,953 | 3,544 | -1,927 | 10,858 | ||
| 44.1% | 83.5% | 78.2% | 69.9% | 37.7% | 82.1% | 75.6% | 85.3% | 69.4% | 59.4% | 46.3% | 42.8% | 56.0% | 30.7% | 23.8% | 14.1% | 46.7% | ||
| 1.79 | 6.07 | 4.59 | 3.32 | 1.61 | 5.58 | 4.09 | 5.94 | 2.61 | 2.24 | 1.68 | 1.42 | 1.54 | 0.92 | 1.12 | 0.96 | 1.51 | ||
| 1.27 | 0.20 | 0.28 | 0.43 | 1.65 | 0.22 | 0.32 | 0.17 | 0.44 | 0.68 | 1.16 | 1.34 | 0.79 | 2.26 | 3.20 | 6.08 | 1.14 | ||
| 8.4% | 5.1% | 11.9% | 11.3% | 38.7% | 7.9% | -1.2% | -3.4% | 12.4% | 24.9% | 19.6% | 49.4% | 42.7% | 27.2% | 144.3% | 217.2% | 72.5% | ||
| 3.7% | 4.3% | 9.3% | 7.9% | 14.6% | 6.5% | -0.9% | -2.9% | 8.6% | 14.8% | 9.1% | 21.1% | 23.9% | 8.4% | 34.4% | 30.7% | 33.8% |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
The operating result for 2025 is 23% lower than in 2024 and the lowest since 2019. It is the second fall in a row.
Debt's share of the balance-sheet total rises from 16.5% to 55.9%. Equity is lower and debt is higher.
OFFERMANN LANGUAGES has no parent and no holdings in its annual accounts. OFFERMANN René is the only director. OFFERMANN LANGUAGES shares no director with another company.
Deadline for the 2026 accounts: 30-04-2027
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
| Establishment | Since | Unit number |
|---|---|---|
| Auf der Höh 11 registered office 4701 Eupen | 15-10-2008 | 2.173.621.233 |
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